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Overage Syndicate Review (2023): Will Nick Fullmer’s Model Help You Succeed?

Last Updated: September 29, 2023

By Hope

Welcome to my Overage Syndicate review. My goal is to answer common questions like: how much it costs, if it's a scam, if you can actually make money with it, & who Nick Fullmer really is. The end goal is to help you understand if it's a good fit for you personally, and if there are any better alternatives out there.
Overage Syndicate Course Review


This Overage Syndicate – Nick Fullmer review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Before We Get Into It... Who Am I?

Always good to put a name to a face, so firstly, my name is Hope!

Like you, I was stuck working 8-10 hour days building someone else’s dream.

I worked at one of those cool tech companies that has omelet stations for breakfast & craft beer on tap for after hours.

To a lot of people that’s a dream, but to me… something was missing.

All I really wanted, was to actually enjoy life – more vacations, less stress, buy myself nice things without worrying about the cost… but that was something my 9-5 couldn’t provide me.

That was until a few years ago when I discovered a way to make money online by actually helping real people.

People in this case were local business owners across the US.

Me and My Puppy

For Overage Syndicate - Nick Fullmer

The page above is an example of how I do it. That one-page site generates $1,500/mo and I haven’t even touched it since it was put up.

That’s an $18,000/year raise from just one page.

That’s why local lead generation is my #1 business recommendation for recurring, semi-passive income. If you want to learn about that business model, click here.

They have no clue what it’s actually like to run the different types of businesses they write about.

I have absolutely no relationship with this program, so you can rest easy knowing I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.

Table Of Contents

If you’re an entrepreneur looking for a new business venture that will be extremely profitable, tax sale overages and mortgage foreclosure overages will become your new best pal.

You may earn $100,000 or more per year collecting these overages on behalf of owners, regardless of whether you have any knowledge or experience in real estate.

Auctions of foreclosed properties typically result in “overbids,” or bids that exceed the amount owed on the mortgage or taxes.

The owner that lost the real estate property is usually responsible for the excess proceeds from tax sales and mortgage foreclosures. But, many of these owners are not aware of this.

They believe they have lost everything. They leave the money behind, and the government eventually seizes it.

This is where Nick Fuller and his Overage Syndicate program come in. His specialty is locating these overages, helping take the money to return to its legitimate owner, and taking a fraction to deliver. Consider it a fee for his time, efforts, and expertise.

Overage Syndicate is a course that teaches you about real estate investing.

If you’ve read my other articles on real estate investing, you’ll know there are 3 primary ways to invest:

Wholesaling, buy-and-hold, and flipping.

While they each have pros and cons, there is a ton of potential for success in investing in real estate.

Real estate has created some of the largest fortunes in world history.

That being said, you should take some time to think about something seriously:

Is now the best time for YOU to get into real estate investing?

Because despite the potential upside, investing in properties or land takes a lot of capital and is very labor intensive.

That means if you:

  1. Have less than 3 hours per day, OR
  2. Aren’t sitting on $20K+ in disposable income

This may not be the best time for you to start investing in physical real estate.

Don’t get me wrong, real estate investing can be an amazing way to protect your assets while generating cash – but there’s a time and a place for it.

But there’s good news!

All you need is a system to generate the cash (& free time) you need to be ready for real estate investing.

My preferred method of getting there is by becoming a Digital Landlord

It takes the benefits of real estate investing but removes many of the barriers (& annoyances), like:

  • Small cash flow on properties
  • Having to take out debt
  • Dealing with repairs and upkeep
  • Dealing with tenants

The cool part is that the income is mostly recurring (AKA semi-passive).

You could make anywhere from $2,000-$10,000+ per month doing it.

You can build it as big (or small) as you feel like, without the annoyances I listed above.

If that sounds interesting, you might want to think about becoming a Digital Landlord.

Then, you can take the profits and start investing in physical real estate a year or two from now.

If you wanna see what Overage Syndicate looks like on the inside, keep reading.

What To Expect From This Overage Syndicate Review

What To Expect From This Review

This review will go over Overage Syndicate to see if it really is the best real estate course out there. You’ll learn whether real estate is the right online business for you. And at the end, you’ll find answers to some of the most frequently asked questions regarding Overage Syndicate and real estate in general.

What Is Overage Syndicate? How Does It Work?

What is Overage Syndicate

The Overage Syndicate course is an in-depth training program that will assist you in running your own overage business. Learn how to find the best states, work with a great lawyer, prepare the required legal documents, and more.

