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intoo Review (2022): Best Real Estate Investment Platform?

Last Updated: August 23, 2022
By: Hope
By: Hope
Welcome to my Iintoo review. My goal is to answer common questions like: how much it costs, if it's a scam, & if you can actually make money with it. The end goal is to help you understand if it's a good fit for you personally, and if there are any better alternatives out there.
intoo Review


This Iintoo review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

What I Liked

What I Didn't Like

Before we get into it... who am i?

Always good to put a name to a face, so firstly, my name is Hope!

Like you, I was stuck working 8-10 hour days building someone else’s dream.

I worked at one of those cool tech companies that has omelet stations for breakfast & craft beer on tap for after hours.

To a lot of people that’s a dream, but to me… something was missing.

All I really wanted, was to actually enjoy life – more vacations, less stress, buy myself nice things without worrying about the cost… but that was something my 9-5 couldn’t provide me.

That was until a few years ago when I discovered a way to make money online by actually helping real people. 

People in this case were local business owners across the US.

Me and My Puppy

The page above is an example of how I do it. That one-page site generates $1,500/mo and I haven’t even touched it since it was put up.

That’s an $18,000/year raise from just one page.

That’s why local lead generation is my #1 business recommendation for recurring, semi-passive income. If you want to learn about that business model, click here.

Important: I am not an affiliate

for Iintoo

Why Does That Matter?

A lot of course reviewers have no experience with any of the business models or programs they review, and so they’re just making stuff up.

They do that because they want you to click through their link to buy from the person that the review is about!

They have no clue what it’s actually like to run the type of business Iintoo is teaching you to do.
I have absolutely no relationship with Iintoo, so you can rest easy knowing that I’m going to give you my honest opinion
This review is written based on my own experiences with real estate.

All that being said, let’s jump into things.

A lot of effort and money goes into real estate investing. But it is possible to make money in real estate investing without having to spend six or seven figures. It’s possible to put down as little as $25,000 on the house with iintoo, a premium real estate investment. Based on business plan projections, investors claim to have received quarterly income distributions and exit returns.

Are these reasons compelling enough to get started? Let’s find out!

This review will go over iintoo to see if it really is the best real estate platform out there.

You’ll learn whether real estate is the right online business for you.

iintoo is a course that teaches you about real estate investing.

If you’ve read my other articles on real estate investing, you’ll know there are 3 primary ways to invest:

Wholesaling, buy-and-hold, and flipping.

While each has pros and cons, there is a ton of potential for success in investing in real estate.

Real estate has created some of the largest fortunes in world history.

That being said, you should take some time to seriously think about something:

Is now the best time for YOU to get into real estate investing?

Because despite the potential upside, investing in properties or land takes a lot of capital, and is very labor intensive.

That means if you:

  1. Have less than 3 hours per day, OR
  2. Aren’t sitting on $20K+ in disposable income

This may not be the best time for you to start investing in physical real estate.

Don’t get me wrong, real estate investing can be an amazing way to protect your assets while generating cash – but there’s a time and a place for it.

But there’s good news!

All you need is a system to generate the cash (& free time) you need to be ready for real estate investing.

My preferred method of getting there is by becoming a Digital Landlord

It takes the benefits of real estate investing, but removes many of the barriers (& annoyances), like:

  • Small cash flow on properties
  • Having to take out debt
  • Dealing with repairs and upkeep
  • Dealing with tenants

The cool part is that the income is mostly recurring (AKA semi-passive).

You could make anywhere from $2,000-$10,000+ per month doing it.

You can build it as big (or small) as you feel like, without the annoyances I listed above.

If that sounds interesting, you might want to think about becoming a Digital Landlord.

Then, you can take the profits and start investing in physical real estate a year or two from now.

If you wanna see what iintoo looks like on the inside, keep reading.

What Is iintoo?

What Is Iintoo

New real estate crowdfunding platform iintoo offers stand-alone commercial real estate investments for qualified investors. It’s also possible to invest in real estate using iintoo.

