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Team National Review (2023): Legit Networking Marketing Or Scam?

Last Updated: November 21, 2023

By Hope


Welcome to my Team National review. My goal is to answer common questions like: how much it costs, if it's a scam, & if you can actually make money with it. The end goal is to help you understand if it's a good fit for you personally, and if there are any better alternatives out there.
Team National Reviews


This Team National review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Before We Get Into It... Who Am I?

Always good to put a name to a face, so firstly, my name is Hope!

Like you, I was stuck working 8-10 hour days building someone else’s dream.

I worked at one of those cool tech companies that has omelet stations for breakfast & craft beer on tap for after hours.

To a lot of people that’s a dream, but to me… something was missing.

All I really wanted, was to actually enjoy life – more vacations, less stress, buy myself nice things without worrying about the cost… but that was something my 9-5 couldn’t provide me.

That was until a few years ago when I discovered a way to make money online by actually helping real people.

People in this case were local business owners across the US.

Me and My Puppy

For Team National

The page above is an example of how I do it. That one-page site generates $1,500/mo and I haven’t even touched it since it was put up.

That’s an $18,000/year raise from just one page.

That’s why local lead generation is my #1 business recommendation for recurring, semi-passive income. If you want to learn about that business model, click here.

They have no clue what it’s actually like to run the different types of businesses they write about.

I have absolutely no relationship with this program, so you can rest easy knowing I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.

Table Of Contents

A membership program is at the heart of yet another online money-making scheme.

It’s supposed to show you how to become a “6 figure network marketer,” but most members don’t make money promoting other products.

But the truth is, it’s really hard to make money on a tiny commission.

If you want to really build wealth online (at an average of $1,500 per sale PER MONTH), check out my #1 recommendation here.

Now, I want to be totally honest in this review, so…

MLMs like Team National are a bit of a mixed bag. They CAN be a legitimate way to make money, but some have a reputation for literally ruining people’s lives – so it’s important to know what you’re getting since each one is unique.

Like most of my readers, you were probably introduced to this one via a friend or some influencer you trust online.

And it makes sense why so many people recommend them:

Making money outside of a 9-5 can be… life-changing, to say the least.

So in this article, I want to help you explore two things:

  1. If MLMs are actually a worthwhile business to pursue
  2. If Team National is a worthwhile MLM

Before that, I want to clear the air on something.

There are A LOT of people out there who bash all MLMs in any form. I am not one of those people.

Instead, I want to genuinely educate you about them so that you can make an informed decision on how to proceed.

If you’re unfamiliar with what MLMs actually do:

They’re businesses in which you pay money to a company for the ability to sell their products.

Sometimes the products are actually kind of decent (I still remember my mom throwing pampered-chef parties when I was younger).

Other times the products are really poorly made and come with a high price tag.

Typically, the only way to really make money is to get people (mostly friends & family) to sign up with you for a recurring subscription.

If the product is 100% legitimate & valuable, it’s entirely possible to get people to sign-up and continue paying you.

If the product is subpar, you’ll usually burn those bridges kinda quickly and end up with $0 coming in each month.

The biggest issue I’ve seen is that this puts significant stress on your personal relationships, as you’re reliant on selling to your “network.”

Think about it: if you KNEW that every time your friend Sally called, she’d be trying to sell you on one of her products… you’d eventually stop answering Sally’s calls.

Now, this doesn’t mean MLMs are outright bad… it means you need to know what type of MLM you’re getting yourself into before you sign up.

Again, some MLMs provide real value to people, but MOST don’t – and so in this article, I’m going to explore the case with Team National.

But before that, I want to ask you a question: what if there was a way to build actual recurring, semi-passive income?

Income that:

  • Doesn’t have inventory
  • Doesn’t make you sell to your friends & family
  • Doesn’t force you to recruit people onto your “team.”

Something that you could make anywhere from $2,000 – $10,000 with consistently, month after month?

A stream of income that you can build as high (or low) as you feel like building it?

If that sounds interesting, you might want to think about becoming a Digital Landlord.

If you wanna see what Team National looks like on the inside, keep reading.

What Is Team National USA?

Dick Loehr

Ft. Lauderdale-based Team National is a network marketing company and membership savings company.

Dick Loehr founded the company in 1997.

Then in 2000, his daughter, Angela Loehr Chrysler, joined the team.

In 2006 Angela became the president of Team National. And after her father, Dick Loehr, died in 2008, she took over Team National.

