Cash Flow Academy Review (2023): Should You Take Andy Tanner’s Investing Course?

Last Updated: September 29, 2023

By Hope

Welcome to my Cashflow Academy review. My goal is to answer common questions like: how much it costs, if it's a scam, if you can actually make money with it, & who Andy Tanner really is. The end goal is to help you understand if it's a good fit for you personally, and if there are any better alternatives out there.
The Cash Flow Academy Review


This Cashflow Academy – Andy Tanner review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Before We Get Into It... Who Am I?

Always good to put a name to a face, so firstly, my name is Hope!

Like you, I was stuck working 8-10 hour days building someone else’s dream.

I worked at one of those cool tech companies that has omelet stations for breakfast & craft beer on tap for after hours.

To a lot of people that’s a dream, but to me… something was missing.

All I really wanted, was to actually enjoy life – more vacations, less stress, buy myself nice things without worrying about the cost… but that was something my 9-5 couldn’t provide me.

That was until a few years ago when I discovered a way to make money online by actually helping real people.

People in this case were local business owners across the US.

Me and My Puppy

For Cashflow Academy - Andy Tanner

The page above is an example of how I do it. That one-page site generates $1,500/mo and I haven’t even touched it since it was put up.

That’s an $18,000/year raise from just one page.

That’s why local lead generation is my #1 business recommendation for recurring, semi-passive income. If you want to learn about that business model, click here.

They have no clue what it’s actually like to run the different types of businesses they write about.

I have absolutely no relationship with this program, so you can rest easy knowing I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.

Table Of Contents

You must be tired of hearing the cliche “the rich get richer, and the poor get poorer,” don’t you?

We don’t get to choose our financial situation when we are born, so we have to work hard to make a passive income.

Instead of nine-to-five jobs, millionaires come from entrepreneurship, real estate, and stock trading.

So let me help you find a training program that will help you have a grip on financial literacy.

Today I’ll talk about Cashflow Academy and if stock trading is the best fit for your career path.

If you’re like most of my readers, you came across Cash Flow Academy for one main reason:

You want to make more money than you currently make, ideally by leveraging resources you already have.

Maybe you’re even looking for a quick turnaround on some of your cash, instead of waiting years or decades for it to double.

Well, you’re in good company – who wouldn’t want all of that?

There’s one thing you need to watch out for though: legitimate scammers.

The idea of making 10X on your money in a day is obviously something that would entice the masses, and so it naturally attracts a lot of bad actors into the financial products space.

But for purposes of this review, let’s assume these people had the best of intentions.

Even with the most sophisticated systems out there, most experts barely manage to get it right 10% of the time…

Obviously, there’s an argument to be made that 1 winning bet can outshine 10 losing ones…

But if you mess up and miss a trade even once, your month can turn sour quickly.

Suffice to say, there’s a whole lot of stress & uncertainty.

Now don’t get me wrong, it doesn’t mean you’re guaranteed to lose money. I’m just saying that you need to be aware of what you’re getting yourself into.

But what if you could build a different income stream, and start seeing profits within your first few days?

I’m talking about a system that doesn’t require:

  • Obsessively checking your phone and charts
  • The emotional turmoil of loss after loss, waiting for that win
  • Glorified gambling

Something that you could make anywhere from $2,000 – $10,000 with consistently, month after month?

A stream of income that you can build as high (or low) as you feel like building it, without spending every waking hour watching for alerts and pouring over charts?

If that sounds interesting, you might want to consider becoming a Digital Landlord.

If you wanna see what Cash Flow Academy looks like on the inside, keep reading.

What Is Cashflow Academy?

What Is Cashflow Academy

Cashflow Academy teaches you basic cash flow, so you don’t just sit around waiting for your stocks to go up in value.

This program shows you how to invest in the stock market in a way that will give you the highest returns.

On the other hand, they won’t spoon-feed you where you should invest. They want you to make your own business decisions when you are done with their course.

Who Is Andy Tanner?

Who Is Andy Tanner

Andy Tanner is a successful businessman, investor, and author. In 2011, he started Cashflow Academy.

Even his financial advisor Robert Kiyosaki, author of “Rich Dad, Poor Dad,” praises him for his paper assets.

