Modern Millionaires Review (2023): Are Chance and Abdul Legit?

Last Updated: November 15, 2023

By Hope

Welcome to my Modern Millionaires review. My goal is to answer common questions like: how much it costs, if it's a scam, if you can actually make money with it, & who Chance and Abdul really are. The end goal is to help you understand if it's a good fit for you personally, and if there are any better alternatives out there.
the modern millionaires

Introduction To My Modern Millionaires Review

Hello, and welcome to my Modern Millionaires Program review!

There’s a decent chance that you came across the opportunity to join Modern Millionaires in one of a few ways:

  1. You were poking around on Youtube or Facebook and came across an ad from Chance And Abdul talking about their paid ads lead generation business model
  2. You were researching another business model or program and came across the modern millionaires program and this modern millionaires review
  3. You heard about them somewhere else, and decided it might be a cool way to start your very own business

No matter where you started, fret not! We’re going to spend the next 10-15 minutes breaking down their system, and answering some important questions.

If you leave this article with anything, I hope to have helped you answer:

  • Whether or not local lead generation (the modern millionaires business model) is actually worth your time
  • Who Chance And Abdul actually are, and is the Modern Millionaires legit
  • If the Modern Millionaires training is worth the investment, and what actually does the modern millionaires cost
  • Address the age old question, “what’s the deal with the supposed modern millionaires scam”
  • What’s actually inside their paid membership area
  • Last but not least: what are the best modern millionaires alternatives?

Here at Center For Worklife, we’ve written thousands of reviews like this Modern Millionaires Review, which is why we’re in a unique position to give you some real insights based on real experiences!

We’ve also taken the time to scour the internet for every public review we could find, so this article should be your final stop on all things “modern millionaires reviews”.

After all, 10-15 minutes of your time is well worth it if it means potentially avoiding thousands of lost dollars, and months of lost time!

So without further ado, check out this high level list of pros and cons:


This Modern Millionaires review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Before We Get Into It... Who Am I?

Always good to put a name to a face, so firstly, my name is Hope!

Like you, I was stuck working 8-10 hour days building someone else’s dream.

I worked at one of those cool tech companies that has omelet stations for breakfast & craft beer on tap for after hours.

To a lot of people that’s a dream, but to me… something was missing.

All I really wanted, was to actually enjoy life – more vacations, less stress, buy myself nice things without worrying about the cost… but that was something my 9-5 couldn’t provide me.

That was until a few years ago when I discovered a way to make money online by actually helping real people.

People in this case were local business owners across the US.

Me and My Puppy

For Modern Millionaires

The page above is an example of how I do it. That one-page site generates $1,500/mo and I haven’t even touched it since it was put up.

That’s an $18,000/year raise from just one page.

That’s why local lead generation is my #1 business recommendation for recurring, semi-passive income. If you want to learn about that business model, click here.

They have no clue what it’s actually like to run the different types of businesses they write about.

I have absolutely no relationship with this program, so you can rest easy knowing I’m going to give you my honest opinion.

This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.

Table Of Contents

TLDR – What’s The Verdict

Alright – so some of you are the skimming type and just want to know if you should buy the modern millionaires program or not; so let’s address that now.

As we’ll explain later on in this article: we love the lead generation business model, especially for local businesses.

That being said, we don’t recommend you join modern millionaires.

Abdul and Chance may have their own successful business running their paid ad agency, but that does not mean they’re good teachers.

For example, someone might be a talented guitarist that can play the most beautiful songs, but when they try to explain how to play to a beginner, their words are lost.

So I don’t mean to say that they were out to scam you when they created modern millionaires.

What I’m saying is that there are other programs that also teach you how to generate leads for local business owners that have better mentorship (in my opinion), and teach you more than just how to leverage Google ads.

You can read more about those programs here, if you’re interested

Who Actually Benefits From The Modern Millionaires Course From Chance And Abdul?

As I’ve said a few times, I’m all for local lead generation as a means of building semi-passive income.

It’s a legitimate way to make money online, and it’s the basis of the modern millionaires business model.

That begs the question then – who is it for, and who is it not for?

What’s what I hope to make clear in this section.

If you fit into any of the following, it might be a good fit for you:

  • You are already a successful and established entrepreneur with an SEO business. You may have more ability to hire an experienced paid ads professional, and use their training as guide posts
  • You’ve got many tens of thousands of dollars to play with in establishing an online business, and are OK losing a bit until you build your passive income stream

That being said, if any of these resonate with you, you might want to avoid the modern millionaires program altogether:

  • If you’re a beginner: it looks like this Trust Pilot reviewer claims to have lost their first few clients because of issues with their program and coaches
  • If you want mentorship: it looks like this Trust Pilot reviewer left a modern millionaires review claiming that their mentor completely ghosted them after joining

Program 1,000 FT View

Congrats, you’ve made it this far 🙂

In this section, I’d like to give you a birds-eye view of what this program is really all about.