One of the nice things about this company is that they are members of the Direct Selling Association (DSA), Dun and Bradstreet (D&B), and The US Chamber of Commerce.

Being part of these associations gives them great credibility, and when you couple that with being in business for over 23 years, they are a reliable company.

In 2016, Team National reached $659 Million in sales. That’s pretty impressive for an MLM model.

What Does Team National Sell?

Team National Products

A Membership discount company with a wide range of goods and services is the simplest way to characterize this organization.

You’ll have group buying power with products and services that include:

  • Vehicles
  • Health discount benefit plans
  • Communication services
  • Travel insurance
  • Financial services
  • Rental cars
  • Business savings
  • Team National product line

These are all factory direct items that you’ll get at a 65% discount.

Team National Product Line

It’s clear that Team National is primarily offering discounts as a business opportunity, but there isn’t much information available regarding the specific savings they provide.

Yet you’ll find people raving about how good their discounts are while others say they aren’t.

Let’s take a look at the 4 different Team National Categories of Memberships that this company provides:

1. Team National Factory Direct

Interior and exterior furnishings, spas, floors, and saunas are all included in this area. Members save up to 65 percent by dealing with the manufacturer directly.

2. Team National Group Buying Power

Team National has negotiated special pricing for its members with many wholesalers, manufacturers, and distributors.

These include vehicles, financial services, health discount benefit plans, rental cars & trucks, communication services, business savings, travel, and insurance.

So you can get savings on buying a new or used car, debt management, vision, and dental plans, save on your high-speed internet, and more. How much exactly? We don’t really know. There is no place to find a specific discount on a sticker price or big-ticket items.

3. Team National Business Exchange

Local and small companies in the United States are eligible for Team National Business Exchange discounts. Construction, house maintenance, real estate, automobiles, life insurance, travel, and other business-related things are among the many services offered by Team National.

4. Team National E-Commerce

Over 100 well-known brands are available to Team National members, and they may make 30% commissions by selling their own private label products.

You’ll find products under the nutrition, kids, and automotive care department niche.

But you never really find out what the specific products are so that you can compare them to other popular brands. You have to join in order to learn this information.

They say that these items are 50% lower on average than industry standard pricing.

5. Big N Marketplace (Optional)

Commissions are available to IMD members on the products they purchase. Technically speaking, this is a rebate, not a commission.

However, it isn’t clear if you’ll earn commissions from others.

How Does Team National Work?

With Team National, you’ll be able to make money by selling discounted memberships to other people and earning affiliate income via their online marketplace.

One of the other ways to earn is recruiting new Independent Marketing Directors. The more you grow your downline, the more money that you can make, and the Team National plan says it has unlimited depth in regards to your downline. This means that you can earn money from their sales no matter who recruited the IMD.

You’ll earn points that are based on your sales. Here’s how they work:

  • You’ll earn three points with a lifetime membership
  • You’ll earn one point with a standard two-year membership

How Much Does It Cost To Join Team National?

Is It Worth It

To become an Independent Marketing Director, you may sign up for various memberships. A membership package is required to participate in the earnings program, although it is free to join.

There are two other membership packages that you can buy. – the Premium Membership and the Standard Membership.

Premium Membership

This lifetime membership costs $2,195 and covers you and your family.

Standard Membership – $795

This standard membership will cover your household for two years of savings.

These Team National memberships aren’t cheap, so they will not sell to your friends and family.

What Is Their Compensation Plan?

Team National Compensation Plan

There are two different ways that you can make money with Team National.

Team National isn’t your typical company. They have an unusual product type.

But the way to earn money remains the same as nearly every other MLM and affiliate program.

You earn money by selling the service and building a downline.

Let’s take a closer look at the two,

Making Money From Product Sales

Team National is somewhat confusing because the company itself doesn’t sell products.

They sell memberships to purchase products for a discounted rate.

Some of these are large well, known brands and products.

But Team National never really tells you what the discounts are, just that they are considerable.

So there are four different areas of discounts that are available. These are:

  • Team National Factory Direct: This includes savings on physical items.
  • Group Buying Power: Savings for different services for both individuals and businesses.
  • Business Services: Discounts for local businesses.
  • Rebate Program. These are offers for individuals to earn cash back on purchases from different retailers.

So basically, Team National is a buying club. The company uses its purchasing power to buy items to offer them at a discounted price.

