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Xifra Review (2022): Is This MLM Legit Or Just Another Scam?

Last Updated: June 25, 2022
By: Hope
By: Hope
Welcome to my Xifra review. My goal is to answer common questions like: how much it costs, if it's a scam, & if you can actually make money with it. The end goal is to help you understand if it's a good fit for you personally, and if there are any better alternatives out there.
Xifra Lifestyle Review


This Xifra review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

What I Liked

What I Didn't Like

Before we get into it... who am i?

Always good to put a name to a face, so firstly, my name is Hope!

Like you, I was stuck working 8-10 hour days building someone else’s dream.

I worked at one of those cool tech companies that has omelet stations for breakfast & craft beer on tap for after hours.

To a lot of people that’s a dream, but to me… something was missing.

All I really wanted, was to actually enjoy life – more vacations, less stress, buy myself nice things without worrying about the cost… but that was something my 9-5 couldn’t provide me.

That was until a few years ago when I discovered a way to make money online by actually helping real people. 

People in this case were local business owners across the US.

Me and My Puppy

The page above is an example of how I do it. That one-page site generates $1,500/mo and I haven’t even touched it since it was put up.

That’s an $18,000/year raise from just one page.

That’s why local lead generation is my #1 business recommendation for recurring, semi-passive income. If you want to learn about that business model, click here.

Important: I am not an affiliate

for Xifra

Why Does That Matter?

A lot of course reviewers have no experience with any of the business models or programs they review, and so they’re just making stuff up.

They do that because they want you to click through their link to buy from the person that the review is about!

They have no clue what it’s actually like to run the type of business Xifra is teaching you to do.
I have absolutely no relationship with Xifra, so you can rest easy knowing that I’m going to give you my honest opinion
This review is written based on my own experiences with MLMs.

All that being said, let’s jump into things.

If you’re looking for a Xifra review, you have come to the right place!

There has been a lot of talk about this opportunity because of the Xifra trading products and investment returns.

I’ll uncover more about this company and what it has to offer to decide whether it’s just a sales pitch or a basic program.

I’ll talk about the business, the products, and how pay is set up so you can better understand how things work.

So, stick around until the end to see what I reveal.

That being said, let’s get to work and see what we can discover.

MLMs like Xifra are a bit of a mixed bag. They CAN be a legitimate way to make money, but some have a reputation for ruining people’s lives – so it’s important to know what you’re getting, since each is unique.

Like most of my readers, you were probably introduced to this one via a friend or some influencer you trust online.

And it makes sense why so many people recommend them:

Making money outside of a 9-5 can be… life-changing, to say the least.

So in this article, I want to help you explore two things:

  1. If MLMs are actually a worthwhile business to pursue
  2. If Xifra is a worthwhile MLM

Before that, I want to clear the air on something.

There are A LOT of people out there who bash all MLMs in any form. I am not one of those people.

Instead, I want to genuinely educate you about them so that you can make an informed decision on how to proceed.

If you’re unfamiliar with what MLMs actually do:

They’re businesses in which you pay money to a company for the ability to sell their products.

Sometimes the products are actually kind of decent (I still remember my mom throwing pampered-chef parties when I was younger).

Other times the products are really poorly made and come with a high price tag.

Typically, the only way to really make money is to get people (mostly friends & family) to sign up with you for a recurring subscription.

If the product is 100% legitimate & valuable, it’s entirely possible to get people to sign-up and continue paying you.

If the product is subpar, you’ll usually burn those bridges kinda quickly and end up with $0 coming in each month.

The biggest issue I’ve seen is that this puts significant stress on your personal relationships, as you’re reliant on selling to your “network.”

Think about it: if you KNEW that every time your friend Sally called, she’d be trying to sell you on one of her products… you’d eventually stop answering Sally’s calls.

Now, this doesn’t mean MLMs are outright bad… it means you need to know what type of MLM you’re getting yourself into before you sign up.

Again, some MLMs provide real value to people, but MOST don’t – and so in this article, I’m going to explore the case with Xifra.

But before that, I want to ask you a question: what if there was a way to build actual recurring, semi-passive income?

Income that:

  • Doesn’t have inventory
  • Doesn’t make you sell to your friends & family
  • Doesn’t force you to recruit people onto your “team.”

Something that you could make anywhere from $2,000 – $10,000 with consistently, month after month?

An income stream you can build as high (or low) as you feel like building it?

If that sounds interesting, you might want to think about becoming a Digital Landlord.

If you wanna see what Xifra looks like on the inside, keep reading.