Business Model – An Online Business Helping Local Businesses Thrive?

The specific type of online business that Chance and Abdul are teaching you is known as lead generation for local businesses, AKA “local lead gen”.

It fits into the broader category of “digital marketing”, and is sometimes called having an ad agency that focuses on generating leads.

Whichever way you choose to slice it, Abdul and Chance are teaching you some ways to start making money online by running ads.

They teach a specific variant of local lead gen business, which is one focusing on Google Ads and Facebook Ads (together known as Paid Ads).

The major criticism we have here is that there are other paid ad agency programs like this one that also teach you SEO and website development.

That’s important because your clients will eventually need those services done, and if you can’t provide them, then they might fire you and partner with someone that can.

About The Gurus – Chance And Abdul

Chance And Abdul came up through another local lead generation program called job killing.

In fact, many of the original modern millionaires students that you see in their testimonials and what not did not even spend money on the program, and were instead gifted it as part of the job killing program.

Now, that doesn’t mean that Abdul and Chance are unable to teach you how to land paid ad clients and generate leads, it just shows you that they’re applying skills from another digital marketing course (job killing) to make their agency clients successful.

Kind of weird that they’d do it for their own clients, but they won’t teach it to you.

Main Promises & Claims Of The Modern Millionaires Course

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The big promise of the Modern Millionaires is that they will “help you build a recession-proof residual income business in 90 days with a new software app”.

The main idea or claim here is that the only thing local businesses need more than lead generation services, is help converting those leads into customers.

Makes sense on the surface, but here’s the thing: this “new software app” thing is just a marketing angle to make it look not like you’re running a paid ads agency.

To me, that indicates they’re struggling to get successful students through their primary agency training, and are now trying to tell you that all you need to do is sell their software.

According to this ex-student of theirs, it’s a lot harder than it seems, and the software is actually broken at time of writing.

They’ve branded this as the “MM SaaS”, so we’ll have a review coming for that soon.

What Is The Modern Millionaires Cost, And Is There A Subscription Fee?

To be honest, there are a ton of different conflicting information out there, and I think that’s because they have a bunch of different packages they offer, from Do-It-Yourself, To Done-With-You, to Done-For-You.

According to the internet, they’re actually shutting down the Done-For-You version since they couldn’t properly fulfill on it (AKA took a bunch of peoples money)

modern millionaires review pricing model

So that being said, the program is going to set you back anywhere from $8,000 to $20,000.

For what it’s worth, that’s not actually a bad investment for a program that actually works.

What we’re calling into question is: does it actually work?

Is The Modern Millionaires Legit?

Time for the $1,000,000 question: is Modern Millionaires a scam?

No, not technically. They aren’t going to take your money and run off. It’s actually a decent program.

It’s just not my top choice.

The Digital Landlords program is unique. They give you over 30 proven templates (ad copy, targeting, keywords, exact landing pages, etc) so that you can hit the ground running on Facebook, Google, Youtube, Snapchat, Pinterest, & more.

Outside of the ad training, they teach a whole bunch of skills: their proven sales process, building high-converting landing pages, email & text marketing, and a lot more.

Plus, they teach you SEO and Website Development, which the Modern Millionaires program does not.

The people that run the program actually have an agency that does 7-figures per year, which is a major advantage over most other ad agency courses.

What if you could put in a few hours of work each day (whenever you feel like it), and you were rewarded with a recurring $500-$2,000 payment for each site you put up?

And what if it only took you a week or two to get that first payment?

And what if you could double or triple that payment over the following month or two?

That’s what you get when you’re a Digital Landlord.

All you really need is a laptop and some internet.

Some of my friends are Digital Landlords that run their 6-figure businesses from:

  • Camping trips at national parks
  • Beachfront in Hawaii
  • On the road in a camper-van (with a pet pig!)

They focus on living an enjoyable life first, and focus on income second. All thanks to this program

They can take weeks or months off, and money keeps rolling in.

Living happily is the top priority.

If the thought of living perpetually at your dream vacation spot interests you, being a Digital Landlord might be for you!

Differences From Other Programs

There’s a few big differences between the Modern Millionaires course and other’s in the same category.

First, they only teach one method of local lead generation – running paid ads. For the amount of money they charge, you could learn paid ads plus even more.