This is no different than Costcos and BJ’s Wholesale Club. Except that they have a physical store with a membership fee to purchase their products.

Team National sells two different discount programs.

Another thing that Team National doesn’t do a good job of on their website is giving information other than telling you how much members pay – $795 for a 2-year membership, or you can get a lifetime membership for $2,915.

So basically, you need to pay a lot of money to save money on things you’ll have to purchase.

That’s a hard sell, isn’t it?

You’d have to buy a lot of things to get your money’s worth in savings….. wouldn’t you?

The Value Of Savings

Selling discounts isn’t the typical sell, but there is certainly a demand for savings.

That’s one of the reasons Costcos and other membership stores have so much success.

But their membership fee is also a fraction of the cost of the Team Nationals membership program.

So that’s a major difference with these discount membership companies.

Here’s another example,

You’ve likely purchased coupon booklets sold by your kid’s or friends’ kids’ school and their sports league to raise money.

The only reason why people buy them is to help the kid out.

Think about it if you’ve purchased it, did you use any of the coupons in there?……maybe one…..tops two.

You didn’t even save enough to make up for the money spent on the booklet.

When it comes to selling discounts, it’s not the easiest sell, especially when there’s not a good cause attached to it – like helping the neighborhood kid play soccer or get new uniforms for basketball.

And the fact that Team National doesn’t do a good job of telling you the quality of the products or how big of a discount you’ll be getting makes the sale that much harder.

While you can find some people talking about discounts, there aren’t so many reviews about Team National, and being in business for over 20 years, you’d link they would have a ton of reviews.

This leads me to believe that maybe the savings aren’t.

The reviews that you do find are often not about the product line or savings themselves. They are generally about whether or not this MLM is a scam or not.

And if you can make money by joining with one of their discount memberships.

And while the ability to make money does exist, you have a big disadvantage if the membership savings isn’t enough.

I mean, after all, the whole point of this membership is to save money.

So your offer is only as good as your membership.

Now, this isn’t to say that the discounts aren’t good. They very well may be, but why isn’t there more information about it.

Income From Membership Sales

So you can also make money selling Team National membership sales.

The members will earn $50 for selling a standard 2-year membership and $100 for selling a lifetime membership.

For most MLM companies, the average commission rate is usually between 20-30%. Team National seems to be on the very low side of commissions.

And if your customer finances their membership or uses their credit card, you’ll get $25 for the standard membership and $50 for the premium membership.

Make Money Building A-Team

As with any MLM, building a team is how you can make money.

And you can earn bonuses, such as a progression bonus from what you sell and what your downline sells.

Here’s how the system will work,

Your first 2 sales will be placed under you as your left and right legs. Then you’ll place the following sales on the left or right, depending on which will work best.

With the help of the people you recruit, you’ll get points for the sales and the people they recruit to join.

What Other People Are Saying In Their Team National Review

Team National Reviews

As with any opportunity or product you plan on investing money into, you’ll want to see what other people say about the company.

And this rings true with Team National. Is there a possibility that Team National is a scam?

You’ll find multiple websites where people have left some reviews about Team National that will give you some good insight into their experiences.

Here are the best websites to look at:

  • Better Business Bureau
  • RipOffReport
  • Facebook
  • Indeed
  • Glassdoor
  • Blog Comments

Better Business Bureau

Team nation is not accredited by the BBB. And with an overall rating of an A+, they had 25 customer reviews when this Team National review was written.

In the last 12 months, they’ve closed six complaints, and within the past three years, they’ve closed 12 complaints. Nearly all of the complaints were about the products and services.

Some complaints were that the company didn’t process the rebates as they said they would. And Team National responds to these complaints stating they it takes a maximum of 90 days to process rebates.

Ripoff Report

There are several complaints on RipOffReport for this company. Some people say that they feel that this company took advantage of them by making promises that they could not keep.

One complaint claims that Team National is a scam because they had difficulty getting in touch with anyone.


If you check Team National’s Facebook page, you’ll find that they have 4.6 of five stars based on the opinion of 507 people on Facebook at least; this is the case at the time of writing this review.

You’ll notice that many of the positive reviews are from people attempting to recruit IMDs for their downline.

But you will definitely find reviews from consumers as well and talk about how much money they were able to save when buying services and products through Team National.

Some of the team’s national reviews claim there were no savings when buying services and products.


Team National has 4.5 stars out of five with Indeed and 15 reviews from employees from corporate.

