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Novae Life Review (2022): Best MLM To Join Right Now?

Last Updated: November 22, 2022
By: Hope
By: Hope
Novae Life Review


This Novae Life review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

What I Liked

What I Didn't Like

Before we get into it... who am i?

Always good to put a name to a face, so firstly, my name is Hope!

Like you, I was stuck working 8-10 hour days building someone else’s dream.

I worked at one of those cool tech companies that has omelet stations for breakfast & craft beer on tap for after hours.

To a lot of people that’s a dream, but to me… something was missing.

All I really wanted, was to actually enjoy life – more vacations, less stress, buy myself nice things without worrying about the cost… but that was something my 9-5 couldn’t provide me.

That was until a few years ago when I discovered a way to make money online by actually helping real people. 

People in this case were local business owners across the US.

Me and My Puppy

The page above is an example of how I do it. That one-page site generates $1,500/mo and I haven’t even touched it since it was put up.

That’s an $18,000/year raise from just one page.

That’s why local lead generation is my #1 business recommendation for recurring, semi-passive income. If you want to learn about that business model, click here.

Important: I am not an affiliate

for Novae Life

Why Does That Matter?

A lot of course reviewers have no experience with any of the business models or programs they review, and so they’re just making stuff up.

They do that because they want you to click through their link to buy from the person that the review is about!

They have no clue what it’s actually like to run the type of business Novae Life is teaching you to do.
I have absolutely no relationship with Novae Life, so you can rest easy knowing that I’m going to give you my honest opinion
This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.

Is Novae Life MLM Worth Your Time And Money?

Are you interested in Novae Life and the business opportunity that comes with it? Is Novae Life a scam or legit?

In this review, I’m going to cover Novae Life to decide if it really is the best MLM out there.

I’ll talk about whether Novae Life MLM is the right online business for you.

MLMs like Novae Life are a bit of a mixed bag. They CAN be a legitimate way to make money, but some have a reputation for literally ruining people’s lives – so it’s important to know what you’re getting, since each one is unique.

Like most of my readers, you were probably introduced to this one via a friend or some influencer you trust online.

And it makes sense why so many people recommend them:

Making money outside of a 9-5 can be… life-changing, to say the least.

So in this article, I want to help you explore two things:

  1. If MLMs are actually a worthwhile business to pursue
  2. If Novae Life is a worthwhile MLM

Before that, I want to clear the air on something.

There are A LOT of people out there who bash all MLMs in any form. However, I’m not one of those people.

Instead, I want to genuinely educate you about them so that you can make an informed decision on how to proceed.

If you’re unfamiliar with what MLMs actually do:

They’re businesses in which you pay money to a company for the ability to sell their products.

Sometimes the products are actually kind of decent (I still remember my mom throwing pampered-chef parties when I was younger).

Other times the products are really poorly made and come with a high price tag.

Typically, the only way to really make money is to get people (mostly friends & family) to sign up with you for a recurring subscription.

If the product is 100% legitimate & valuable, it’s entirely possible to get people to sign-up and continue paying you.

If the product is subpar, you’ll usually burn those bridges kinda quickly and end up with $0 coming in each month.

The biggest issue I’ve seen is that this puts significant stress on your personal relationships, as you’re reliant on selling to your “network.”

Think about it: if you KNEW that every time your friend Sally called, she’d be trying to sell you on one of her products… you’d eventually stop answering Sally’s calls.

Now, this doesn’t mean MLMs are outright bad… it means you need to know what type of MLM you’re getting yourself into before you sign up.

Again, some MLMs provide real value to people, but MOST don’t – so in this article, I’m going to explore the case with Novae Life.

But before that, I want to ask you a question: what if there was a way to build actual recurring, semi-passive income?

Income that:

  • Doesn’t have inventory
  • Doesn’t make you sell to your friends & family
  • Doesn’t force you to recruit people onto your “team”

Something that you could make anywhere from $2,000 – $10,000 with consistently, month after month?

A stream of income that you can build as high (or low) as you feel like building it?

If that sounds interesting, you might want to think about becoming a Digital Landlord.

If you wanna see what Novae Life looks like on the inside, keep reading.

Novae Life: Overview

Name: Novae Life


Founders: Reco McDaniel, Justin Owens, and Carlton Calhoun

Product Type: Multi-Level Marketing

Price: $49.95 To $499.95 For The Enrollment Fee + $99.95 For The Monthly Fee


Novae Life: Summary & Rankings

Quick Summary: Network marketing company Novae Life offers classes in personal growth, money management, and other relevant topics.

