Digital Payments Revolution Review (2023): Is It Actually Legit?

Updated On: November 23, 2023

Welcome to my Digital Payments Revolution review. My goal is to answer common questions like: how much it costs, if it's a scam, and if you can actually make money with it. The end goal is to help you understand if it's a good fit for you personally, and if there are any better alternatives out there.
Digital Payments Revolution Reviews

This Digital Payments Revolution review has been throughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Table of Contents

Program At A Glance

What I liked
Good refund policy
Interesting business model
Work from home opportunity
What I Didn’t Like
Not a complete course
Expensive upsells
Not the best business model in 2022

Please join me for my analysis of The Digital Payments Revolution!

But before I go any further, I have a question for you.

What comes to mind when you hear the term “residual income”?

Is it real estate, investing in stocks, or writing a book?

You’re absolutely right! This is what everybody thinks about residual income.

You might be surprised to learn that there is a hidden industry where you can make a substantial residual income.

It’s actually one of the industry’s best-kept secrets, and it doesn’t require any of these things.

The untapped market has been under your nose for many years, and it’s called digital payments.

This brings me back to the Digital Payments Revolution course.

Businesses are shifting away from accepting cash and credit cards, a massive shift in a new industry known as “Digital Payments.”

Consider this: Every swipe of a credit card earns someone a commission.

How would you like to participate in that success and create a long-term residual income for your family and yourself? Keep reading, and I’ll show you.

This review will go over Digital Payments Revolution to see if it really is the best digital payment course out there.

Now, I do want to be totally honest in this review, so…

Alright, so Digital Payments Revolution doesn’t exactly fit into a nice category.

At the end of the day, digital payment is a… unique way to think about making money.

It’s certainly possible to make money with off-the-wall businesses like this, but unless you’re interested in taking years out of your life to experiment with an unproven business model, I would look elsewhere.

My #1 personal recommendation if we’re talking about starting a fully-online business has got to be the Lead Generation & Ad Agency business models.

There are a handful of programs that teach you the ropes, but my #1 choice that combines both of those business models into one is the Digital Rental Method program

But, if you’re hard-pressed to jump head-first into an off-the-wall business model, let’s continue to my full breakdown of Digital Payments Revolution.

Who Is David And Patricia Carlin?

Patricia And David Carlin Founders Of The Digital Payments Revolution

Patricia and David Carlin founded “The Digital Payments Revolution” and “Residual Payments.”

Patricia has worked in the digital payments industry for more than 20 years.

David has extensive experience in the retail and eCommerce business worlds.

These two are pretty much the only things I know about them.

You can follow many of their social media accounts, but it’s not a good way to determine if they are legitimate or successful.

Many people make themselves look rich on social media, pretending to be wealthy when in reality, they’re not.

But, to their credit, I don’t think they’re like that.

They seem to be really successful.

What Does The Digital Payment Revolution Teach?

What Does The Digital Payment Revolution Teach

I’ve been researching ways to earn money without working for several years.

Internet marketing, eCommerce and digital companies, equities, real estate, Airbnb rentals, senior care facilities, and the investment banking sector are just a few of the businesses I’ve observed.

For the first time, the merchant service business model presented in this course is something I’ve had exposure to.

While I am an expert on building a passive income through online businesses, I’m not one in that area.

But I did some research and understood how it all works.

The visual representation of it is this:

You basically come in the Acquirer Stage.

Your goal is to offer merchants a lower payment processor and better customer service.

This can be done with brick-and-mortar businesses as well as online processors.

A small percentage of each sale is yours. Your goal is to build a portfolio with businesses that you can work with.

It is undoubtedly exciting and can potentially make serious money if done correctly.

You’ll need to hustle to grow your business.

This includes cold calling, emailing, and even going into stores to try and get contracts.

You don’t have to do that if you don’t want to. There are other ways to make money online, which are more relaxed.

The Digital Payments Revolution Isn’t A Full Course

The Digital Payments Revolution Is Not A Full Course

To be clear, before I go into the information in The Digital Payments Revolution, here’s something to consider:

This course does not address the merchant service model.

It’s the first stage in a sales funnel and doesn’t explain the company’s concept.

This course does not teach you how to start your own company.

You will need to purchase the second course, “Becoming a Highly Paid Agent.”

After paying and signing up for Digital Payments Revolution, you’ll be compelled to purchase the second one.

You can buy the Digital Payments Revolution course for $197 now or upgrade to $100 later.

You can also get a second upsell.

The Digital Payments Revolution costs only $17 because they want you to get in the door.