For the most part, all of these reviews say that they’re happy with management.

Team National was recognized in 2020 for being both the Top Places to Work and The Best Places to Work.

Those are pretty great accomplishments.

Glass Door

Team National had 4.6 of five stars on Glassdoor with a total of seven reviews on this website.

Two of the reviews look as if they are from IMDs and the rest are from people who work in the corporate office.

Blog Comments

Team National has been a hot topic on many blogs.

They talk about how to become Independent Marketing Directors with Team National.

You’ll find a mixture of comments with both positive and negative comments.

While many of the positive reviews seem to be from the members trying to recruit, the negative comments seem to be about not earning enough money and that the company isn’t transparent with their fees.

Is Team National A Scam?

Is It A Scam

So, time for the $1,000,000 question: is Team National a scam?

No, not technically. They aren’t going to run off with your money and not give you what you paid for. It’s 100% possible to make money with this program.

That being said, it’s not nearly as simple as they want you to think it is.

There’s A LOT of work to be done upfront and no guarantee that you’ll be successful. The commissions are also fairly small.

Don’t get me wrong, I’m all for doing hard work now, so that I can reap the benefits later.

But if you’re going to work really hard for three months, and your reward is a $100 check… it’s not really a great opportunity.

If I’m gonna do that, I want the rewards to be HIGH and virtually guaranteed.

I’d rather put in that same three months of work (in my spare time) & build a handful of Digital Rental Properties that produce $500-$2,000 checks every month afterward (AKA recurring income).

And the cool part is that you can do it in a lot less time than 3-months (I personally did it in my first two weeks of being a Digital Landlord).

Unlike with MLMs, you can do it from anywhere in the world, so it’s a genuine “laptop-lifestyle” business.

All you need is an internet connection.

Some of my friends are Digital Landlords that run their 6-figure businesses from:

  • Camping trips at national parks
  • Beachfront in Hawaii
  • On the road in a camper-van (with a pet pig!)

They focus on living an enjoyable life first, and focus on income second. All thanks to this program

They can take weeks or months off, and money keeps rolling in.

Living happily is the top priority.

If the thought of living perpetually at your dream vacation spot interests you, being a Digital Landlord might be for you!

Is Team National A Pyramid Scheme?

Is It A Pyramid Scheme

No, they are not a pyramid scheme. They are not doing anything illegal.

A pyramid scheme is a business model that recruits people to make money without actually providing them with anything. They sell you on a dream to be rich with minimal effort.

While many MLMs often borderline a pyramid scheme, Team National does not.

You’ll have to recruit people to become an IMD and be part of your downline to make money. However, Team National doesn’t pose itself as a get-rich-quick scheme, and they don’t make any irrational promises to get rich.

The company isn’t telling you that if you do this, you’ll be rich quickly or slowly. They do say that’s how to make money as an IMD.

What I Like About Team National

Good Things About Team National

There are plenty of good things about Team National’s MLM program, especially when you compare them to the many other MLM companies out there.

They Have A Proven History

Most MLM companies will disappear within ten years, but Team National has been around for nearly 24 years.

And has been recognized as one of the best companies to work for in 2020. That’s a pretty good accomplishment. And a great sign that this company is not a scam.

Positive Team National Product Reviews

After reading the reviews and given their excellent BBB rating, it’s hard not to say that this is a bad company. While there are some complaints on the BBB, the company addresses every single complaint with a solid explanation.

You can find many positive Team National reviews on forum sites, blog comments, and their Facebook page. And finding positive reviews about the discounts was a great sign for Team National and additional proof that it is not a scam.

It has been said that most MLMs encourage their recruits to leave positive reviews, but isn’t this the way that most businesses work. They haven’t encouraged them to lie just to leave the review.

No Monthly Sales Quota To Remain Active

With most MLMs, you have to hit a certain amount of sales each month. This usually results in people buying products to remain active as distributors to meet this quota.

With Team National, you only have to sell two memberships per year to remain active, but no monthly sales quota.

What I Don’t Like About Team National

Not So Good About Team National
Unlike concept

Now for the not-so-good with this discount membership MLM.

It’s Expensive To Join

Most discount membership programs and cash rebate programs are free to join, but Team National is expensive.

If you do a simple Google search, you’ll find at least 15 legit survey sites that pay you money. Some of these companies include Rakuten. Rakuten pays you $10 to join and discounts for your online shopping!