What Is Xifra?

What Is Xifra

Xifra Lifestyle, or simply Xifra, is a multi-level marketing (MLM) company that sells CBD-infused goods and gives people the chance to advance professionally and financially by giving technical tools and financial education.

You’ll have access to the company’s products, including CBD, weight management, libido, and detox pills, when you join.

I would classify Xifra Lifestyle in the health and wellness niche and the ROI MLM niche.

Overview Of The Company

Xifra CEO George Goodman

The company was founded on October 19, 2019, and its corporate suite address is in Mexico; however, the company website claims to have CBD plantations in Colorado and California, supposing that signifies something.

I couldn’t find any information regarding who owns or runs Xifra Lifestyle on the company website or its legal pages.

But after doing some research, an investor finds that George Goodman is said to be the CEO, especially in Xifra lifestyle marketing videos. On the other hand, Goodman appears to be a mystery outside of Xifra Lifestyle. This makes people wonder if Goodman is the actual CEO or just a paid actor.

So, with that out of the way, let’s move on.

Xifra Lifestyle’s Products

Xifra Lifestyle Products

The CBD products are the main products you will see all over the company website.

Xifra Lifestyle has no sellable products or services, and affiliates can only market Xifra Lifestyle affiliate membership. A variety of nutritional supplements are included with Xifra Lifestyle affiliate membership:

  • CBD Plus and Premium, which is a CBD oil
  • Xtrong which is a male enhancement supplement
  • +DTX, which is a detox supplement and
  • Gen-X which is a weight loss supplement

Let’s learn how to make money by understanding Xifra Lifestyle’s compensation plan.

Xifra Lifestyle’s Compensation Plan

Xifra Lifestyle Compensation Plan

Referral Commission

The only way to make money with Xifra is to recruit others.

You can join the Regular Investment Plan and earn 8% in referral commissions and an additional 2% for your referral.

Alternatively, you can join the Plantation Investment Plan and earn 20% on your recruits, 3% on your recruit’s recruit, and 2% on other levels.

Rank Commissions

Xifra Lifestyle rewards affiliates with commissions when they advance in rank. The goal is to succeed because the higher your level, the higher your commission.

Residual Commissions

Again, the key is building a team to earn commissions and encourage your team to do the same. This will assist you in gaining more commissions.

Commissions On ROI

You can earn 0.5 percent to 2 percent per day by investing in their Cannabis plantations, with a cap of 200 percent to 240 percent. Bitcoin is used for both investment packages and payouts.

What’s The Cost To Join Xifra Lifestyle?

Cost Of Joining Xifra Lifestyle

You must invest $115 to become an affiliate member of Xifra Lifestyle and make money through their MLM compensation plan.

You’ll need at least $300 to get started with MLM and the company’s guaranteed ROI.

Another thing to remember is that the company currently only accepts bitcoin for investment plans offering ROIs, a popular cryptocurrency.

Xifra Lifestyle Review: Conclusion


Xifra Lifestyle claims to make money by trading and growing cannabis. However, Xifra Lifestyle does not appear to be involved in any of these practices.

Furthermore, the passive returns of Xifra Lifestyle pertain to a security offering. Xifra Lifestyle doesn’t appear to have registered with any financial regulatory body. So, this implies Xifra Lifestyle is committing securities fraud.

Despite operating illegally all over the world, Xifra Lifestyle affiliates claim the company operates legally in Mexico and the United States.

Currently, the only verifiable source of revenue entering Xifra Lifestyle is a new investment.

Xifra Lifestyle is a Ponzi scheme because it uses new investments to pay out advertised returns. With no retail component, the MLM side of Xifra Lifestyle operates as a pyramid scheme. As with all MLMs, once affiliate recruitment dries up, so will new investment. This will starve Xifra Lifestyle’s ROI revenue, eventually leading to the company’s demise.

The math behind Ponzi schemes ensures that the vast majority of participants lose money when they fail.

Are There Alternatives To Xifra?

Other alternatives

Yes, there are plenty of MLM companies to choose from if you want to pursue this business model.  Here are just a few:

Is Xifra A Scam?

Is It A Scam

So, time for the $1,000,000 question: is Xifra a scam?

No, not technically. They aren’t going to run off with your money and not give you what you paid for. It’s 100% possible to make money with this program.

That being said, it’s not nearly as simple as they want you to think it is.

There’s A LOT of work to be done upfront and no guarantee that you’ll be successful. The commissions are also fairly small.

Don’t get me wrong, I’m all for doing hard work now, so that I can reap the benefits later.