That’s not all they have to offer, of course. The Digital Payments Playbook is a $47 resource.

If you want to master the whole system, you will need to purchase the second course, which costs $197 to $297.

At the end of the Digital Payments Revolution course, you will be forced into a sales call with David and Patricia, and this will cost thousands.

The Digital Payments Revolution Overview

The Digital Payments Revolution Overview

This is a webinar, not a course.

A concept of what you’ll be doing instead of instruction on how to start a company is what you’ll receive rather.

An introduction to the digital payments sector and how money moves may be found in The Digital Payment Revolution. Additionally, it lays out the steps anybody may take to earn a regular, predictable salary.

They’ve worked in the digital payments business for more than 20 years as Dave and Patrica Carlin, a husband and wife partnership.

The length of each video ranges from 15 to 20 minutes.

Let’s take a look at each section.

  • Module 1 – What to Expect: This module briefly explains what you can expect and gives you an idea of the tasks you will be doing. It takes only 90 seconds.
  • Module 2 – Meet Your Instructions: This video is 22 minutes long and features Patricia Carlin and David Carlin. Learn about their backgrounds and the reasons they created this course.
  • Module 3 – What is Credit Card Processing?: Module 3 explains how credit cards work and how you can make some money.
  • Module 4 – Why This Is a Lucrative Business: Module 4 explains the advantages of this business model. This will give you an idea of how much money it can make and why it is so affordable to start.
  • Module 5 – Real Residual Income: This module describes how the business model generates residual income. For instance, their oldest account has been in existence for over 15 years. They’ve made money from it all these years.
  • Module 6 – The Size and Scope of This Opportunity: This module is similar to the previous one but shows how massive this opportunity is.
  • Module 7: Who Are The Potential Customers?: Module7 explains which customers are worth following and which are not. Take Shopify, for example. Shopify websites don’t make sense because it is difficult for third-party payment processors to integrate with their systems.
  • Module 8 – Getting Your First Processing Account: This module explains what steps you need to follow to obtain your first processing account.
  • Module 9 – Your Next Steps: The last step is to sign up for a phone call with an agent who works for David or Patricia. It will cost thousands to receive mentorship from Patricia and David.

How Much Does The Digital Payments Revolution Cost?

Is It Worth It

New training called Digital Payments Revolution costs only $37 and is only accessible for a short period.

As many self-starting business owners will need this resource, it will either be pulled down, or its price will skyrocket.

How Much Can A Digital Payment Agent Earn?

How Much Can A Digital Payment Agent Earn

A digital payment agent may earn anywhere from $200 to $1,000 a month, depending on the company you join up with. An average month’s salary for an agent is $500. This is a tremendously rewarding profession.

It takes effort to reach out to the business owners and close a deal.

Some business owners are resistant to change, but it will be easier for them to accept your offer if they can save money.

These are the benefits of becoming a digital payment agent:

  • You can work from home or anywhere else.
  • Flexible hours
  • Monthly residual income
  • Tax incentives
  • Low start-up costs

The Digital Payments Revolution Pros And Cons

The Digital Payments Revolution Pros And Cons


  • Good refund policy: If you decide that the business model is not suitable for you, you have 30 days to get your money returned.
  • Interesting business model: I’m not an expert in this area, but at least it’s interesting. This is one way a person can make good money.


  • Not a complete course: This webinar is not a course. Hence, you’re not learning how to start a business.
  • Expensive upsells: The Digital Payments Revolution is only meant to convince you to purchase the more expensive course and pay thousands of dollars for one-on-one mentoring.

Digital Payments Revolution Review: Conclusion


Digital payment processing services are essential for almost every business.

As society becomes cashless, there is an increasing demand for additional services.

For a second, think about it: Every swipe of a card gets you paid.

Do you know of any businesses that DONT take credit cards?

This is an excellent opportunity to work from home and secure ongoing stable revenue.



Is It Easy To Make Money In The Digital Payment Space?

You’ll need to work hard, just like in any other business. Your chances of making money will rise if you have the proper knowledge. You will not be able to make a lot of money quickly. You must learn and use your knowledge.

How Long Will It Take To Make My First Sale?

It all depends on your motivation.

Do I Need To Have Any Experience?

This program is not for beginners. As you move on, there will be an intermediate and advanced levels.

Are There Alternatives To Digital Payments Revolution?

Other eCommerce Programs To Choose From

Yes, there are plenty of eCommerce programs and resources to choose from if you want to pursue this business model.  Here are just a few:

Is Digital Payments Revolution A Scam?

