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How To Invest 5000 Dollars In 2023

Updated On: November 29, 2023

how to invest 5000 dollars in 2023

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Table of Contents

Program At A Glance

What I liked
Different business opportunities
Possibility of working from home
Earning potential
What I Didn’t Like
You need time and effort
Research should be done
Not the best business model in 2022

So, You Wanna Know How To Invest 5,000 Dollars?

You’ve saved a lot of money, and I’m not talking about a savings account here; you’re seeking to put $5,000 to good use in the stock market.

The stock market and real estate, as many would tell you…

And I’ll get into them somewhat…

But surely by now, you know that it’s impossible to amass enough money for a comfortable retirement with mere thrift alone…

Especially after the recent stock market fiasco, but I digress.

Everyone wealthy knows the best way to invest 5,000 is to start your own kind of business.

The short-term may not give you a big return upfront, but your rate of return over the next several years will be huge!

Some of the most realistic ways to do this today aren’t necessarily real estate investments, throwing money in a 401 k, or Roth IRA, but in easy-to-start-up work-from-home businesses!

Alright, so How To Invest 5000 Dollars doesn’t exactly fit into a nice category.

At the end of the day, investing 5000 dollars is a… unique way to think about making money.

It’s certainly possible to make money with off-the-wall businesses like this, but unless you’re interested in taking years out of your life to experiment with an unproven business model, I would look elsewhere.

My #1 personal recommendation if we’re talking about starting a fully-online business has got to be the Lead Generation & Ad Agency business models.

There are a handful of programs that teach you the ropes, but my #1 choice that combines both of those business models into one is the Digital Rental Method program

But, if you’re hard-pressed to jump head-first into an off-the-wall business model, let’s continue on to my full breakdown of How To Invest 5000 Dollars.

Stock Market Investing

stock market investing

While this may be your go-to option, I don’t think it’s the wisest use of a $5,000 investment.

People have been encouraged to invest in the stock market for over 60 years.

Nothing but the same old garbage.

“Invest in a 401 k”, “max out an ira,” “Set up an investment account/ brokerage account/retirement account, and you’ll kill it!” “look up dividend stocks; that’ll help!”

But is that really the case?

$5,000 is a lot to invest in individual stocks; generally speaking, that could be a good area to place your money.

Unfortunately, exchange-traded funds don’t just keep going up forever; some companies take a steep dive, never to return.

That means all the money you invested is just gone and never coming back. And sure, is it important to have a diversified portfolio and investment strategy?

Of course!

But even if you do everything right…It’s not guaranteed to work out. And I’ve seen that.

There are plenty in the boomer generation now who have placed money into these investment options their whole lives for retirement accounts of sorts, and they aren’t any further along than us.

In fact, plenty of them has now had to get part-time jobs because they don’t have enough to get through their elderly years anymore.

So you’ve just got to ask yourself…if I’ve been able to see two generations of people do stocks, bonds, mutual funds, 401k’s, and a Roth IRA, and they aren’t any better off than you…you’ve got to ask…is it even worth it to get started? Does it suit your risk tolerance?

The answer…probably not.

But why is that?

It’s rigged.

Have you been paying attention to the news lately?

Well, if you haven’t…let’s get you caught up quickly.

Several weeks ago, the big hedge funds had decided to short Gamestop Stock (GME) and basically ran the company into the ground.

A whole bunch of people banded together on Reddit and bought up several shares of the stock, leading to a rise in the stock price.

This literally made hedge fund managers cry.

When it started being a bigger story, even more people started buying in.

Regular people were turning into millionaires overnight. Some people leveraged thousands in credit card debt to just turn around in a few days and have millions in their accounts.

So how’d it all end?

Wall Street was exposed for just how corrupt they were. All the different brokerages and their brokerage accounts were frozen regarding anything GME-related.

Robinhood ironically led the charge on that, shutting all their users from buying it, only allowing them to sell.

What happened?

The balance of power shifted away from the market and the people and into the power of the corrupt elite.

Showing us that the everyday average Joe was never meant to get rich by making investments in the stock market.