Second, they use third party financing companies. That means Chance and Abdul sell you a $10,000 program and try to get you on a cheap payment plan that you’re locked into for (potentially) years to come.

Third, from what we’ve read online there are a lot of complaints about the quality of support & community they offer in their private Facebook group. Making money online can be hard, so having a super active community is important.

Our Opinion On The Modern Millionaires Course

If you’ve been a reader here for long, you know that I have real-world experience in these sorts of ad agency programs (and I’ve actually made money with them).

So my advice & opinions here are based on that experience, and my having seen the Modern Millionaires course personally.

The first thing I’d like to make clear is that any time you’re researching reviews for passive income businesses or other digital marketing businesses, you’re going to find a loud crowd of negative reviews.

You see this in places like Reddit, Trustpilot, the BBB, in comments on ads, etc.

The reason for that is pretty simple: people with a bad experience are usually the ones that are going to leave a review. And just because someone has a bad experience, doesn’t mean the person selling you the course is a scammer.

So that being said, if you can’t really trust all those reviews out there, how can you decide? Here’s how I think through how to choose a lead generation program like the modern millionaires (or any other business models for that matter):

  1. The real world experience of the guru – do Chance and Abdul have real experience running a lead generation business?
  2. The availability of a private Facebook group or other coaching – running a business isn’t all flowers and butterflies all the time, having people to lean on in tough times is key.
  3. The value of the videos, assets, templates, and bonuses that you’re given access to – it’s not just about the price of the program, it’s how much you get for the price.
  4. The honesty of those running the program with respect to ongoing costs, upsells, and more – you should know that what you’re getting is great, and that you don’t need to buy more stuff in order to be successful.
  5. Last but not least, take into consideration the financial success of those inside their private Facebook community – see what the public is saying, but look at it through the lens I described earlier.

My Recommendation On This Modern Millionaires Review

If we just laid out how we evaluate a program like the modern millionaires course, then let’s apply our own criteria to the modern millionaires specifically.

First, the positives:

If you really put your head down and work hard to land your first few paid ad clients, you’ll at the very least probably make your money back.

While landing your first client with their system doesn’t seem overly easy, it’s at least possible.

Chance and Abdul have actually run this business themselves, so the experience of the guru is a positive.

If they were offering this training as a FREE means to generate passive income, I’d say “go check it out, sure”, but when we’re talking about nearly $10,000 – it’s a slightly different story.

Chance And Abdul seem like two well-intended guys just trying to get by in the world of digital marketing, and I can’t fault them for that.

Now, the negatives:

These are the top three reasons that I would not recommend the modern millionaires program to most people, based mostly on publicly sourced feedback:

  1. Based on what we’ve seen on Trustpilot and Reddit, some users have had a very bad experience getting mentorship from the community. This is a huge red flag for us, because the value of a $10,000 product is mostly the community. The lead generation tactics could be pieced together from Youtube videos – it’s about having a community to fall back on that is the real value in a program.
  2. Having seen the training for myself, I have to be 100% honest in saying it did not impress me. The videos were way, way too theory based for my liking. I actually had a hard time believing someone would be able to watch the videos and be successful. That being said, I’ve experienced some of the best ads trainings in the world, so maybe the bar was just set too high
  3. This woman from the BBB claims she made no money whatsoever and had to consider declaring bankruptcy. She also claims there were additional subscriptions required on top of the $12,000 purchase she made. I can’t simply can’t endorse a program that treats their students that way.

What’s Inside – The Modern Millionaires Course Content

There are four primary modules in the Modern Millionaires training course, one of which has multiple sub-modules.

Let’s hop through and show you what each of these modules actually contains.

Module 1: The Foundation

Training content for this modern millionaires review

The foundation section doesn’t really teach you anything about the details of your lead generation business. It’s just about setting up your actual business.

They’re going to talk about selecting your niche, creating your website, setting up your own limited liability company (LLC) – things like that.

They’ve got some mindset training in there, too.

The mindset stuff always seems fluffy at first, but oddly it’s the mindset that will determine if you succeed or not, so I’m glad they have it in there.

Module 2: Prospecting And Sales

Generating leads for your own agency

In Module 2, we start getting into sales and prospecting. The whole point of this section is to help you land your first client and take your first step toward becoming a “modern millionaire”.

They explain high level concepts about sales and prospecting, what type of tools you’ll need to run your sales machine; things like that.

This is an important section because the success of your business really depends on your ability to sell, not necessarily your paid traffic mastery.

They show you how cold emailing works, which is a valuable tool if you’re going to run your own agency. Other courses skip out on this, so it’s nice to see included.