Immediately after the COVID-19 outbreak, it established the iintoo Opportunity Fund, a new fund option that maximizes returns for investors by focusing on value-adding, development, income-generating, and distressed opportunities.

The majority of the stand-alone deals represented in the iintoo marketplace are two to three years in duration and of diverse property kinds, with multifamily residential or mixed-use properties accounting for the majority.

Some of the transactions offered by iintoo, particularly those in its real estate funds, include an equity protection plan backed by Everest Re to decrease the risk of permanent capital losses further.

iintoo also has a joint venture with RREAF Holdings that owns and manages the assets that RealtyShares previously handled after that firm failed.

The venture maintains the assets for RealtyShares investors, working on completing and liquidating the remaining assets to return as much capital as feasible to investors.

iintoo has a contractual relationship with Dalmore Group LLC, a registered Broker-Dealer with the Securities and Exchange Commission.

Advantages And Disadvantages Of iintoo

Advantages And Disadvantages Of Iintoo


On iintoo’s website, investors in the majority of full-cycle agreements have gained from their investments. On top of that, the company’s website has a current track record for reference.

Sponsors and investors must be aligned for the agreements to succeed.

Several iintoo transactions are in a preferred capital structure position, which implies that if they underperform, there is a smaller risk of capital loss.

Deal flow that’s consistent: Regularly, multiple new deals are launched, frequently over an increasingly diversified variety of property kinds.

Diversified debt investments: iintoo provides a senior secured real estate debt fund, allowing you to invest in a diverse portfolio of senior mortgages to other investments secured by real estate.

Investing in a self-directed IRA: iintoo will work with most SDIRA custodians.

Easy-to-use platform: Over the past year, iintoo improved its investor dashboard, making it easier for investors to review deals and invest on the site.


iintoo’s pricing structure fluctuates from transaction to deal, making it more difficult for investors to understand exactly how much they are spending. Complex and increasing fees are the result. Fees on iintoo are higher than usual transactions on other platforms regarding the amount of money given to both the sponsor and iintoo.

Only accredited investors are eligible: Only investors with more than $1 million in net worth (excluding primary residence) or $200,000 in yearly profits can invest in iintoo projects and be included in the iintoo community.

Investment minimums are relatively high: The average stand-alone deal has a $25,000 investment minimum, while its recently created opportunity fund asks an investor to spend $50,000.

How iintoo Works: Where Do Investments Come From?

How It Works

iintoo has now obtained agreements from over 30 different sponsors, working with them to develop business strategies, financial arrangements, and compensation schemes.

According to the company, its association with Meridian Capital Group, a prominent mortgage company, and debt broker, provides it with access to a “broad real estate catalog” of deals it can source.

Who Is Eligible To Invest With iintoo? What Is The Minimum Investment?

You must be an accredited investor if you want to invest in iintoo, which means you must have a net worth of $1 million, excluding your principal property, or earn at least $200,000 (single) or $300,000 (jointly) each year with the prospect of making at least that much in future years.

The minimum investment amount depends on the transaction—however, most stand-alone real estate agreements on the Iintoo marketplace demand at least $25,000 minimum.

The Senior Secured Debt Real Estate Fund and the iintoo Opportunity Fund require a minimum commitment of $50,000.

What Are iintoo’s Fees?

Fees on iintoo are a little more complicated than on other stand-alone platforms and might vary with every deal.

One distinction is that other platforms usually charge a yearly asset management fee in the 2% to 3% range; iintoo typically charges a one-time, up-front cost of between 12% and 13% when you invest in a deal, which is split between iintoo and its dealer-broker.

Terms vary depending on the investment, but as with any platform investment process, potential equity investors should read the prospectus to understand how profits are distributed among the various players in the capital stack in their real estate projects.

What Does It Take To Be An Accredited Investor?

To be regarded as an accredited investor, you must meet at least one of the following criteria:

Have specific professional certifications, designations, or other credentials, or are a “knowledgeable employee” of a private fund.

