Contrary to popular belief, DiversyFund is a unique crowdfunding service. The company modifies all of the information found through a standard Google search. DiversyFund is a solid business option, and investment opportunities are something the company is actively seeking. They can accomplish this by being selective about the recipients of their financial support.
DiversyFund offers a multi-family real estate investment trust, the DiversyFund Growth REIT. The main goal is to increase cash flow and resale value, and you will automatically have access to multi-million dollar real estate assets.
I’m going to review DiversyFund to see if it really is the best crowdfunding platform out there.
I’ll talk about whether crowdfunding is right for you.
DiversyFund is a course that teaches you about real estate investing.
If you’ve read my other articles on real estate investing, you’ll know there are 3 primary ways to invest:
Wholesaling, buy-and-hold, and flipping.
While they each have their pros and cons, there is a ton of potential for success in investing in real estate.
Real estate has created some of the largest fortunes in world history.
That being said, you should take some time to seriously think about something:
Is now the best time for YOU to get into real estate investing?
Because despite the potential upside, investing in properties or land takes a lot of capital, and is very labor intensive.
That means if you:
- Have less than 3 hours per day, OR
- Aren’t sitting on $20K+ in disposable income
This may not be the best time for you to start investing in physical real estate.
Don’t get me wrong, real estate investing can be an amazing way to protect your assets while generating cash – but there’s a time and a place for it.
But there’s good news!
All you need is a system to generate the cash (& free time) you need to be ready for real estate investing.
My preferred method of getting there is by becoming a Digital Landlord
It takes the benefits of real estate investing, but removes many of the barriers (& annoyances), like:
- Small cash flow on properties
- Having to take out debt
- Dealing with repairs and upkeep
- Dealing with tenants
The cool part is that the income is mostly recurring (AKA semi-passive).
You could make anywhere from $2,000-$10,000+ per month doing it.
You can build it as big (or small) as you feel like, without the annoyances I listed above.
If that sounds interesting, you might want to think about becoming a Digital Landlord.
Then, you can take the profits and start investing in physical real estate a year or two from now.
If you wanna see what DiversyFund looks like on the inside, keep reading.
True, you can put your money into real estate if you choose. One option is investing in a company that owns and manages real estate that generates income. The minimum investment for a share of DiversyFund is $500, and only non-accredited investors in the United States are eligible to participate. This type of investment vehicle is a real estate investment trust (REIT). DiversyFund is a real estate crowdfunding platform that facilitates investments in properties with multiple dwelling units.
The DiversyFund Growth REIT is an SEC-regulated REIT that creates wealthy real estate investing in cash-flow apartment complex buildings. Its focus is on long-term capital appreciation from real estate assets and properties and the renovation and repositioning of these multi-family properties.
Who Can Benefit From DiversyFund?
The only people who typically have enough money to invest in alternative investments are wealthy. Due to a JOBS Act amendment in 2015, non-high-net-worth individuals can now invest in real estate investment trusts (REITs).
The DiversyFund Growth REIT is a company that allows non-accredited investors to invest money in value-add real estate projects. It can offer an alternative to investing in multifamily and commercial properties. DiversyFund is for you if you are a non-accredited investor. You might want to diversify your investments by investing in other things like stocks and bonds.
DiversyFund’s experts have 20+ years of experience investing in stocks, real estate law, and development. They know well the ins and outs of that particular investment location.
DiversyFund Growth REIT Platform And Tools:
Is the DiversyFund Growth REIT something you’d be interested in investing in?
You can sign up for a brand new account by providing your first and last name, phone number, address, and email address on social media sites like Facebook or LinkedIn. In that case, you’ll need to generate a password and enter it twice. In the following space, please enter a referral code.
You can monitor how well your investment is doing by looking at the DiversyFund Dashboard. You can see how much money you have invested and what your portfolio looks like. You will get reports every quarter and an annual tax document.
DiversyFund Research Offerings Includes Multi-Family Properties.