The online courses of Overage Syndicate were created by Nick Fullmer, a collector and trader of overages for over 20 years.

Nick Fullmer has helped countless individuals start their own overage businesses. In addition, Nick Fullmer is sharing his knowledge with others through the Overage Syndicate online courses, so they may also start profiting from this lucrative industry.

Consider this:

A bank forecloses on a family’s house, the foreclosed home is auctioned off, and the bank buys it back for less than the amount owing.

This is something that happens a lot. What makes this story unique is that someone is out there looking for overages, bringing them back to the previous homeowners, and keeping a percentage for themselves.

It’s not as sinister as it sounds. Banks are obligated to return the previous homeowner any excess proceeds from the sale of their repossessed home for more than the amount outstanding on their mortgage. However, they don’t always follow through or don’t always do it at all.

So Nick Fuller goes in, collects the overage (the “forgotten money”), and returns it to the previous homeowner. He, on the other hand, doesn’t labor for free. As his fee, Nick Fuller takes a small percentage of whatever he recovers.

But it turns out that there are literally hundreds of thousands of these unclaimed overages lying around, and Nick Fuller has built a business on returning them to the rightful owners.

Who Is Nick Fulmer

What Is Covered By The Overage Syndicate Course?

What Is Covered By The Course

Students can learn how to profit from tax and mortgage overages by enrolling in the Overage Syndicate Course, aka the Overage Profitability Formula. You will learn how to start making money off of overages in this course.

Nick Fullmer will show you exactly how he made a six-figure income while working only 30 hours per week in an overage business.

Overage Syndicate is more than simply a collection of legal papers; it’s also a step-by-step guide that walks you through the full process, from client acquisition to attorney selection.

Four video modules will be available to you. These films are accessible online and may be accessed from anywhere at any time.

Nick Fullmer outlines all of the many options for generating income from foreclosures happening in these videos. He also demonstrates how to choose the best properties to sell fast and profitably. Nick Fullmer also highlights the necessity of recruiting the right team and teaches his students how to manage their personnel successfully.

Overage Syndicate also gives you a detailed overview of each of the 50 states to help you decide which one to concentrate on. Here’s a breakdown of everything you’ll learn in the Overage Syndicate course:

– How to find a buyer for your building overages.

– How to develop relationships with potential clients.

– The best way to break into new markets.

– How to build a successful overage business in your neighborhood.

– How to use paid traffic to grow your overage business.

Surplus Funds, Excess Proceeds, Residue Balance, Tax And Mortgage Overages

How Do You Start

A balance of funds from a real estate foreclosure sale auction is referred to as surplus funds, excess proceeds, residue balance, and overages.

If the selling price exceeds the actual debt and court administrative costs, any real estate sold at auction to collect a late tax payment or mortgage installment may leave some money in the court.

The title owners have the right to claim such surplus funds on its priority at the moment of sale. To transfer such money to the claimant in priority, the court undertakes several legal procedural processes.

Make Six Figures With Overage Syndicate

Can I Really Make Money In This Overage Syndicate?

Can You Make Money With Overage Syndicate

Yes, you can!

But… There’s a lot that comes along with real estate that many people struggle with. Now, don’t get the wrong idea…  It’s not impossible to make money with real estate, but if you’re gonna put in the amount of grueling work to do this overage business (which, trust me, isn’t easy), you might as well bring in some REAL money while you’re learning the ropes.

Overage Syndicate Review:  Conclusion

My Conclusion

Working as a fund recovery agent for post-foreclosure surplus funds or excess proceeds has become a very popular business model in the last two years. As a result, many people have benefited from its fast growth.

However, several options are available to you when it comes to starting a business. You have far better options than Overage Syndicate, even if you’re all set on working as a surplus funds recovery agent.

Keep in mind, I don’t get paid to promote any of the programs I review. I personally think real estate is a great business model, but you could end up leaving way too much money on the table.

Are There Alternatives To Overage Syndicate


Yes, there are plenty of other business models to choose from if you want to pursue this making money online.  Here are just a few:

Is Overage Syndicate A Scam?

Is It A Scam

So, time for the $1,000,000 question – is Overage Syndicate a scam?

No, not technically. You can 100% make money with this program, though it’s not nearly as simple as they make it seem.

As with most businesses, there is A LOT of work to be done upfront & no guarantee of you being successful.

Not to mention the profit margins are typically pretty small.

