The Money Academy Review (2023): Is It A Legit Affiliate Program?

Updated On: November 23, 2023

Welcome to my The Money Academy review. My goal is to answer common questions like: how much it costs, if it's a scam, and if you can actually make money with it. The end goal is to help you understand if it's a good fit for you personally, and if there are any better alternatives out there.
The Money Academy Review

This The Money Academy review has been throughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Table of Contents

Program At A Glance

What I liked
If true, there is a lot of money to be made
There is a refund policy
Work from home opportunity
What I Didn’t Like
Many upsells
Hyped up system
Not the best business model in 2022

Do you know about The Money Academy Program? Their website has a video showing people earning from this technique, and the creators indicate that if you don’t make money, they will pay you $500 in cash.

But is it legit, or is The Money Academy a scam designed to get one over on you?

Well, you can trust that you’ve come to the right spot to find out because I’ve personally investigated it and will now share what I’ve discovered in this review.

In this The Money Academy review, I will go deep into the upsides and downsides of the program.

But before I can say The Money Academy is good, I have to ask a very important question: is affiliate marketing even worth it?

Like other affiliate programs, we get pitched an ultimate dream…

Run an amazingly profitable business where you don’t have to worry about anything – no products, no inventory, no shipping, no customer service.

The only thing you need to worry about is putting this product in front of someone that wants to buy it, and the rest is money in the bank.

The best part?

“You can do it from anywhere in the world!”

Sounds pretty great… but is it?

It is 100% possible to make money with affiliate marketing – the real question is: is GetMyAds the best affiliate marketing program out there?

Well, the most difficult (and therefore most valuable) skill in the internet business is driving traffic AKA getting people to visit a website.

Later on, I’ll talk about why it’s so difficult to drive quality traffic.

But for now, let’s just say it isn’t exactly an easy process (unless you have a proven traffic source for the exact product you’re trying to sell).

If you break it down, is affiliate marketing much different from a 9-5 job? You work for someone else, sell their stuff, and they can fire you at any time.

You don’t really control anything, despite doing the most important part – driving traffic.

To be 100% clear, I’m not saying affiliate marketing won’t work. If you’ve followed my blog for long, you’ll know that I’ve made money myself as an affiliate marketer (selling women’s health products).

I have several friends that make over $20,000/mo as affiliate marketers.

What you don’t hear about is the $200,000 they had to invest UP-FRONT to start making that money.

But let’s suppose that you REALLY want to work that laptop-entrepreneur lifestyle.

What if there was a way you could build a legitimate recurring income stream?

Recurring income that doesn’t require:

  • Tens of thousands of dollars and months of time before seeing $1
  • Doing the heavy lifting, but only getting a small % of the sale
  • Living at the whim of another person that could take it all away if they feel like it

Something that could net you anywhere from a few thousand, to over $10,000 every single month, practically on auto-pilot.

A recurring income stream that you could build in a few hours per day, grow as big (or small) as you want, and doesn’t leave you at the mercy of another person?

If that sounds interesting, the Digital Rental Method might be for you. 

It kind of takes the nice parts of affiliate marketing, but transfers the control back to YOU.

All that being said, let’s continue on to The Money Academy review.

The Money Academy Overview

The Money Academy Overview

While visiting The Money Academy’s homepage, a video begins playing that features images of riches and luxury, such as beautiful women on boats, private aircraft, and exotic vacation homes with heaps of cash.

Landing Page Of The Money Academy

There will subsequently be a slew of testimonies. With The Money Academy, people claim to make thousands of dollars a week, one person after another. Some wealthy affiliates make six figures a year. I believe all of those are staged by hired actors and fake testimonials.

The narrator then describes how the people in the video are just regular people like you and me and how they are making more money like crazy with The Money Academy. The narrator promises that you, too, may earn thousands of dollars every week without lifting a finger since others will do the work for you.

The Money Academy’s Guarantee

According to him, you’ll get at least $500 in cash for viewing the video. Then I’ll come back to it in a second.

However, according to the narrator, $500 is a small amount compared to what you would earn with The Money Academy. The Money Academy promises that you will make 5 and 6 figures monthly with his assistance. In fact, he ensures that you will soon receive checks of up to $5,500 every week!

The Deception

The Deception

Your ambitions might suddenly become a reality, according to Money Academy. The fact that it’s true would be good. There is a problem with The Money Academy, however.

The pictures of luxury in The Money Academy video are typical of several internet scams. It’s a ploy to make you feel envious of the potential they’re selling.