You can also look for his books that include:

  • Stock Market Cash Flow

It is a Rich Dad Advisor book about paper assets.

  • 401(K)Aos

This is for early financial freedom.

Andy launched Cashflow Academy after his podcast launch with the same goals as the courses he developed.

Who Is Cashflow Academy For?

Who Is Cashflow Academy For

With the help of Cashflow Academy, even a novice investor can generate passive income.

The course you choose will be good for both newbies and experts.

You can expect to learn more about managing cash flow and investing strategies here.

What Does Cashflow Academy Offer?

What Does Cashflow Academy Offer

You can expect to learn more about investing in stocks and trading them.

Cashflow Academy has three online courses: 4 Pillars of Investing, Andy’s Mentor Club, and How to Invest With No Money.

The 4 Pillars Of Investing:

The Four Pillars Of Investing

It’s divided into four core principles:

Fundamental Analysis

First, in this part, you’ll learn how to pick a company to invest in and do an in-depth evaluation of its stock value.

You’ll find out if making a deal with your chosen company is a good idea.

Technical Analysis

When I say technical analysis, it provides you with the vocabulary involved in reading analysis and its relations to the charts you need to observe.

You will also learn to track what your stocks are doing in the charts.

Basic Cash Flow

The goal is to create, nurture, and maintain your positive cash flow, so in this part, you’ll learn about essential investing strategies that Andy Tanner personally uses.

Proper Risk Management

To prepare for the worst-case scenario, you’ll learn what to do here about risk management.

The measures include financial literacy, cash flow strategies, asset allocation, insurance policies, position sizes, and personal fiscal policies.

Andy’s Mentor Club

Andy Tanner Teaches Financial Education

In this course, you’ll learn more in-depth courses on stock trading through video training.

It shows how Cashflow Academy traders look at the stock market and how they trade live every week.

Here, you will pick up the tips and tricks for your trading style.

How To Invest With No Money?

How To Invest With No Money

They say that this course will teach you the secret weapon that only a few people know about investing in stocks in a very smart way.

Here, they will provide you with nine secrets of rich video training and ebooks.

How Much Does Cashflow Academy Cost?

Hos Much Does Cashflow Academy Cost

Let me piece out the various services you can purchase in Cashflow Academy.

The 4 Pillars Of Investing 

This course costs $1997, which is not a budget-friendly price, especially if it’s geared for beginners.

If you are unsatisfied with the course, it has a 30-day money-back guarantee.

Andy’s Mentor Club

The second course costs $1,323 annually, but you can choose to pay monthly for $147.

How To Invest With No Money 

The last course costs $79, which is the cheaper of the two other courses.


You can read this book for free, so if you only have a foreground about Cashflow Academy, then uploading this book is a chance to have a brief background.

Stock Marketing Cash Flow

You can buy this book for only $16.69, and you can find it online.

Pros & Cons Of Cashflow Academy

Pros and Cons

It’s ideal for people who don’t know anything about the stock market and gives them a chance to see how traders actually deal with stocks.

The stock market is a complex job for ordinary people, so an easy-to-understand curriculum like this is essential.

However, Cashflow Academy’s price is too high for beginners.

Stock trading experts don’t need it either since the courses only teach the basics.

And sadly, there is no guarantee that you will become successful in stock investment.

It’s a good source of financial knowledge but not recommended if you want to be a successful investor in the near future.

If you really want to try Andy Tanner Cashflow Academy, you can still watch for free on his YouTube with expert guests who talk about how to create cash flow and related topics.

Are There Alternatives To Cashflow Academy?


Yes, there are plenty of other business models to choose from if you want to pursue this making money online.  Here are just a few:

Is Cashflow Academy A Scam?

Is It A Scam

Alright, time for the $1,000,000 question: is Cash Flow Academy a scam?

No, not technically. You can 100% make money with it, but it’s not NEARLY as simple as Andy Tanner wants you to think it is.

With financial products, you need to understand that you are taking a very big risk.

So while it’s entirely possible that you hit the big leagues and retire to a vineyard… the path to get there is so stressful, it might just shave a decade off your life… IF you even get there.