It also provides the chance to earn money via internet ventures like product or service sales and employee recruiting.

Overall Rating: 5/10

Recommended: Yes

What Is Novae Life?

What Is Novae Life

Reco McDaniel, Justin Owens, and Carlton Calhoun established Novae Life as a multi-level marketing (MLM) business.

A company is not all that Novae Life is.

It’s a community of people who want to improve their financial lives by helping each other achieve financial success and growth through interaction.

It gives members various potential income sources to optimize and share with their network.

It also provides a marketing platform for various products and services.

Can You Really Make Money With Training and Self Development? 

Determining whether Novae Life is actually legit would require a lot of time. In addition, there are fewer red flags here than in the reviews I’ve written for other programs.

McDaniel, one of the founders, is a genuine person with a track record of success as a company leader.

The company’s products are essential (although intangible). Who wouldn’t need books, training, and education to grow professionally and personally, right?

The only question is — is Novae Life the right training program for you?

As a review that aims to inform people, this article will show you the pros and cons and give recommendations in the end — so you can truly make a wise decision.

Is Novae Life A Pyramid/Ponzi Scheme?

Is Novae Life A Ponzi Scheme

The company is not a pyramid scam, as some have speculated.

It has similarities to MLMs in that it involves recruiting and selling virtual rather than real goods, but it’s not.

Unlike most pyramid scams, however, this one offers something tangible: a digital service that can be sold and profited from.

They have packages like Novae Money that you can promote to gain commissions.

On the other hand, Ponzi schemes promise huge returns for your investments.

But it’s illegal.

Don’t worry, though — Novae doesn’t function as a Ponzi scheme.

Novae Life Review: Why Is It NOT A Pyramid Scheme?

Why Is It NOT A Pyramid Scheme

Regarding tangible or digital goods, a pyramid scheme has nothing to offer. Bringing others into your downline is the only way to make money.

Based on this information, I may conclude that Novae is not a pyramid scam.

Is this the ideal business for you?

Now it’s entirely possible to build a profitable and successful business with MLM… but I believe there are better ways to make money.

My #1 pick proves this.

And unlike Novae Life, it provides real proof of real success from real people as recently as a few days ago.

What Is The Novae Life MLM Product Line?

The organization encourages its members to better themselves via self-improvement, personal growth, and intrinsic motivation.

They provide resources and events for anyone interested in personal finance. Their first education consists of:

Cash Flow Management

This training is about managing income and expenses with the goal of improving your financial standing by identifying essential expenses and eliminating unnecessary ones.

Business Income

This training aims to develop a business mindset — having another source of income to help improve your financial situation.

Passive Income

Passive income refers to an income that requires minimal or no effort — “the money you make while you sleep.”

It’s good that Novae included this in the lineup, as passive income is not very easy to set up.

On top of the financial education and training offered, it also allows an opportunity to earn money online.

But you should expect to sell overpriced products and services and recruit in a multi-level marketing company.

Their products are quite expensive. But do you think it’s worth it?

Check out their Facebook Page — it seems like it is:

Novae Money: Novae Life Product Packages

Novae Life Product Packages

Basic Pack: $49.95/month

For Lifestyle Enhancement (Includes Perks, Library & Taxbot)

Lifestyle Pack: $99.95/month

For Enhancement of Lifestyle, Financial & Health

(Includes Basic Pack, Novae Money, Identity Theft Protection & Fitness)

Lifestyle Plus: $249.95 +$99.95/month

For most of the offerings

(Includes Basic and Lifestyle Pack, Travel, Personal Security, and Language)

Lifestyle Premium Pack: $499.95 + $99.95/month

For Everything

(Includes Basic Pack, the Lifestyle Pack, Lifestyle Plus, and 10-pack of Sprayology)

To know more about these offerings, simply go to your browser and type:

The Novae Money Affiliate Program

The Novae Money Affiliate Program

You will get a commission for each person you suggest who completes the enrollment process.

You can make a decent living as an affiliate, even if you commit a small portion of your time to it.

How Does Novae Life Work?

Your capacity to better manage your income and other assets for financial stability is the primary advantage of joining the group, not any immediate monetary gain.

However, a program for self-employed people offers them a lucrative salary and benefits package.

This can be a stable and reliable source of income for you.

Can You Really Make Money With Novae Life MLM?

Can You Really Make Money With Novae Life MLM

Yes, you can!


There’s a lot that comes along with Network Marketing (MLM) that many people struggle with.

In fact, check out my Top 5 Reason Why Most Network Marketers Fail.

