David And Patricia Carlin Review (2022): Are They Actually Legit?

By: Hope
By: Hope
Welcome to my David & Patricia Carlin review. My goal is to answer common questions like: how can you work with them, are they scammers, can they help you make money, & who David & Patricia Carlin really are. The end goal is to help you understand if they're a good fit for you personally, and if there are any people or programs out there that are better.
David and Patricia Carlin Scam Or Legit


This David & Patricia Carlin review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

What I Liked

What I Didn't Like

Before we get into it... who am i?

Always good to put a name to a face, so firstly, my name is Hope!

Like you, I was stuck working 8-10 hour days building someone else’s dream.

I worked at one of those cool tech companies that has omelet stations for breakfast & craft beer on tap for after hours.

To a lot of people that’s a dream, but to me… something was missing.

All I really wanted, was to actually enjoy life – more vacations, less stress, buy myself nice things without worrying about the cost… but that was something my 9-5 couldn’t provide me.

That was until a few years ago when I discovered a way to make money online by actually helping real people. 

People in this case were local business owners across the US.

Me and My Puppy

The page above is an example of how I do it. That one-page site generates $1,500/mo and I haven’t even touched it since it was put up.

That’s an $18,000/year raise from just one page.

That’s why local lead generation is my #1 business recommendation for recurring, semi-passive income. If you want to learn about that business model, click here.

Important: I am not an affiliate

for David & Patricia Carlin

Why Does That Matter?

A lot of course reviewers have no experience with any of the business models or programs they review, and so they’re just making stuff up.

They do that because they want you to click through their link to buy from the person that the review is about!

They have no clue what it’s actually like to run the type of business David & Patricia Carlin is teaching you to do.
I have absolutely no relationship with David & Patricia Carlin, so you can rest easy knowing that I’m going to give you my honest opinion
This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.

Residual Payments is run by Patricia and David Carlin, a power couple.

Everyone wanted to know what they did for a living after witnessing them travel the world, golf, ski, and not work.

So, they came up with a real residual income program to show people how to make money from the growth of digital payments. The tale goes like this. It sounds too good to be true, but is it really? An opportunity to make money?

Alright, so David & Patrica Carlin doesn’t exactly fit into a nice category.

At the end of the day, Residual Payments is a… unique way to think about making money.

It’s certainly possible to make money with off-the-wall businesses like this, but unless you’re interested in taking years out of your life to experiment with an unproven business model, I would look elsewhere.

My #1 personal recommendation if we’re talking about starting a fully-online business has got to be the Lead Generation & Ad Agency business models.

There are a handful of programs that teach you the ropes, but my #1 choice that combines both of those business models into one is the Digital Landlords program

But, if you’re hard-pressed to jump head-first into an off-the-wall business model, let’s continue to my full breakdown of David & Patrica Carlin.

Who Is David Carlin?

Who is David Carlin

Business” was the one word that ever described David’s life.

People start their own businesses for various reasons, but the most common is gaining experience. David had firsthand experience in the digital payments industry with other business owners’ challenges while receiving funds.

He had no idea how much monthly residual income his sales rep earned from his monthly sales. That’s how David got into electronic payments. David’s innovation, honesty, and art of the deal made him the driving force behind Residual Payments through his successful e-commerce business and other joint ventures.

Who Is Patricia Carlin

Who is Patricia Carlin

It’s no secret that Patricia Carlin is well-known in electronic payments. Patricia has been the pioneer of digital payments in the United States and overseas for almost 20 years.

Her lengthy resume has earned her the title of “one of the most significant people in the payments industry.” Her efforts resulted in the first-ever online merchant account she worked on.

As a world-renowned expert, she has collected billions of dollars in career sales and millions of dollars in residual income. Patricia built her career by working for the world’s most notable e-commerce companies.

She’s in high demand as a consultant because of her expertise in guiding businesses through the often-complicated world of international internet billing. As the first to introduce the gold standard for establishing a residual empire while ensuring payment integrity at every level, Patricia reshaped a whole field of practice.