We can’t think rationally while we’re greedy. Thus, by making us greedy at the start of the video, we are more likely to fall for the empty promises and fabricated testimonies that follow.

What Exactly Is The Money Academy?

Clicking on The Money Academy’s disclaimer takes you to the My Online Business Empire (MOBE) disclaimer. The identity of The Money Academy has finally been disclosed. Absolutely nothing is available for free, no free training, not even a system that does all the work for you.

The Money Academy is simply a landing page for a MOBE affiliate, also known as My Online Business Education. It is part of a sales funnel. MOBE is a high-priced multi-level marketing organization that could be a pyramid scheme.

MOBE is divided into 21 levels, with each level becoming more expensive. Before you may sell a level as a MOBE member, you must first buy that level. The various tiers range from $49 to approximately $30,000!

The MOBE Promise

The MOBE Promise

MOBE has a $500 refund policy. Using the Money Academy’s approach, they guarantee that if you don’t earn money, they’ll give you $500.

However, if you read the small print, you’ll notice that to be eligible for the $500, you must first pay all 21 levels. That will set you back almost $50,000!

The MOBE Scheme

The MOBE Scheme

Make money with The Money Academy/MOBE by following these steps. At some point, you’ll have to pay to join. Personal MOBE coaches/telemarketers will push you to purchase at the highest level you can afford, which might cost you hundreds of dollars.

Then, to generate money, you must refer them to so-called coaches, who are actually aggressive telemarketers. The Money Academy/MOBE telemarketers will attempt to encourage your referrals to join the MOBE scheme and purchase membership levels as well.

Then they have to refer people to the telemarketers, and the cycle begins again. It’s a bad technique to make money and doesn’t work for most people.

According to the MOBE earning disclosure, 95% of its members earn less than $100 per month. And this is after they paid hundreds of dollars to join and pay a monthly membership fee of at least $49 per month.

In other words, the majority of members never make a profit and end up losing money.

What Does It Cost To Join?

Is It Worth It

Membership at MOBE costs $49. However, many upsells available might cost you well over ten times as much. As of right now, you can’t join via the website since that option has been removed.

Be cautious and don’t invest any money you can’t afford to lose before joining.

The Money Academy Video Is Fake

The Money Academy Video Is Fake

To be honest, The Money Academy and the system behind it, MOBE, seek to extract as much money out of you as possible before allowing you to make a cent.

And, after spending hundreds of dollars, you have only a 5% chance of earning more than $100 every month!

That’s all there is to it.

The Money Academy Review: The Bottom Line

The Bottom Line

Scroll to the bottom of The Money Academy’s website and read the fine print.

The only actual item on the entire page is buried in that paragraph. And it’s not what The Money Academy claims. It said the usual purchaser does not make any money using this program.

If you’re serious about making money online, you better find legit ways other than being an affiliate with The Money Academy.

Are There Alternatives To The Money Academy?

Other Business Models To Choose From

Yes, there are plenty of Affiliate Marketing programs and resources to choose from if you want to pursue this business model. Here are just a few:

Is The Money Academy Scam?

Is It A Scam

So, time for the $1,000,000 question – is The Money Academy a scam?

No, it’s not a “scam,” technically speaking. They aren’t going to collect your payment and then ride off into the sunset without delivering you a program.

You can make money with this program. My only gripe is that making money with affiliate marketing is NOT NEARLY as easy as The Money Academy wants you to think it is.

As I’ve said earlier, the most important part of doing affiliate marketing right is driving traffic. That means being good at:

  • Writing ads that sell
  • Running ads on Google
  • Running ads on Facebook
  • Writing website blogs
  • Ranking websites
  • Converting users that land on your site
  • Email marketing

And a whole lot more.

If you’re going to spend time learning those skills, why not do it in a way that makes YOU all the money – instead of someone else?

There’s just a lot of work to be done here, and no real guarantee of success (not to mention commissions can be small).

Don’t get me wrong – I’m ALL FOR doing the hard work now, so that you can reap the benefits later.

But if you’re going to hit something super hard for 3-6 months, and your reward is barely enough money for a tank of gas… it’s just not worth it (in my opinion).

Again, I’m not saying it won’t work – I’ve personally made money with it, as have many of my friends.

I’m just saying it’s a situation where the stars need to kind of align for you in a perfect way.