You can learn a lot about investing from the articles available on DiversyFund. Articles aimed at newcomers may have titles like:
- Always Begin With a Plan: “Your Personalized Roadmap”
- Saving is good; Investing is Better: When to Know You’re Ready.
- Work Smarter, Not Harder
- How Much Should I Invest?
Once you have completed the tasks in the first series, you can go through a series of articles about different investments. This section covers alternatives for all and defensive investments that can protect your portfolio.
In the third series, there are articles about real estate investing. There are three articles:
- Real Estate can be a way to diversify your investments and help you minimize volatility.
- Multi-family real estate is safe and demanded by many people.
- Diversifying investments will help the investor to reduce risk.
The information on the website can be hard to read because it has a lot of articles. There are some basic questions on the website about investing. It explains what Growth REIT is and who can invest in it.
There are also some FAQs on the website that can answer your general questions about DiversyFund.
The entry point for DiversyFund’s Growth REIT is low, at just $500. Investors aren’t charged any money for their participation. That means you won’t have to pay fees to invest with the firm. However, they recently eliminated the 2% management fee.
DiversyFund does not charge a sales commission, so how do they make money?
Look at the Series A presentation that charts different ways that the company makes money. The Series A presentation explains how the company could raise up to 100 times more revenue per dollar than other real estate platforms.
DiversyFund might give $225,000 as equity in its Series A. But it might collect $1.2M in developer fees. Do your research so you, as an investor, know if this investment suits you.
DiversyFund Customer Support
Send an email to email@example.com to contact DiversyFund. You can also use Calendly to set up a call with an expert or chat with them on the site. No data suggests how well they respond to customers’ needs.
DiversyFund’s Ease Of Use
It only takes four simple steps. In the first step, you’ll share an image on Instagram. Then, you’ll do as DiversyFund tells you to do. In other words, it’s simple.
Step 1: Create An Account
You must first register for a DiversyFund account. Your first name, last name, email address, phone number (optional), and password will get you started. Then you’ll be able to check out the currently available investments that meet the criteria.
Step 2: Choose Your Investment
You can invest in any of these choices: Growth REIT or DiversyFund. You can find the details about each investment on their website. Or you can contact them by live chat, phone, or email.
Step 3: Decide How Much You’d Like To Invest.
You can see the dashboard to decide how much you want to invest in DiversyFund. The minimum amount is $2,500, and the maximum is $1,000,000.
Step 4: Track Your Investments
Track your invested money and review your investments. You will get reports that show how much you have invested.
When you register as an investor, you will get emails that tell you what to do. These will include emails about registering and notifications about your registration.
After setting up an account, DiversyFund will email you when new investment opportunities are offered. They will also tell you how your investments are doing and when to expect a money-back based on your investment term.
If you live in the U.S., it’s easy for you to invest in DiversyFund. But there are some requirements. You will need to give them a W-9 and file a U.S. tax return with the Schedule K-1 they send annually.
If you want to invest in more than just stocks or bonds, you can use DiversyFund. You only need to invest $500, which will make 11.4%. If you enter “Benzinga” when investing, they will give you a $20 gift card.
Is DiversyFund Legit? How Strong Is It?
DiversyFund is a real business. They have different kinds of investment properties in different places. They have some concerns about how they do business, but they are a good company for investors interested in properties.
How DiversyFund Works: How Are Investments Sourced?
DiversyFund sells and manages multi-family properties. This means they work with people who want to sell their property and are interested in commercial real estate investing, help them find another house, and then make money through rental income. And they also make new houses for people to live in.
As a result, DiversyFund doesn’t charge annual asset management fees to investors in the DiversyFund Growth REIT. It collects many fees from the REIT as the sponsor and developer of investors and properties.
Who Can Invest With DiversyFund? What Is The Amount Of Minimum Investment?
The DiversyFund Growth REIT is open to every investor who likes real estate investing with a minimum investment. The low minimum investment is $500.
What Are DiversyFund’s Fees?