A friend of mine actually writes advertisements for one of the largest financial program advertisers in the world… so believe me when I say that most of the “awesome” numbers they use in their ads & landing pages are borderline false.

They conveniently leave out the dozens of losing bets and trades that came before the big win you’re reading about.

Now, most people don’t have the emotional bandwidth to stick out 3 months of back-to-back losses before (hopefully) getting a big win.

I’d rather use that 3 months of work (in my spare time) building Digital Rental Properties, and then collect a handful of nice little $500-$2,000 checks every single month afterward (AKA passive income).

And the cool part is that you can do it in a lot less time than 3-months (I personally did it in my first 2 weeks of being a Digital Landlord).

You can do it from anywhere in the world, so it’s a genuine “laptop-lifestyle” business.

All you need is a laptop and an internet connection.

Some of my friends are Digital Landlords that run their 6-figure businesses from:

  • Camping trips at national parks
  • Beachfront in Hawaii
  • On the road in a camper van (with a pet pig!)

They focus on living an enjoyable life first, and focus on income second. All thanks to this program

They can take weeks or months off, and money keeps rolling in.

Living happily is the top priority.

If the thought of living perpetually at your dream vacation spot interests you, being a Digital Landlord might be for you!

What Is My Top Recommendation In Making Money Online In 2023?

Make Real Money Online With Digital Landlord

I’ve personally tried all of the major online business models:

  • I’ve traded crypto & purchased a bunch of fancy “insider stock tip” newsletters
  • I’ve sold fidget spinners through Amazon FBA
  • I’ve dropshipped a toilet bowl putting green on Shopify
  • I’ve sold women’s health supplements via Clickbank affiliate marketing

And I made money with all of them, so trust me when I say: there is no “perfect” business model.

That being said, my #1 recommendation for making real money online is, hands-down: being a Digital Landlord.

Whether you’re a complete newbie or you’ve been around the block before but have never had that “big win” to propel you forward, becoming a Digital Landlord is for you.


1)Time: If you’ve got a spare hour or two each day, you can do this. If you want to drop everything and go all-in, you can do this. More time obviously means faster results, but even putting in a few hours per day is enough to see real success.

And because of that flexibility, you don’t need to trade your time for money. Once the income starts, it’s recurring.

That means you can take a month off, travel the country, pursue a passion project, chill on the beach, or charter a boat across the world.

But you can only do that once you’ve created an income stream that doesn’t require YOU to be there all day, every day.

2) You Own & Control EVERYTHING: When it comes to the markets, nothing is in your control. You have zero influence over market-shifting macro-economic trends.

The number of people that have ACTUALLY beat the market consistently can be counted on one hand.
Why pour your soul into a business that you realistically have zero control over?

When you’re a Digital Landlord, you literally own all of the assets, which means you have ultimate control.

3) It’s Effectively Copy-Paste: Here’s my favorite part: once you have your first Digital Rental Property up, you can literally copy-paste another version of it and find another willing “renter” in a few days. DOUBLING your income doesn’t get much easier than that…

If you wanted to double your income in the markets, you would need to make twice as many winning trades, or double your profit on each trade. And I can guarantee you that’s a lot harder than a few clicks & a phone call.

4) Make Money Helping Real People: When you make money in the markets, you’re not really helping anyone but yourself. There is a loser on the other end of that trade.

But when you’re a Digital Landlord, you’re helping solve REAL problems that people are ASKING for help with:

Small local businesses around the world need one thing: customers. Without them, their business would fall apart. If you can provide those customers, they’re going to be really happy – and they’re going to pay you for it.

You’re helping a struggling mother or father put food on the table for their families, put their kids through college, or simply live life a little bit more comfortably.

Having this type of impact on the world is what will help you sleep soundly at night.

So, the rest is up to you. You could keep looking at other programs like Cash Flow Academy, which might make you money if you luck out.

You could keep researching and researching for the next few months (or few years), never making a concrete decision.

OR, you can look deep inside, think about those dreams, hopes, & desires, and make the decision to ACTUALLY make it happen, just like it has for thousands of other students before you.

Making a fortune while actually helping real people that need it.

If this sounds like you, click here to see how it all works.