It’s her philosophy to “go for what’s best and forget the rest.” Whether you are a pro or a novice, she’ll help you improve.

Residual Payments Review

Residual Payments Review

“Passive” or “residual income” is a business technique to make money while working from home. However, because there are so many options for getting started, users frequently waste money using ineffective tactics.

David and Patricia Carlin designed this training course. They claim it’s a method to establish a presence in the digital payments world.

Every type of internet business might profit from using a Digital Payment Agent because the only way to pay for anything online is electronic.

The demand is undeniable, and the earning potential is tremendous… There is a three-step method for making residual money with Residual Payments.

According to the Carlins, each business employing their credit card processing service pays them $500 on average.

According to the company, the purpose of their website is to stimulate your curiosity about this fresh possibility that no one else is aware of.

A timer is included in the checkout process. Scarcity marketing is a term used to describe this practice. It’s a ploy to get people to think this is a one-time deal that will vanish at any moment.

What’s Inside Residual Payments?

What Is inside Residual Payments

The “Digital Payments Revolution Course” is currently available on the ResidualPayments.com website.

Residual Payments features a sales funnel that will take you through a series of online sites with various offers and upsells, each more expensive than the last until you’re given the option to schedule a sales call with one of the company’s representatives. This is only the start of the process.

To work with David and Patricia, they’ll try to get you to part with thousands of dollars.

The low membership cost is because the initial purchase is just the beginning. Residual Payments has a wide variety of offers you can take advantage of.

Their merchants have handled and processed BILLIONS OF DOLLARS in transactions.

Now, they want to show you how to do it through the help of Dave and Patricia Carin and their training platform, Residual Payments.

The Digital Payments Revolution

Digital Payments Revolution

This course is broken down into nine short sessions, each lasting approximately 15 to 20 minutes. The Digital Payments Revolution’s content only touches on what you’ll need to know to be a successful Digital Payment Agent.

The merchant service industry is a unique business concept discussed in this course.

Essentially, you assist businesses in saving money on payment processing services.

You will be paid a portion of all sales.

If you are good at drumming up business, I think you’ll do well with this.

After thousands of requests, David and Patricia finally decided to rip back the curtain and educate you on precisely what it takes to become a million-dollar payments agent.

This is the best course you will ever take if you are serious about creating REAL residual income.

How Much Does The Residual Payments Program Cost?

How Much Does The Residual Payment Program Cost

Before I get into how much The Digital Payments Revolution costs, let me clarify:

This course does not teach merchant services.

The Digital Payments Revolution is merely the first stage in a sales funnel.

That’s not what it teaches you.

You must buy the second course, Becoming A High-Paying Agent.

The Digital Payments Revolution forces you to buy the second course.

Buying upfront costs $197, and buying it later costs $100 more.

Then there’s a second upsell.

The Digital Payments Revolution is just $17 to get you in…

However, you’re more likely to buy more expensive courses after spending the initial $17.

Again, to fully grasp the technique, you must purchase the second course, which ranges from $197 to $297. In The Digital Payments Revolution, David and Patricia stress this.

You’ll be forced into a sales call with David and Patricia near the end of The Digital Payments Revolution, which might cost you thousands of dollars.

The Digital Payments Playbook

This playbook covers a variety of services as well as the exact same strategies for selling merchant services.

Sample scripts, difficult inquiries, images, social media captions, queries, quotations, and a posting calendar are among the marketing resources you’ll access.

This upsell costs $47 the first time you buy it. If you wait, it may rise to $79.

Are There Alternatives To Residual Payments?


Yes, there are plenty of other business models to choose from if you want to pursue this making money online.  Here are just a few:

Are David Carlin A Scam?

Is It A Scam

Time for the $1,000,000 question: is David Carlin actually a scam?

I wouldn’t technically call it a scam, though others might.

It’s technically possible to make money with this program, so in that sense, it isn’t a scam.

I’m saying that after buying, someone will send you a login to a website where you can view their material. No one is riding off into the sunset with your money, leaving you empty-handed… technically speaking.

But the second, more important question is: is Digital Payments actually worth the investment?