Wanna fight back against the system and earn the money you know you deserve to make?

Check out this business model that the government and rich elites can’t do a DAMN thing to hold you back!


  • Mutual funds, IRAs, and 401 k are all proven models to make small amounts of money over the long term.
  • Good for “drip” money over the long term.
  • Easy to set up a brokerage account.
  • Rate of return of roughly 8% per year.


  • A high yield is rare.
  • Most brokers require a minimum investment.
  • Robo advisors can’t think for themselves.
  • Capital gains are not tax-free.
  • The stock market is controlled and not made for you to get rich with just $5,000.

Amazon FBA

amazon fba

Selling on Amazon is of the ways to invest $5,000, and this claim appears in many YouTube ads for various investment and money-making courses.

Some people think working for Amazon is a good way to put money into your future.

After all, since its inception, Amazon has year after year and now dominates eCommerce!

You can’t go wrong, right?

Unfortunately, there’s a lot more to selling stuff on Amazon than meets the eye. Let’s dive a little deeper and determine whether an Amazon store investment would be a good idea for you.

Crazy Rules

Amazon used to be an absolute gold mine.

There weren’t too many rules, and most people would have a really high yield if they started a store.

Yep, a successful store on Amazon would beat out any competitive interest rate that a stock broker or bank would give you for putting your money in any portfolio they offer you.

Unfortunately, when rules increase, the opportunities for a certain investment plan like this will begin to dwindle.

At this point, Amazon has so many sellers’ rules that it’s hard to keep track, especially when it seems like they are coming out with new rules every single day!

So before you invest in your own Amazon store, it’s important to go through these rules with a fine-toothed comb and ensure you understand all of them.

Otherwise, Amazon reserves the right to shut down your store at any moment, and all your money is then gone.

Now just think about how bad that sucks for a moment…

You take your solid investment of $5,000 and build up a really profitable Amazon business.

And let’s say you have a few different products dominating each market they are geared towards.

Literally, out of nowhere, Amazon can come in and shut you down for seemingly no rhyme or reason.

A great way to describe this is sort of like an illusion. Amazon gives you the illusion of owning and controlling your own store and business, all while also profiting off of you too, yet they can come in at any moment with your 5,000 to invest and just get rid of all the progress altogether.

But hey, maybe you’ll get lucky and make just as much as these other investors who threw a 5,000 investment into an Amazon store.

Consistent Commission Cuts

The focus here is on the Amazon affiliate program. Nonetheless, it’s a good match for the moment.

See, before, you could sign up as an Amazon associate and promote their items by linking to them wherever you pleased.

Unfortunately, Amazon has continued to slash commissions year after year after year. It’s already tough enough to get clicks online, but these slashes make it even harder to want to continue putting effort toward it.

Imagine if your portfolio manager wanted even more slices of the pie you were bringing him…doesn’t that sound all that fair?

But Mr. Bezos calls the shots, unfortunately.


Perhaps you were not previously deterred from investing by rules and continual commission reductions, but maybe you will be now.

Starting an Amazon business is simple. You can learn how to create one in a couple of hours with the help of most internet tutorials.

Unfortunately, there’s so much rivalry when it’s so simple. On Amazon, there are hundreds of competitors attempting to sell the same things you are to make a six-figure profit.

These people dumped their entire savings accounts into their stores just to hope for profitability.

It takes a lot to run an Amazon business, and it’s really hard to rank a product organically in search. You can thank some of the new rules thanks to that.

So you have to rank organically against all the people who know the same things you do, and you also have to use paid ads to get short-term money in the door to start to recoup that initial investment.

Running PPC is hard because the prices constantly change, and you could end up in the red quickly.

All that to really say, look, a $5,000 investment into Amazon can be profitable, and it has been for a handful of people…

But for you to really be successful, the stars almost have to align, and you have to be one of the best people to have ever run a PPC campaign, haha.

It’s really that difficult.

Do you hate dealing with competition with bigger budgets and better know-how than you?

Shit, who doesn’t, right?

This business model allows you to operate in a space where competition is literally nonexistent, it’s simply a GOLD MINE, and I DON’T SAY THIS LIGHTLY!