Now, don’t get me wrong…

You can certainly make money with MLM, but if you’re gonna put in the amount of grueling work to do this business (which, trust me, isn’t easy), you might as well bring in some REAL money while you’re learning the ropes.

The program that helped skyrocket my online business to over $40,000+ per month is so simple that making money really does become second nature.

Two Ways To Make Money With Novae Life MLM

Novae Life allows members to make money by selling various products and services or building a team.

#1: Make Money From Sales

Previously, the company’s primary mission statement was to promote healthy lifestyles. For the time being, monetary well-being is the primary concern.

The Novae Money service is the company’s flagship product. It helps pay off debt, creates a realistic budget, increase financial literacy, and raises credit rating.

Sounds good, right?

Wait till you hear about the price.

Novae Money costs $199 to enroll (for both versions).

The basic version costs $49 monthly, while the premium version costs $79 monthly. Quite expensive!

How many people do you know will be willing to pay almost $50 or almost $80 a month to improve their finances?

There are some other programs as well:

  • Business Funding and Credit
  • Credit Builder
  • Loan Programs
  • Personal Finance
  • Financial Wellness Program
  • Credit Card Offers
  • Franchise Program
  • Smart Credit Monitoring

Consider this other point.

Their services aren’t actually unique.

They’re not even unusual.

Truth is, there is no shortage of financial education programs out there.

#2: Make Money By Building A Team

It’s more profitable to build a team than rely on sales alone.

Most extra income and bonuses can be gained if you work on your network/team.

There are several ranks, and members progress up the ranks (which get progressively harder) while offering more potential to earn, although with more requirements (more than normal).

This is common for most network marketing companies, but it’s over the top with Novae — with 17 different ranks!

You can earn, but if you want a decent income, you need to rely on recruitment — which I would never recommend.

How Much Does It Cost To Join Novae Life?

Just like other networking companies, you can choose from some packages:

Basic Package – costs $49.95 to enroll and $99.95 every month.

Premium Packages – $249.95 to $499.95 for the enrollment fee and $99.95 monthly.

It’s quite costly, so think twice before becoming part of this institution.

Novae Life Review: Compensation Plan

We will know the effectiveness of networking companies based on their compensation plans. Here are some points on the plan.

The Novae Compensation Plan guarantees affiliates monthly income.

Weekly retail and recruitment commissions are also paid out via a six-level deep uni-level compensation structure.

Like other networking companies, you gain commissions by selling their products.

You can also earn by building a team and gaining more commission as you level up.

With a higher rank, the more you make — to do that, you need to sell more products and services and recruit more.

You can certainly make money with Novae, but if you’re gonna put in the amount of grueling work to become an MLM marketer (which, trust me, isn’t easy), you might as well bring in some REAL money.

The program that helped skyrocket my online business to $40,000+ per month teaches some of the same MLM skills, but shows you how to monetize them in a much, MUCH more profitable way.

Novae Life Reviews: Ugly Truths Revealed

Upfront, the company seems like an awesome opportunity. But is it all good? Check out these common complaints:

Monthly Fee

Are you willing to shell out $50 a month? The cost may be too much, especially for normal people who are starting in the networking industry.

An MLM Business

The multi-level marketing setup has disadvantages, especially if you are unfamiliar with or committed to the system.

Few People Enjoy The Success

Contrary to their claims, only a few people have truly succeeded in Novae.

Many Complaints

The company has faced several complaints — this is something to note.

Novae Life Reviews: The Positives

Focus on Financial Foundation

Not everyone knows how to deal with debt, passive income, cash flow, and other financial concepts.

It’s good that the company provides training on these.

Providing Development Training and Self Growth

We all want to be the best versions of ourselves.

We can grow personally and professionally with the right training from good and established mentors.

Inspiring Presentations

Their presentations are truly inspiring. Motivational words from experienced mentors are truly valuable and helpful.

Potential to Make Money With Hardwork

With enough hard work, you can earn income with Novae.

Are There Alternatives To Novae Life?

Options concept - wooden signpost

Yes, there are plenty of MLM companies to choose from if you want to pursue this business model. Here are just a few:

Is Novae Life A Scam Or A Legit MLM?

Is It A Scam

So, time for the $1,000,000 question: is Novae a scam?

No, not technically. They aren’t going to run off with your money and not give you what you paid for. It’s 100% possible to make money with this program.

That being said, it’s not nearly as simple as they want you to think it is.

There’s A LOT of work to be done upfront, and no guarantee that you’ll be successful. The commissions are also fairly small.

Don’t get me wrong, I’m all for doing hard work now, so that I can reap the benefits later.