My honest answer is that for most people out there, probably not.

Countless other business models are proven & easily scalable, so why risk it for… not an incredibly huge payoff?

I’d rather a program with thousands of successful students & plenty of room for others to join.

If you’ve followed my blog for long, you know I recommend a few different programs depending on your skills & goals.

My top choice is becoming a Digital Landlord, because you have a proven, systematic path to 6-figures, and you can do it anywhere you want.

I’ve got friends in there posting deals from the middle of the woods in a camper-van with their pet pig… which is cool.

What Is My Top Recommendation For Making Money Online In 2022?

Make Money Online With Digital Landlord

Alright, time for me to get real with my lovely readers for a moment:

I’ve personally tried all of the major online business models:

  • I’ve sold fidget spinners through Amazon FBA
  • I’ve dropshipped a toilet bowl putting green on Shopify
  • I’ve sold women’s health supplements via Clickbank affiliate marketing

And I made money with all of them, so trust me when I say: there is no “perfect” business model.

THAT BEING SAID: I would at least recommend you implement something that is tried and true, because I’ve seen TOO MANY people (including friends and family) get burned by stuff like David Carlin.

They come out of left field with some random idea, make it seem attractive, and then make themselves a quick buck by luring in unsuspecting people.

This is a big reason why I only recommend proven, tried, and true business models, like Lead Generation & Ad Agencies.

There are a bunch of programs out there that teach you those skills, but my top choice is the Digital Landlords program.

Why? It has proven leaders with their own 7-figure businesses implementing exactly what they teach you.

I’ve also got over a dozen personal friends in there, so I feel comfortable telling you it works.

Whether you’re a complete newbie, or you’ve been around the block before but have never had that “big win” to propel you forward, their program works.

Here’s why:

1)Time: If you’ve got a spare hour or two each day, you can do this. If you want to drop everything and go all-in, you can do this. More time obviously means faster results, but even putting in a few hours per day is enough to see real success.

And because of that flexibility, you don’t need to trade your time for money. Once the income starts, it’s recurring (for the most part).

That means you can take a month off, travel the country, pursue a passion project, chill on the beach, or charter a boat across the world.

But you can only do that once you’ve created an income stream that doesn’t require YOU to be there all day, every day.

2)Big Margins: With most businesses, you’re often going to have really slim margins. That means you need to hit a serious scale to make serious money.

Being a Digital Landlord, your profit margin is nearly 100%. Watch here to learn how.

Just a reminder: these Digital Rental Properties are worth (at a minimum) $500/mo in semi-passive income. And each time you create another one, your income increases, and the effort to create the next property decreases.

Best-case scenario, you have properties bringing in over $3,000+/mo on “auto-pilot.”

3)It’s Effectively Copy-Paste: Here’s my favorite part: once you have your first Digital Rental Property up, you can literally copy-paste another version of it and find another willing “renter” in a few days. DOUBLING your income doesn’t get much easier than that…

If you wanted to double your income with digital payments, you would need to help businesses save money on payment processing services. And I can guarantee you, that’s a lot harder than a few clicks & a phone call.

4)You’re Helping REAL People: My biggest gripe with Residual Payments is that you’re basically only helping yourself.

But when you’re a Digital Landlord, you’re helping solve REAL problems that people are ASKING for help with:

Small local businesses around the world need one thing: customers. Without them, their business would fall apart. If you can provide those customers, they’re going to be really happy – and they’re going to pay you for it.

You’re helping a struggling mother or father put food on the table for their families, put their kids through college, or simply live life a little bit more comfortably.

Having this type of impact on the world is what will help you sleep soundly at night.

So, the rest is up to you. You could keep looking at other off-the-wall business models like Residual Payments and maybe hit it big one day.

You could keep researching and researching for the next few months (or few years), never making a concrete decision.

OR, you can look deep inside, think about those dreams, hopes, & desires, and make the decision to ACTUALLY make it happen, just like it has for thousands of other students before you.

Making a fortune while actually helping real people that need it.

If this sounds like you, click here to see how it all works.