They go through LinkedIn, accepting payments from clients, and some tips on closing deals.

We wish they’d have gone deeper into this topic because it’s critical to your success in dealing with potential clients. Other courses we’ve been through go into extreme depth here, so it’s definitely a shortcoming of the modern millionaires program.

If you don’t already have those sales skills, you won’t find much help in the Modern Millionaires course (you’ll have to just do it yourself).

Module 3A: Driving Traffic With Google Ads

Google ads training to help generate leads for clients

This is probably the biggest and meatiest part of the training, and for good reason! Knowing how to run Google Ads successfully is going to be critical to your paid advertising business, so you’d better be a pro at it.

We found that it was a little hard to follow and too much theory based for our liking, but some people like that.

If you were hoping for a decent dive into Google ads and even Google Analytics, you won’t be disappointed.

Module 3B: Driving Traffic (FB Ads)

Facebook Ads AKA FB Ads

Compared with the Google Ads section, the Facebook Ads section feels like a bit of an afterthought.

Kind of a shame given how key it is to running digital businesses successfully.

Module 3C:

millionaire middleman

The third part of Module 3 ties the previous two together in a neat bow. Here is where you’ll figure out how to use what you’ve learned to develop your leads – and hopefully turn them into paying customers.

Module 4: Auto-Pilot

Generate Leads on autopilot

This final module covers various automated platforms you can use to help make your business successful and scale when you’re ready.

I’m talking about things like hiring and training new employees.

Usually similar courses will advocate for doing everything by yourself in the beginning, Modern Millionaires tells you to start with automation from the get-go to make your profits increase exponentially.

The Final Say: Buy or Not – Concluding Our Modern Millionaires Review

Our final recommendation is: no buy.

Between the lack of mentorship outlined in Trustpilot and Reddit, the training material not teaching very important skills like SEO and website development, and the program leaders nearly bankrupting their students, we can’t recommend this program at this time.

If you want to read about our #1 business model for profits, you can click here.

What Is Our Top Recommendation For Making Money Online In 2023?


passive income in 2022

I’ve personally tried all of the major online business models:

  • I’ve sold fidget spinners through Amazon FBA
  • I’ve drop-shipped a toilet-bowl putting green on Shopify
  • I’ve sold women’s health supplements via Clickbank affiliate marketing

And I made money with all of them, so trust me when I say: there is no “perfect” business model.

That being said, my #1 recommendation for making real money online is, hands-down: being a Digital Landlord.

Whether you’re a complete newbie, or you’ve been around the block before but have never had that “big win” to propel you forward, becoming a Digital Landlord is for you.


1)Time commitment: If you have an hour or two per day, you can do this. Even if you want to drop everything and commit fully, that works too.

You don’t have to be constantly working to make money. The income you generate is recurring.

Imagine taking off for a month to places like Hawaii, Paris, National Parks, & other spots people only dream about – all while collecting dozens of little $500-$2,000 checks. It’s like a dream come true.

But it’s only possible to do it when you’ve separated your income from your time.

2) Complete control: You completely control everything, which means no one can take your business away from you. This is a huge difference from other lead generation models, where Google can end you at the snap of a finger.

3) It’s Effectively Copy-Paste: Here’s my favorite part: once you have your first Digital Rental Property up, you can literally copy-paste another version of it and find another willing “renter” in a few days. DOUBLING your income doesn’t get much easier than that…

4) Great Margins: Being a Digital Landlord, your profit margin is nearly 100%.

Watch here to learn how.

Just a reminder: these Digital Rental Properties are worth (at a minimum) $500/mo in semi-passive income. And each time you create another one, your income increases, and the effort put into creating the next property decreases.

Best case scenario, you have properties bringing in over $3,000+/mo on auto-pilot.

5) You’re Helping REAL People: When you’re a Digital Landlord, you’re helping solve REAL problems that people are ASKING for help with:

Small local businesses around the world need one thing: customers. Without them, their business would fall apart. If we can provide those customers, they’re going to be really happy – and they’re going to pay you for it.

You’re helping a struggling mother or father put FOOD on the table for their families, put their kids through college, or simply live life a little bit more comfortably.

Having this type of impact on the world is what will help you sleep soundly at night.

So, the rest is up to you. You could keep looking at other programs like Modern Millionaires, which might work out.

You could keep researching and researching for the next few months (or few years), never making a concrete decision.

OR, you can look deep inside, think about those dreams, hopes, & desires, and make the decision to ACTUALLY make it happen, just like it has for thousands of other students before you.

Making a fortune while actually helping real people that need it.

If this sounds like you, click here to see how it all works.