  • You can make 6-figures per year with Amazon with a $5,000 investment.
  • Setting up a store on Amazon does not take long.
  • Amazon’s platform is a great way to enter ecommerce because they have the most sales.
  • No credit score is required.


  • Amazon is cash intensive.
  • PPC is difficult and can be a headache to track constantly.
  • It can take well over six months to rank an Amazon product organically

Affiliate Marketing

affiliate marketing

It may be quite challenging to achieve success in the field of affiliate marketing.

Sure, you won’t have to fret about shipping costs or stock up on goods…

However, you should check to see that every one of your links is being followed and that it’s leading to conversion-friendly traffic.

Unfortunately, it takes a crap ton of money to be a good affiliate marketer.

Anyone who knows affiliate marketing knows that the lion’s share of conversion traffic is generated by blogs riddled with affiliate links.

The thing is, though, these sites have to get massive traffic, and that’s hard to do.

You see, PPC has never really worked well when driving blog traffic to hope that people click on your affiliate links in the post.

No, the blogs that rake in a lot of money are ranked organically on page one of Google for several different keywords.

You don’t make a killing by just throwing your links out on the web randomly. People honestly hate that.


Competition has reached crazy levels. With so many individuals involved, this industry has earned a shady reputation.


Everyone has started just placing their affiliate links everywhere unsolicited. Platforms like Reddit even ban users who drop unsolicited affiliate links.

People hate seeing spam everywhere, which is what affiliate marketing has really turned into.

Have you been in any groups on Facebook where people just dump their links everywhere?

Pretty annoying, huh?

I agree.

Ok, but you’re not a spammer, and you really have products to promote…how do you make money as an affiliate marketer?

The way would be through a blog.

You would need to put out consistent content that actually brings value to people and helps them find what they are looking for.

This takes a lot of money, however. You will likely need to invest heavily into outsourcing SEO while you are busy with the creative aspect of things.

And depending on how much content you need to be pushing out…you might need to hire more writers, and good writers are expensive!

But there is a chance you could be a successful affiliate marketer if you budget that $5,000 in the right way!


One of the worst parts about affiliate marketing is the relatively low earnings you can expect from the companies you promote for.

To understand what I mean, consider this: their terms include much fine print. If they can steal your visitors, make a transaction, and not compensate you, then… The action is imminent since they intend to carry it out.

Not all of these affiliate programs are like this…but typically, you have free or cheap ones to join.

It usually costs quite a bit to get into a great affiliate program that makes their payout process really easy.

The caveat to that, however, is that those really good affiliate programs are just as competitive and deal with people with much higher budgets who use all sorts of SEO tactics to dominate a lot of the traffic.

But hey, you’ve got 5,000 to invest, right? Out of everything I’ve mentioned, this might be the one opportunity where your money might go the furthest.


  • One of the cheapest ways to get started making money online.
  • You can get started in just a few hours.
  • Won’t be placed in any credit card debt.


  • So much competition.
  • Companies make it extremely difficult to get your commission into your checking account.
  • You need to know SEO at a high level.

Are There Alternatives To Investing 5,000 Dollars?

other business models to choose from

Yes, there are plenty of other business models to choose from if you want to pursue this making money online. Here are just a few:

Is How To Invest 5,000 Dollars A Scam?

is it a scam

Time for the $1,000,000 question: is How To Invest 5000 Dollars actually a scam?

I wouldn’t technically call it a scam, though others might.

It’s technically possible to make money with this program, so in that sense, it isn’t a scam.

What I’m saying is: after buying, someone will, in fact, send you a login to a website where you can actually view their material. No one is riding off into the sunset with your money, leaving you empty-handed… technically speaking.

But the second, more important question is: is How To Invest 5000 Dollars actually worth the investment?

My honest answer is that for most people out there, probably not.

Read Our In Depth Breakdown Of The Top 5 Opp Courses For 2024

Did How To Invest $5,000 Make The List?

There are countless other business models that are proven & easily scalable, so why risk it for… not an incredibly huge payoff?