Have a net worth of over $1 million, either alone or in combination with a spouse or spousal equivalent (minus the value of the primary residence)

Earned income of more than $200,000 ($300,000 if combined with a spouse or its equivalent) in each of the previous two calendar years. The applicant must also demonstrate credibility that they will meet or exceed these income criteria during the current fiscal year.

What Is The Best Crowdfunding Real Estate Site?

What Is The Best Crowdfunding Real Estate Site

Below are the top real estate crowdfunding platforms in 2022, according to an investors’ survey:

  • CrowdStreet is the best overall.
  • DiversyFund is the best REIT option.
  • EquityMultiple is the best option for institutional and commercial real estate.
  • Fundrise is the best option for newcomers.
  • PeerStreet is the best place to invest in loans.
  • RealtyMogul is the best site for property research.

Can You Make Money With iintoo Investments?

Yes, you can make money investing in real estate, especially if you make a huge total investment.


There’s a lot that comes along with real estate that many people struggle with.

Check out these Top 5 Reasons Why Real Estate Investors Fail.

Now, don’t get me wrong…

It’s not impossible to make money with real estate, but if you’re gonna put in the amount of grueling work to do this business (which, trust me, isn’t easy), you might as well bring in some REAL money while you’re learning the ropes.

The program that helped skyrocket many online businesses to over $40,000+ per month is so simple that making money really does become second nature.

Is iintoo Safe?

iintoo’s financial analysis section conducts a thorough due diligence procedure for each investment. This procedure may differ significantly based on the kind of asset. Furthermore, iintoo’s investment board meticulously evaluates the results for each investment before approving or rejecting the transaction.

“Equity Protection” refers to an arrangement in which iintoo Epiic GP LLC, the general partner of each covered issuer (“Covered Issuer”), promises that, even if the underlying project is not profitable or records a loss, the investor in the Covered Issuer will receive a specified amount equal to the original principal investment they provided (less other amounts already received by such individual investor during the investment). Covered issuers are subject to the same retention account and policy. The insurance with Everest Insurance is held by iintoo Epiic GP LLC, not investors.

As with any investment, iintoo’s direct investments include risk owing to changes in the real estate market, unanticipated situations, or the inability to execute the business plan. Nonetheless, iintoo establishes contracts with each sponsor that contain collateral/pledge requirements, such as the investor’s ownership of the purchased property and other systems that control and frequent monitoring of the investment.

Is Iintoo Legit?

Iintoo claims to have raised and managed approximately $670 million in investor funds, which it has invested in assets worth more than $2.9 billion. According to publicly available information, iintoo has completed multiple transactions, most of which resulted in a profit for iintoo investors. However, do your own due diligence before investing and get competent financial, legal, and tax advice. An investment adviser might also be a great help.

But, you have plenty of options when it comes to building a business or investment opportunities.

And even if you’re dead set on becoming a realtor, you’ve got way better options than iintoo.

Keep in mind, I don’t get paid to promote any of the programs I review. I personally think real estate is a great business model, but you could end up leaving way too much money on the table.

Are There Alternatives To iintoo?

Alternatives To iintoo

Yes, there are plenty of other business models to choose from if you want to pursue this making money online. Here are just a few:

Is iintoo A Scam?

Is It A Scam

So, time for the $1,000,000 question – is iintoo a scam?

No, not technically. You can 100% make money with this program, though it’s not nearly as simple as they make it seem.

As with most businesses, there is A LOT of work to be done upfront & no guarantee of you being successful.

Not to mention the profit margins are typically pretty small.

Don’t get me wrong, I’m a big proponent of front-loading work now, so that you can reap the rewards later.

But if I’m gonna do that, I want the rewards to be HIGH and virtually guaranteed.

I’d rather put in that same 3 months of work (in my spare time) & build a handful of Digital Rental Properties that each produce $500-$2,000 checks every single month afterward (AKA recurring income).

And the cool part is that you can do it in a lot less time than 3-months (I personally did it in my first 2 weeks of being a Digital Landlord).