This is the challenge of Reg A investments. DiversyFund touts that it doesn’t charge fees at the fund level, but this is not true for individual investors. Growth REIT is open to those who can invest at least $500 – but some fees will affect an investment in its funds.
I looked at the disclosures in DiversyFund’s SEC filings and found that DiversyFund charges many fees to the REIT. Some of these fees are near industry-standard rates, but many are much higher than you would expect on a stand-alone real estate deal.
DiversityFund charges the REIT different fees. There is a developer fee starting at 6% and going up to 8%. They charge 1% of the total sale price if you sell your property. If they are managing construction, they are not charged more than what industry standards state that it should cost.
It helps developers make more money. They share in the profit amount when they are successful.
But, plain and simple, it’s rare to see a promotion with this low a return. It usually has an 8% preferred return followed by an 80% or 75%.
Here is the bottom line. Investors who put money in a REIT are risking their money and should get more returns than those who don’t. The DiversyFund’s fees are too high, so you get less out of your earnings than you would otherwise.
DiversyFund Returns: What Should You Expect?
There are still many questions about the DiversyFund Growth REIT. It has not yet reported a period with positive operating cash flows. But some people worry that its fee structure creates more opportunities for DiversyFund to profit than the investors for its funds.
Can You Sell DiversyFund Investments?
The DiversyFund investments, like other real estate investments, are not easy to sell. One of the good things about private real estate is that it’s not as volatile as other types of investing. But, if you have invested in a home and then decide to sell it before the deal is done, it will be hard or even impossible to do so.
I’m talking about how DiversyFund is different from other REITs. Other REITs can redeem or buy back shares, but not DiversyFund. But the huge Difference with DiversyFund is that it doesn’t send cash dividends to investors.
All the money is reinvested into new real estate deals. No money will come from the company’s bank account for dividends or share buybacks.
The Growth REIT is not a good choice for many people who want to invest in real estate.
Going Mobile: Is There A DiversyFund App?
DiversityFund has a mobile app that is good for your phone and tablet.
Is DiversyFund Safe To Invest With?
Other investments are safer, but with Diversyfund, investors only need low minimum real estate investments of $500.
DiversyFund says its vertical integration is good because it saves money. Still, it also means that there is more risk for investors. When one real estate investment company handles all those things, and if something goes wrong, the investor who invested in the company will lose money.
Commercial real estate is a safe investment. Real Estate Investors should invest with DiversyFund knowing that they might take more financial risk than if they invested in other companies.
DiversyFund is a company that has had problems making money in the past. DiversyFund might have some issues with leadership because they had problems before.
Company representatives said this ongoing litigation isn’t important, and all violations in the past have been settled. But because regulators have had problems before, I want to be more careful about this one.
Lastly, there is little liquidity in the secondary market for Growth REIT investors. They cannot take dividends as cash.
I don’t recommend DiversyFund. It’s not a good investment for your money because there are better real estate crowdfunding platforms to invest in. Too many things raise my concerns about it, and I think you should invest in something else instead.
Who Is DiversyFund Best For?
- Investors who want investments different from stocks and bonds might look into other ones.
- Those who don’t want to be landlords in the traditional sense
- Investors who are not accredited
Are There Alternatives To DiversyFund?
Yes, there are plenty of other business models to choose from if you want to pursue this making money online. Here are just a few:
Is DiversyFund A Scam?
So, time for the $1,000,000 question – is DiversyFund a scam?
No, not technically. You can 100% make money with this program, though it’s not nearly as simple as DiversyFund makes it seem.
As with most businesses, there is A LOT of work to be done upfront & no guarantee of you being successful.
Not to mention the profit margins are typically pretty small.
Don’t get me wrong, I’m a big proponent of front-loading work now, so that you can reap the rewards later.
But if I’m gonna do that, I want the rewards to be HIGH and virtually guaranteed.
I’d rather put in that same 3 months of work (in my spare time) & build a handful of Digital Rental Properties that each produce $500-$2,000 checks every single month afterward (AKA recurring income).