I’d rather have a program with thousands of successful students & plenty of room for others to join.

If you’ve followed my blog for long, you know I recommend a few different programs depending on your skills & goals.

My current top choice is using the Digital Rental Method because you have a proven, systematic path to 6-figures, and you can do it from anywhere you want.

I’ve got friends in there that are posting deals from the middle of the woods in a camper van with their pet pig… which is kinda cool.

My #1 Recommended Way Of Making Money Online…Digital Real Estate

make money online with digital landlords

Alright, time for me to get real with my lovely readers for a moment:

I’ve personally tried all of the major online business models:

  • I’ve sold fidget spinners through Amazon FBA
  • I’ve drop-shipped a toilet bowl putting green on Shopify
  • I’ve sold women’s health supplements via Clickbank affiliate marketing

And I made money with all of them, so trust me when I say: there is no “perfect” business model.

THAT BEING SAID: I would at least recommend you implement something that is tried and true, because I’ve seen TOO MANY people (including friends and family) get burned by stuff like How To Invest 5000 Dollars.

They come out of left field with some random idea, make it seem attractive, and then make themselves a quick buck by luring in unsuspecting people.

I’m not saying How To Invest 5000 Dollars itself is a piece of trash, I’m just saying you need to be very, very careful.

This is a big reason why I only recommend proven, tried and true business models, like Lead Generation & Ad Agencies.

There are a bunch of programs out there that teach you those skills, but my top choice is the Digital Rental Method program.

Why? It has proven leaders with their own 7-figure businesses implementing exactly what they teach you.

I’ve also got over a dozen personal friends in there, so I feel comfortable telling you it works.

Whether you’re a complete newbie, or you’ve been around the block before but have never had that “big win” to propel you forward, their program works.

Here’s why:

1)Time: If you’ve got a spare hour or two each day, you can do this. If you want to drop everything and go all in, you can do this. More time obviously means faster results, but even putting in a few hours per day is enough to see real success.

And because of that flexibility, you don’t need to trade your time for money. Once the income starts, it’s recurring (for the most part).

That means you can take a month off, travel the country, pursue a passion project, chill on the beach, or charter a boat across the world.

But you can only do that once you’ve created an income stream that doesn’t require YOU to be there all day, every day.

2)Big Margins: With most businesses, you’re often going to have really slim margins. That means you need to hit a serious scale to make serious money.

using the Digital Rental Method, your profit margin is nearly 100%. Watch here to learn how.

Just a reminder: these Digital Rental Properties are worth (at a minimum) $500/mo in semi-passive income. And each time you create another one, your income increases, and the effort put into creating the next property decreases.

Best-case scenario, you have properties bringing in over $3,000+/mo on “auto-pilot.”

3)It’s Effectively Copy-Paste: Here’s my favorite part: once you have your first Digital Rental Property up, you can literally copy-paste another version of it and find another willing “renter” in a few days. DOUBLING your income doesn’t get much easier than that…

If you wanted to double your income by investing 5000 dollars, you would need to exert time and effort. And I can guarantee you, that’s a lot harder than a few clicks & a phone call.

4)You’re Helping REAL People: My biggest gripe with investing 5000 dollars is that you’re basically only helping yourself.

But With the Digital Rental Method, you’re helping solve REAL problems that people are ASKING for help with:

Small local businesses around the world need one thing: customers. Without them, their business would fall apart. If you can provide those customers, they’re going to be really happy – and they’re going to pay you for it.

You’re helping a struggling mother or father put food on the table for their families, put their kids through college, or simply live life a little bit more comfortably.

Having this type of impact on the world is what will help you sleep soundly at night.

So, the rest is up to you. You could keep looking at other off-the-wall business models, like investing 5000 dollars, and maybe hit it big one day.

You could keep researching and researching for the next few months (or few years), never making a concrete decision.

OR, you can look deep inside, think about those dreams, hopes, & desires, and make the decision to ACTUALLY make it happen, just like it has for thousands of other students before you.

Making a fortune while actually helping real people that need it.

If this sounds like you, click here to see how it all works.



I make over $20,000/MO thanks to this platform... check it out below!