Don’t get me wrong; I’m a big proponent of front-loading work now so that you can reap the rewards later.

But if I’m gonna do that, I want the rewards to be HIGH and virtually guaranteed.

I’d rather put in that same 3 months of work (in my spare time) & build a handful of Digital Rental Properties that each produce $500-$2,000 checks every single month afterward (AKA recurring income).

And the cool part is that you can do it in a lot less time than 3-months (I personally did it in my first 2 weeks of being a Digital Landlord).

Unlike physical real estate, you can do it from anywhere in the world, so it’s a genuine “laptop-lifestyle” business.

All you need is an internet connection.

Some of my friends are Digital Landlords that run their 6-figure businesses from:

  • Camping trips at national parks
  • Beachfront in Hawaii
  • On the road in a camper van (with a pet pig!)

They focus on living an enjoyable life first, and focus on income second. All thanks to this program

They can take weeks or months off, and money keeps rolling in.

Living happily is the top priority.

If the thought of living perpetually at your dream vacation spot interests you, being a Digital Landlord might be for you!

What Is My Top Recommendation For Making Money Online In 2023?

Make Real Money Online With Digital Landlord

I’ve personally tried all of the major online business models:

  • I’ve sold fidget spinners through Amazon FBA
  • I’ve dropshipped a toilet bowl putting green on Shopify
  • I’ve sold women’s health supplements via Clickbank affiliate marketing

And I made money with all of them, so trust me when I say: there is no “perfect” business model.

It’s worth noting that I FULLY endorse real estate investing as a way to grow wealth, and that’s why I invest my own money in commercial and residential real estate.

That being said, my #1 recommendation for making real money online as a beginner is, hands-down: being a Digital Landlord.

Whether you’re a complete newbie or you’ve been around the block before but have never had that “big win” to propel you forward, becoming a Digital Landlord is for you.


Time: If you’ve got a spare hour or two each day, you can do this. If you want to drop everything and go all-in, you can do this. More time obviously means faster results, but even putting in a few hours per day is enough to see real success.

And because of that flexibility, you don’t need to trade your time for money. Once the income starts, it’s recurring.

That means you can take a month off, travel the country, pursue a passion project, chill on the beach, or charter a boat across the world.

But you can only do that once you’ve created an income stream that doesn’t require YOU to be there all day, every day.

Real estate investing is a FULL-TIME JOB. If you stop finding deals, your money dries up.

Ownership & Control: Unless you’re buying your properties in cash, you don’t technically own the properties – the lender does.

If you miss a single payment, the property can be taken from you.

Why pour your soul into a business that could be taken away from you at the drop of a dime?

When you’re a Digital Landlord, you literally own all of the assets, which means you have ultimate control.

Ongoing costs: With real estate, profit margins are actually pretty slim. Real wealth is made in owning the assets, and owning A LOT of them.

Being a Digital Landlord, your profit margin is nearly 100%. Watch here to learn how.

Just a reminder: these Digital Rental Properties are worth (at a minimum) $500/mo in semi-passive income. And each time you create another one, your income increases, and the effort put into creating the next property decreases.

Best-case scenario, you have properties bringing in over $3,000+/mo on auto-pilot.

It’s Effectively Copy-Paste: Here’s my favorite part: once you have your first Digital Rental Property up, you can literally copy-paste another version of it and find another willing “renter” in a few days. DOUBLING your income doesn’t get much easier than that…

If you wanted to double your income with real estate investing, you would need twice as many properties, or double your profit margins on each property. And I can guarantee you that’s a lot harder than a few clicks & a phone call.

Make Money Helping Real People: When you’re a Digital Landlord, you’re helping solve REAL problems that people are ASKING for help with:

Small local businesses around the world need one thing: customers. Without them, their business would fall apart. If you can provide those customers, they’re going to be really happy – and they’re going to pay you for it.

You’re helping a struggling mother or father put food on the table for their families, put their kids through college, or simply live life a little bit more comfortably.

Having this type of impact on the world is what will help you sleep soundly at night.

So, the rest is up to you. You could keep looking at other opportunities Overage Syndicate, which might make you money.

You could keep researching and researching for the next few months (or few years), never making a concrete decision.

OR, you can look deep inside, think about those dreams, hopes, & desires, and make the decision to ACTUALLY make it happen, just like it has for thousands of other students before you.

Making a fortune while actually helping real people that need it.

If this sounds like you, click here to see how it all works.



I make over $20,000/MO thanks to this platform... check it out below!