And you shouldn’t be in the business of leaving your fate up to the stars…

But what if instead of all that, you could work those same 3-6 months, and generate a handful of checks that generated you $500-$2,000 EACH, every single month (almost on autopilot)?

And what if you learned it from someone who has already mastered the ability to drive traffic profitably?

Better yet, what if you could see your first payment in one week, not 3 months?

And what if you could double or triple that income within the next month or two?

That’s my experience with being a Digital Landlord.

All you really need is a laptop and some internet.

Some of my friends are Digital Rental Method that run their 6-figure businesses from:

  • Camping trips at national parks
  • Beachfront in Hawaii
  • On the road in a camper van (with a pet pig!)

They focus on living an enjoyable life first, and focus on income second. All thanks to this program

They can take weeks or months off, and money keeps rolling in.

Living happily is the top priority.

If the thought of living perpetually at your dream vacation spot interests you, using the Digital Rental Method might be for you!

What Is My Top Recommendation For Making Money Online In 2022?

Make Money Online With Digital Landlord

I’ve personally tried all of the major online business models:

Read Our In Depth Breakdown Of The Top 5 Affiliate MarketingOpp Courses For 2024

Did The Money Academy Make The List?

  • I’ve sold women’s health supplements via Clickbank affiliate marketing
  • I’ve sold fidget spinners through Amazon FBA
  • I’ve drop-shipped a toilet bowl putting green on Shopify

And I made money with all of them, so trust me when I say: there is no “perfect” business model.

That being said, my #1 recommendation for making real money online is, hands-down: being a Digital Landlord

Whether you’re a complete newbie, or you’ve been around the block before but have never had that “big win” to propel you forward, using the Digital Rental Method is for you.


1)Time commitment: If you have an hour or two per day, you can do this. Even if you want to drop everything and commit fully, that works too.

You don’t have to be constantly working to make money. The income you generate is recurring.

Imagine taking off for a month to places like Hawaii, Paris, National Parks, & other spots people only dream about – all while collecting dozens of little $500-$2,000 checks. It’s like a dream come true.

But it’s only possible to do it when you’ve separated your income from your time.

2)You Own & Control EVERYTHING: With affiliate marketing, you don’t really own a single thing – not even the customers you worked so hard to “acquire.”

Don’t believe me? Read the terms of service for any major affiliate program – they can fire you or change your compensation at the drop of a dime.

With the Digital Rental Method, you own everything, so you have ultimate control.

3)It’s Effectively Copy-Paste: Here’s my favorite part: once you have your first Digital Rental Property up, you can literally copy-paste another version of it and find another willing “renter” in a few days. DOUBLING your income doesn’t get much easier than that…

If you wanted to double your income as an affiliate, you would need to sell twice as much inventory, or double your profit margins. And I can guarantee you (from my days selling women’s health products as an affiliate), that’s a lot harder than a few clicks & a phone call.

4)Great Margins: Margins on affiliate products can be pretty low, unless you’re selling high-ticket products. When you sell high-ticket stuff, you typically have a lot of competition, and so driving traffic is expensive.

using the Digital Rental Method, your profit margin is nearly 100%. Watch here to learn how.

Just a reminder: these Digital Rental Properties are worth (at a minimum) $500/mo in semi-passive income. And each time you create another one, your income increases, and the effort put into creating the next property decreases.

Best case scenario, you have properties bringing in over $3,000+/mo on auto-pilot.

5)You’re Helping REAL People: My biggest gripe with affiliate marketing is that you’re selling products that will bring you the biggest commission, not the products that will help people the most.

It’s cool to make a quick buck in the short term, but in the long term, it eats away at your soul.

But With the Digital Rental Method, you’re helping solve REAL problems that people are ASKING for help with:

Small local businesses around the world need one thing: customers. Without them, their business would fall apart. If you can provide those customers, they’re going to be really happy – and they’re going to pay you for it.

You’re helping a struggling mother or father put food on the table for their families, put their kids through college, or simply live life a little bit more comfortably.

Having this type of impact on the world is what will help you sleep soundly at night.

So, the rest is up to you. You could keep looking at other affiliate programs like The Money Academy, which might make you money 12 months from now.

You could keep researching and researching for the next few months (or few years), never making a concrete decision.

OR, you can look deep inside, think about those dreams, hopes, & desires, and make the decision to ACTUALLY make it happen, just like it has for thousands of other students before you.

Making a fortune while actually helping real people that need it.

If this sounds like you, click here to see how it all works.



I make over $20,000/MO thanks to this platform... check it out below!