So you would hope that, at the least, Team National’s discounts will be top-notch discounts.

Unfortunately, I didn’t get that impression when I was searching for their member discounts, but I do remember some positive national reviews that said people saved with this company. And there were some negative BBB reviews of people having issues with their products.

Hidden Monthly Expenses

While it’s awesome that there’s no monthly sales quota to hit, there are, however, some hidden monthly expenses that they forget to tell you about that we uncovered in some of the reviews I’ve read.

Here are some of those additional monthly expenses:

  • Website- $7 a month
  • Success club- $39.95 a month
  • TN All Access subscription- $10 a month

Only 1 Out Of 167 Make Over $14K A Year

There doesn’t seem to be much hope of making a ton of money with this company.

You’ll find that only 1 out of 167 IMDs is consistently earning more than $1,000 a month.

You’re certainly not going to be able to quit your day job.

In 2019, Team National’s 2019 income disclaimer proved that only 0.6% of its members earn more than $14,000 a year.

What Is My #1 Recommendation To Make Money Online In 2022?

Make Money With Digital Landlord

I’ve personally tried all of the major online business models:

  • I’ve sold fidget spinners through Amazon FBA
  • I’ve drop-shipped a toilet bowl putting green on Shopify
  • I’ve sold women’s health supplements via Clickbank affiliate marketing

And I made money with all of them, so trust me when I say: there is no “perfect” business model.

I’ve also been on the other side of old friends trying to sell me their fancy new MLM products.

That being said, my #1 recommendation for making real money online is, hands-down: being a Digital Landlord.

Whether you’re a complete newbie, or you’ve been around the block before but have never had that “big win” to propel you forward, becoming a Digital Landlord is for you.


Time: If you’ve got a spare hour or two each day, you can do this. If you want to drop everything and go all in, you can do this. More time obviously means faster results, but even putting in a few hours per day is enough to see real success.

And because of that flexibility, you don’t need to trade your time for money. Once the income starts, it’s recurring.

That means you can take a month off, travel the country, pursue a passion project, chill on the beach, or charter a boat across the world.

But you can only do that once you’ve created an income stream that doesn’t require YOU to be there all day, every day.

Ownership & Control: With MLMs, you don’t really “own” anything – everything belongs to the MLM.

If you read the contracts, they can kick you out or change your commission at any time (it’s happened in a few high-profile MLM cases recently).

Why pour your soul into a business that could be taken away from you at the drop of a dime?

When you’re a Digital Landlord, you literally own all of the assets, which means you have ultimate control.

Big Margins: With MLMs, you’re often going to have really slim margins. That means you need to have a VERY large network to make serious money. This usually entails spending A LOT of money on ads and other methods for recruiting members.

Being a Digital Landlord, your profit margin is nearly 100%. Watch here to learn how.

These Digital Rental Properties are worth (at a minimum) $500/mo in semi-passive income. And each time you create another one, your income increases, and the effort put into creating the next property decreases.

Best case scenario, you have properties bringing in over $3,000+/mo on auto-pilot.

It’s Effectively Copy-Paste: Here’s my favorite part: once you have your first Digital Rental Property up, you can literally copy-paste another version of it and find another willing “renter” in a few days. DOUBLING your income doesn’t get much easier than that…

If you wanted to double your income with an MLM, you would need to sell twice as much inventory. And I can guarantee you that’s a lot harder than a few clicks & a phone call.

You’re Helping REAL People: My biggest gripe with MLMs is that you’re likely going to ruin your personal relationships.

The MLM may have convinced you that you’re actually helping people, but it’s often not really true.

But when you’re a Digital Landlord, you’re helping solve REAL problems that people are ASKING for help with:

Small local businesses around the world need one thing: customers. Without them, their business would fall apart. If you can provide those customers, they’re going to be really happy – and they’re going to pay you for it.

You’re helping a struggling mother or father put food on the table for their families, put their kids through college, or simply live life a little bit more comfortably.

Having this type of impact on the world is what will help you sleep soundly at night.

So, the rest is up to you. You could keep looking at other MLM programs like Team National, which might make you money 12 months from now.

You could keep researching and researching for the next few months (or a few years), never making a concrete decision.

OR, you can look deep inside, think about those dreams, hopes, & desires, and make the decision to ACTUALLY make it happen, just like it has for thousands of other students before you.

Making a fortune while actually helping real people that need it.

If this sounds like you, click here to see how it all works.



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