But if you’re going to work really hard for 3 months, and your reward is a $100 check… it’s not really a great opportunity.

If I’m gonna do that, I want the rewards to be HIGH and virtually guaranteed.

I’d rather put in that same 3 months of work (in my spare time) & build a handful of Digital Rental Properties that each produce $500-$2,000 checks every single month afterward (AKA recurring income).

And the cool part is that you can do it in a lot less time than 3-months (I personally did it in my first 2 weeks of being a Digital Landlord).

Unlike MLMs, you can do it from anywhere in the world, so it’s a genuine “laptop-lifestyle” business.

All you need is an internet connection.

Some of my friends are Digital Landlords that run their 6-figure businesses from:

  • Camping trips at national parks
  • Beachfront in Hawaii
  • On the road in a camper van (with a pet pig!)

They focus on living an enjoyable life first, and focus on income second. All thanks to this program

They can take weeks or months off, and money keeps rolling in.

Living happily is the top priority.

If the thought of living perpetually at your dream vacation spot interests you, being a Digital Landlord might be for you!

What Is My Top Recommendation For Making Money Online In 2022?

Make Money Online With Digital Landlord

I’ve personally tried all of the major online business models:

  • I’ve sold fidget spinners through Amazon FBA
  • I’ve dropshipped a toilet bowl putting green on Shopify
  • I’ve sold women’s health supplements via Clickbank affiliate marketing

And I made money with all of them, so trust me when I say: there is no “perfect” business model.

I’ve also been on the other side of old friends trying to sell me their fancy new MLM products.

That being said, my #1 recommendation for making real money online is, hands-down: being a Digital Landlord.

Whether you’re a complete newbie or have been around the block before but have never had that “big win” to propel you forward, becoming a Digital Landlord is for you.


Time: If you’ve got a spare hour or two each day, you can do this. You can do this if you want to drop everything and go all-in. More time obviously means faster results, but even putting in a few hours per day is enough to see real success.

And because of that flexibility, you don’t need to trade your time for money. Once the income starts, it’s recurring.

That means you can take a month off, travel the country, pursue a passion project, chill on the beach, or charter a boat across the world.

But you can only do that once you’ve created an income stream that doesn’t require YOU to be there all day, every day.

Ownership & Control: With MLMs, you don’t really “own” anything – everything belongs to the MLM.

If you read the contracts, they can kick you out or change your commission at any time (it’s happened recently in a few high-profile MLM cases).

Why pour your soul into a business that could be taken away from you at the drop of a dime?

When you’re a Digital Landlord, you literally own all of the assets, which means you have ultimate control.

Big Margins: With MLMs, you’ll often have really slim margins. That means you must have a large network to make serious money. This usually entails spending A LOT of money on ads and other methods for recruiting members.

Being a Digital Landlord, your profit margin is nearly 100%. Watch here to learn how.

Just a reminder: these Digital Rental Properties are worth (at a minimum) $500/mo in semi-passive income. And each time you create another one, your income increases, and the effort to create the next property decreases.

Best case scenario, you have properties bringing in over $3,000+/mo on auto-pilot.

It’s Effectively Copy-Paste: Here’s my favorite part: once you have your first Digital Rental Property up, you can literally copy-paste another version of it and find another willing “renter” in a few days. DOUBLING your income doesn’t get much easier than that…

If you wanted to double your income with an MLM, you would need to sell twice as much inventory. And I can guarantee you, that’s a lot harder than a few clicks & a phone call.

You’re Helping REAL People: My biggest gripe with MLMs is that you will likely ruin your personal relationships.

The MLM may have convinced you that you’re actually helping people, but it’s often not really true.

But when you’re a Digital Landlord, you’re helping solve REAL problems that people are ASKING for help with:

Small local businesses around the world need one thing: customers. Without them, their business would fall apart. If you can provide those customers, they’re going to be really happy – and they’re going to pay you for it.

You’re helping a struggling mother or father put food on the table for their families, put their kids through college, or simply live life a little bit more comfortably.

Having this type of impact on the world is what will help you sleep soundly at night.

So, the rest is up to you. You could keep looking at other MLM programs like Xifra, which might make you money 12 months from now.

You could keep researching and researching for the next few months (or few years), never making a concrete decision.

OR, you can look deep inside, think about those dreams, hopes, & desires, and make the decision to ACTUALLY make it happen, just like it has for thousands of other students before you.

Making a fortune while actually helping real people that need it.

If this sounds like you, click here to see how it all works.

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