And the cool part is that you can do it in a lot less time than 3-months (I personally did it in my first 2 weeks of being a Digital Landlord).
Unlike physical real estate, you can do it from anywhere in the world, so it’s a genuine “laptop-lifestyle” business.
All you need is an internet connection.
Some of my friends are Digital Landlords that run their 6-figure businesses from:
- Camping trips at national parks
- Beachfront in Hawaii
- On the road in a camper van (with a pet pig!)
They focus on living an enjoyable life first, and focus on income second. All thanks to this program.
They can take weeks or months off, and money keeps rolling in.
Living happily is the top priority.
If the thought of living perpetually at your dream vacation spot interests you, being a Digital Landlord might be for you!
What Is My #1 Recommendation For Making Money Online In 2022?
I’ve personally tried all of the major online business models:
- I’ve sold fidget spinners through Amazon FBA
- I’ve drop-shipped a toilet bowl putting green on Shopify
- I’ve sold women’s health supplements via Clickbank affiliate marketing
And I made money with all of them, so trust me when I say: there is no “perfect” business model.
It’s worth noting that I FULLY endorse real estate investing as a way to grow wealth, and that’s why I invest my own money in commercial and residential real estate.
That being said, my #1 recommendation for making real money online as a beginner is, hands-down: being a Digital Landlord.
Whether you’re a complete newbie, or you’ve been around the block before but have never had that “big win” to propel you forward, becoming a Digital Landlord is for you.
Time: If you’ve got a spare hour or two each day, you can do this. If you want to drop everything and go all-in, you can do this. More time obviously means faster results, but even putting in a few hours per day is enough to see real success.
And because of that flexibility, you don’t need to trade your time for money. Once the income starts, it’s recurring.
That means you can take a month off, travel the country, pursue a passion project, chill on the beach, or charter a boat across the world.
But you can only do that once you’ve created an income stream that doesn’t require YOU to be there all day, every day.
Real estate investing is a FULL-TIME JOB. If you stop finding deals, your money dries up.
Ownership & Control: Unless you’re buying your properties in cash, you don’t technically own the properties – the lender does.
If you miss a single payment, the property can be taken from you.
Why pour your soul into a business that could be taken away from you at the drop of a dime?
When you’re a Digital Landlord, you literally own all of the assets, which means you have ultimate control.
Ongoing costs: With real estate, profit margins are actually pretty slim. Real wealth is made in owning the assets, and owning A LOT of them.
Being a Digital Landlord, your profit margin is nearly 100%. Watch here to learn how.
Just a reminder: these Digital Rental Properties are worth (at a minimum) $500/mo in semi-passive income. And each time you create another one, your income increases, and the effort put into creating the next property decreases.
Best-case scenario, you have properties bringing in over $3,000+/mo on auto-pilot.
It’s Effectively Copy-Paste: Here’s my favorite part: once you have your first Digital Rental Property up, you can literally copy-paste another version of it and find another willing “renter” in a few days. DOUBLING your income doesn’t get much easier than that…
If you wanted to double your income with real estate investing, you would need twice as many properties, or double your profit margins on each property. And I can guarantee you, that’s a lot harder than a few clicks & a phone call.
Make Money Helping Real People: When you’re a Digital Landlord, you’re helping solve REAL problems that people are ASKING for help with:
Small local businesses around the world need one thing: customers. Without them, their business would fall apart. If we can provide those customers, they’re going to be really happy – and they’re going to pay you for it.
You’re helping a struggling mother or father put food on the table for their families, put their kids through college, or simply live life a little bit more comfortably.
Having this type of impact on the world is what will help you sleep soundly at night.
So, the rest is up to you. You could keep looking at other opportunities like DiversyFund, which might make you money.
You could keep researching and researching for the next few months (or few years), never making a concrete decision.
OR, you can look deep inside, think about those dreams, hopes, & desires, and make the decision to ACTUALLY make it happen, just like it has for thousands of other students before you.
Making a fortune while actually helping real people that need it.
If this sounds like you, click here to see how it all works.