But if you’re going to work really hard for 3 months, and your reward is a $100 check… it’s not really a great opportunity.

If I’m gonna do that, I want the rewards to be HIGH and virtually guaranteed.

I’d rather put in that same 3 months of work (in my spare time) & build a handful of Digital Rental Properties that each produce $500-$2,000 checks every single month afterward (AKA recurring income).

And the cool part is that you can do it in a lot less time than 3-months (I personally did it in my first 2 weeks of being a Digital Landlord).

Unlike with MLMs, you can do it from anywhere in the world, so it’s a genuine “laptop-lifestyle” business.

All you need is an internet connection.

Some of my friends are Digital Landlords that run their 6-figure businesses from:

  • Camping trips at national parks
  • Beachfront in Hawaii
  • On the road in a camper van (with a pet pig!)

They focus on living an enjoyable life first, and focus on income second. All thanks to this program

They can take weeks or months off, and money keeps rolling in.

Living happily is the top priority.

If the thought of living perpetually at your dream vacation spot interests you, being a Digital Landlord might be for you!

What Is My Top Recommendation For Making Money Online In 2022?

Make Money Online With Digital Landlord

I’ve personally tried all of the major online business models:

  • I’ve sold fidget spinners through Amazon FBA
  • I’ve drop-shipped a toilet bowl putting green on Shopify
  • I’ve sold women’s health supplements via Clickbank affiliate marketing

And I made money with all of them, so trust me when I say: there is no “perfect” business model.

I’ve also been on the other side of old friends trying to sell me their fancy new MLM products.

That being said, my #1 recommendation for making real money online is, hands-down: being a Digital Landlord.

Whether you’re a complete newbie, or you’ve been around the block before but have never had that “big win” to propel you forward, becoming a Digital Landlord is for you.


Time: If you’ve got a spare hour or two each day, you can do this. If you want to drop everything and go all in, you can do this. More time obviously means faster results, but even putting in a few hours per day is enough to see real success.

And because of that flexibility, you don’t need to trade your time for money. Once the income starts, it’s recurring.

That means you can take a month off, travel the country, pursue a passion project, chill on the beach, or charter a boat across the world.

But you can only do that once you’ve created an income stream that doesn’t require YOU to be there all day, every day.

Ownership & Control: With MLMs, you don’t really “own” anything – everything belongs to the MLM.

If you read the contracts, they can kick you out or change your commission at any time (it’s happened recently in a few high-profile MLM cases).

Why pour your soul into a business that could be taken away from you at the drop of a dime?

When you’re a Digital Landlord, you literally own all of the assets, which means you have ultimate control.

Big Margins: With MLMs, you’re often going to have really slim margins. That means you need to have a VERY large network to make serious money. This usually entails spending A LOT of money on ads and other methods for recruiting members.

Being a Digital Landlord, your profit margin is nearly 100%. Watch here to learn how.

Just a reminder: these Digital Rental Properties are worth (at a minimum) $500/mo in semi-passive income. And each time you create another one, your income increases, and the effort put into creating the next property decreases.

Best-case scenario, you have properties bringing in over $3,000+/mo on auto-pilot.

It’s Effectively Copy-Paste: Here’s my favorite part: once you have your first Digital Rental Property up, you can literally copy-paste another version of it and find another willing “renter” in a few days. DOUBLING your income doesn’t get much easier than that…

If you wanted to double your income with an MLM, you would need to sell twice as much inventory. And I can guarantee you, that’s a lot harder than a few clicks & a phone call.

You’re Helping REAL People: My biggest gripe with MLMs is that you’re likely going to ruin your personal relationships.

The MLM may have convinced you that you’re actually helping people, but it’s often not really true.

But when you’re a Digital Landlord, you’re helping solve REAL problems that people are ASKING for help with:

Small local businesses around the world need one thing: customers. Without them, their business would fall apart. If you can provide those customers, they’re going to be really happy – and they’re going to pay you for it.

You’re helping a struggling mother or father put food on the table for their families, put their kids through college, or simply live life a little bit more comfortably.

Having this type of impact on the world is what will help you sleep soundly at night.

So, the rest is up to you. You could keep looking at other MLM programs like Novae, which might make you money 12 months from now.

You could keep researching and researching for the next few months (or few years), never making a concrete decision.

OR, you can look deep inside, think about those dreams, hopes, & desires, and make the decision to ACTUALLY make it happen, just like it has for thousands of other students before you.

Making a fortune while actually helping real people that need it.

If this sounds like you, click here to see how it all works.

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