Unlike physical real estate, you can do it from anywhere in the world, so it’s a genuine “laptop-lifestyle” business.

All you need is an internet connection.

Some of my friends are Digital Landlords that run their 6-figure businesses from:

  • Camping trips at national parks
  • Beachfront in Hawaii
  • On the road in a camper van (with a pet pig!)

They focus on living an enjoyable life first, and focus on income second. All thanks to this program

They can take weeks or months off, and money keeps rolling in.

Living happily is the top priority.

If the thought of living perpetually at your dream vacation spot interests you, being a Digital Landlord might be for you!

What Is My Top Recommendation For Making Money Online In 2022?

Make Money Online With Digital Landlord

I’ve personally tried all of the major online business models:

  • I’ve sold fidget spinners through Amazon FBA
  • I’ve dropshipped a toilet bowl putting green on Shopify
  • I’ve sold women’s health supplements via Clickbank affiliate marketing

And I made money with all of them, so trust me when I say: there is no “perfect” business model.

It’s worth noting that I FULLY endorse real estate investing as a way to grow wealth, and that’s why I invest my own money in commercial and residential real estate.

That being said, my #1 recommendation for making real money online as a beginner is, hands-down: being a Digital Landlord.

Whether you’re a complete newbie or you’ve been around the block before but have never had that “big win” to propel you forward, becoming a Digital Landlord is for you.


Time: If you’ve got a spare hour or two each day, you can do this. If you want to drop everything and go all-in, you can do this. More time obviously means faster results, but even putting in a few hours per day is enough to see real success.

And because of that flexibility, you don’t need to trade your time for money. Once the income starts, it’s recurring.

That means you can take a month off, travel the country, pursue a passion project, chill on the beach, or charter a boat across the world.

But you can only do that once you’ve created an income stream that doesn’t require YOU to be there all day, every day.

Real estate investing is a FULL-TIME JOB. If you stop finding deals, your money dries up.

Ownership & Control: Unless you’re buying your properties in cash, you don’t technically own the properties – the lender does.

If you miss a single payment, the property can be taken from you.

Why pour your soul into a business that could be taken away from you at the drop of a dime?

When you’re a Digital Landlord, you literally own all of the assets, which means you have ultimate control.

Ongoing costs: With real estate, profit margins are actually pretty slim. Real wealth is made in owning the assets, and owning A LOT of them.

Being a Digital Landlord, your profit margin is nearly 100%. Watch here to learn how.

Just a reminder: these Digital Rental Properties are worth (at a minimum) $500/mo in semi-passive income. And each time you create another one, your income increases, and the effort put into creating the next property decreases.

Best-case scenario, you have properties bringing in over $3,000+/mo on auto-pilot.

It’s Effectively Copy-Paste: Here’s my favorite part: once you have your first Digital Rental Property up, you can literally copy-paste another version of it and find another willing “renter” in a few days. DOUBLING your income doesn’t get much easier than that…

If you wanted to double your income with real estate investing, you would need twice as many properties, or double your profit margins on each property. And I can guarantee you, that’s a lot harder than a few clicks & a phone call.

Make Money Helping Real People: When you’re a Digital Landlord, you’re helping solve REAL problems that people are ASKING for help with:

Small local businesses around the world need one thing: customers. Without them, their business would fall apart. If you can provide those customers, they’re going to be really happy – and they’re going to pay you for it.

You’re helping a struggling mother or father put food on the table for their families, put their kids through college, or simply live life a little bit more comfortably.

Having this type of impact on the world is what will help you sleep soundly at night.

So, the rest is up to you. You could keep looking at other opportunities iintoo, which might make you money.

You could keep researching and researching for the next few months (or few years), never making a concrete decision.

OR, you can look deep inside, think about those dreams, hopes, & desires, and make the decision to ACTUALLY make it happen, just like it has for thousands of other students before you.

Making a fortune while actually helping real people that need it.

If this sounds like you, click here to see how it all works.

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