Is It A Scam

Time for the $1,000,000 question: is Digital Payments Revolution actually a scam?

I wouldn’t technically call it a scam, though others might.

It’s technically possible to make money with this program, so in that sense, it isn’t a scam.

No one is riding off into the sunset with your money, leaving you empty-handed… technically speaking.

But the second, more important question is: is Digital Payments Revolution actually worth the investment?

My honest answer is that for most people out there, probably not.

There are countless other business models that are proven & easily scalable, so why risk it for… not an incredibly huge payoff?

I’d rather have a program with thousands of successful students & plenty of room for others to join.

If you’ve followed my blog for long, you know I recommend a few different programs depending on your skills & goals.

My top choice is using the Digital Rental Method, because you have a proven, systematic path to 6-figures, and you can do it anywhere you want.

I’ve got friends in there posting deals from the middle of the woods in a camper-van with their pet pig… which is cool.

What Is My Top Recommendation For Making Money Online In 2022?

Make Money OnLine With Digital Landlord

Read Our In Depth Breakdown Of The Top 5 OtherOpp Courses For 2024

Did Digital Payments Revolution Make The List?

Alright, time for me to get real with my lovely readers for a moment:

I’ve personally tried all of the major online business models:

  • I’ve sold fidget spinners through Amazon FBA
  • I’ve dropshipped a toilet bowl putting green on Shopify
  • I’ve sold women’s health supplements via Clickbank affiliate marketing

And I made money with all of them, so trust me when I say: there is no “perfect” business model.

THAT BEING SAID: I would at least recommend you implement something that is tried and true, because I’ve seen TOO MANY people (including friends and family) get burned by stuff like Digital Payments Revolution.

They come out of left field with some random idea, make it seem attractive, and then make themselves a quick buck by luring in unsuspecting people.

This is a big reason why I only recommend proven, tried, and true business models, like Lead Generation & Ad Agencies.

There are a bunch of programs out there that teach you those skills, but my top choice is the Digital Rental Method program.

Why? It has proven leaders with their own 7-figure businesses implementing exactly what they teach you.

I’ve also got over a dozen personal friends in there, so I feel comfortable telling you it works.

Whether you’re a complete newbie or have been around the block before but have never had that “big win” to propel you forward, their program works.

Here’s why:

1)Time: If you’ve got a spare hour or two each day, you can do this. If you want to drop everything and go all-in, you can do this. More time obviously means faster results, but even putting in a few hours per day is enough to see real success.

And because of that flexibility, you don’t need to trade your time for money. Once the income starts, it’s recurring (for the most part).

That means you can take a month off, travel the country, pursue a passion project, chill on the beach, or charter a boat across the world.

But you can only do that once you’ve created an income stream that doesn’t require YOU to be there all day, every day.

2)Big Margins: With most businesses, you’re often going to have really slim margins. That means you need to hit a serious scale to make serious money.

using the Digital Rental Method, your profit margin is nearly 100%. Watch here to learn how.

Just a reminder: these Digital Rental Properties are worth (at a minimum) $500/mo in semi-passive income. And each time you create another one, your income increases, and the effort to create the next property decreases.

Best-case scenario, you have properties bringing in over $3,000+/mo on “auto-pilot.”

3)It’s Effectively Copy-Paste: Here’s my favorite part: once you have your first Digital Rental Property up, you can literally copy-paste another version of it and find another willing “renter” in a few days. DOUBLING your income doesn’t get much easier than that…

If you wanted to double your income with digital payments, you would need to exert time and effort. And I can guarantee you, that’s a lot harder than a few clicks & a phone call.

4)You’re Helping REAL People: My biggest gripe with digital payments is that you’re basically only helping yourself.

But With the Digital Rental Method, you’re helping solve REAL problems that people are ASKING for help with:

Small local businesses around the world need one thing: customers. Without them, their business would fall apart. If you can provide those customers, they’re going to be really happy – and they’re going to pay you for it.

You’re helping a struggling mother or father put food on the table for their families, put their kids through college, or simply live life a little bit more comfortably.

Having this type of impact on the world is what will help you sleep soundly at night.

So, the rest is up to you. You could keep looking at other off the wall business models like digital payments and maybe hit it big one day.

You could keep researching and researching for the next few months (or few years), never making a concrete decision.

OR, you can look deep inside, think about those dreams, hopes, & desires, and make the decision to ACTUALLY make it happen, just like it has for thousands of other students before you.

Making a fortune while actually helping real people that need it.

If this sounds like you, click here to see how it all works.



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