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Investing Daily Review (2022): Best Personal Finance Newsletter?

Last Updated: November 29, 2022
By: Hope
By: Hope
Investing Daily Review


This Investing Daily review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

What I Liked

What I Didn't Like

Before we get into it... who am i?

Always good to put a name to a face, so firstly, my name is Hope!

Like you, I was stuck working 8-10 hour days building someone else’s dream.

I worked at one of those cool tech companies that has omelet stations for breakfast & craft beer on tap for after hours.

To a lot of people that’s a dream, but to me… something was missing.

All I really wanted, was to actually enjoy life – more vacations, less stress, buy myself nice things without worrying about the cost… but that was something my 9-5 couldn’t provide me.

That was until a few years ago when I discovered a way to make money online by actually helping real people. 

People in this case were local business owners across the US.

Me and My Puppy

The page above is an example of how I do it. That one-page site generates $1,500/mo and I haven’t even touched it since it was put up.

That’s an $18,000/year raise from just one page.

That’s why local lead generation is my #1 business recommendation for recurring, semi-passive income. If you want to learn about that business model, click here.

Important: I am not an affiliate

for Investing Daily

Why Does That Matter?

A lot of course reviewers have no experience with any of the business models or programs they review, and so they’re just making stuff up.

They do that because they want you to click through their link to buy from the person that the review is about!

They have no clue what it’s actually like to run the type of business Investing Daily is teaching you to do.
I have absolutely no relationship with Investing Daily, so you can rest easy knowing that I’m going to give you my honest opinion
This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.

This review will go over Investing Daily Personal Finance to see if it really is the best Options trading newsletter out there.

You’ll learn whether Personal Finance is the right online business for you.

And at the end, you’ll find answers to some of the most frequently asked questions regarding Investing Daily’s Personal Finance, and options trading in general.

But most importantly, you’ll see the exact system many others have used to build their own internet marketing business to over $40,000 a month in mostly passive income.

This system made them swear off options trading for good because it uses some of the same skills but in a much more powerful and profitable way!

But before I get into all that…

If you’re like most of my readers, you came across Investing Daily Personal Finance for one main reason:

You want to make more money than you currently make by leveraging your existing resources.

Maybe you’re even looking for a quick turnaround on some of your cash instead of waiting years or decades for it to double.

Well, you’re in good company – who wouldn’t want all of that?

There’s one thing you need to watch out for though: legitimate scammers.

The idea of making 10X on your money in a day is obviously something that would entice the masses, and so it naturally attracts a lot of bad actors into the financial products space.

But for purposes of this review, let’s assume these people had the best of intentions.

Even with the most sophisticated systems out there, most experts barely manage to get it right 10% of the time…

Obviously, there’s an argument to be made that 1 winning bet can outshine 10 losing ones…

But if you mess up and miss a trade even one time, your month can turn sour pretty quickly.

Suffice it to say, there’s a whole lot of stress & uncertainty.

Now don’t get me wrong, it doesn’t mean you’re guaranteed to lose money. I’m just saying that you need to be aware of what you’re getting yourself into.

But what if you could build a different income stream, and start seeing profits within your first few days?

I’m talking about a system that doesn’t require:

  • Obsessively checking your phone and charts
  • The emotional turmoil of loss after loss, waiting for that win
  • Glorified gambling

Something that you could make anywhere from $2,000 – $10,000 with consistently, month after month?

A stream of income that you can build as high (or low) as you feel like building it, without spending every waking hour watching for alerts and pouring over charts?

If that sounds interesting, you might want to think about becoming a Digital Landlord.

If you wanna see what Investing Daily Personal Finance looks like on the inside, keep reading.

Who Is Jim Fink?

Who Is Jim Fink

A member of the Personal Finance team, Jim Fink, is a financial expert. The Investing Daily programs he oversees include Options for Income and Velocity Trader.

Ever since he was a student, Fink has worked tirelessly. He earned his degree from the prestigious Yale University.

Graduate of Harvard’s Kennedy School of Government, Columbia Law School, and the University of Virginia’s Darden School of Business.

That’s a lot of degrees for any workplace wall. Fink is clearly a smart cookie, but how are his trading skills?

As you could expect, he has a stellar trading record. He began trading options over 20 years ago and became so adept at it that he went full-time.

Jim began trading options full-time after business school, and the rest is history.

Although he isn’t the most well-known financial figure, there are plenty of nice Jim Fink reviews online. Many of his followers laud him.

Personal Finance’s popularity is a testimonial to Jim Fink’s stock-picking prowess.

His publications include Jim Fink’s Options for Income, Velocity Trader, Jim Fink’s Inner Circle, Personal Finance, and Radical Wealth Alliance.

Investing Daily Finance Newsletter Chief Analysts: Jim Pearce And Stephen Leeb

Jim Pearce

Jim Pearce oversees the Investing Daily Wealth Society and is the company’s chief investment strategist. He oversees all of our analysts as Director of Research at Investing Daily.

Born and raised in New York City, he has worked for major banks, brokerage houses, and financial advisors since 1983. Jim has a B.A. in Business Management and a CFP from the College for Financial Planning.

Here are some of Jim’s Publications:

  • Personal Finance
  • Systematic Wealth
  • Income Millionaire
  • Radical Wealth Alliance

In addition to The Complete Investor and Real World Investing, Stephen Leeb, Ph.D.

Stephen Leeb

Dr. Leeb got his bachelor’s degree in Economics from the Wharton School of Business at Penn. He then earned his master’s and doctorate degrees in psychology from the University of Illinois in just three years, a record.

Investors Business Daily, The New York Times, USA Today, Business Week, NPR, and The Wall Street Journal regularly quote him. Dr. Leeb appears regularly on Fox News, Bloomberg, CNN, and Neil Cavuto.

With his books and investment advice, Dr. Leeb has successfully predicted the secular bull market that began in the 1980s, the tech stock crash, and the rise of real assets such as oil and gold (Defying the Market: Profiting in the Turbulent Post-Technology Boom), and the surge in oil prices titled The Oil Factor.

His national bestseller, The Coming Economic Collapse: How You Can Thrive When Oil Costs $200 a Barrel, accurately predicted the 2008 subprime mortgage crisis and the vicious economic cycle that required massive government stimulus, near-zero interest rates, and massive government spending.

Investing Daily Review

Investing Daily Review

This Investing Daily Personal Finance analysis will focus on the business. Along with Mayhem Trader and Options for Income, Personal Finance is one of Investing Daily’s premium research offerings.

This is an old-school research service. Personal Finance has been around for 44 years.

I found no particular reviews online. However, the overall web mood is positive.

Utility Forecaster, Investing Daily’s second-oldest service, has likewise lasted 29 years.

Stability is rare in retail research. Unreliable or useless services would have trouble surviving that long without rebranding.

Investing Daily is a US-based private firm. As a result, they follow strict U.S. consumer protection and ethics laws, allowing you to join with confidence.

Investing Daily has been around for decades, and Personal Finance is their longest-running premium service. It’s hard to beat that.

What’s The Deal:

Whats The Deal

Here is a rundown of everything you get with the top Personal Finance membership tier.

  • My Options Strategy Manual 
  • Personal Finance Newsletters
  • Your First ‘Easy-Beginning’ Options Trade
  • Money-Back Guarantee
  • My Quick-Start Online Video Program

Personal Finance Newsletter Review

The Personal Finance Newsletter is the backbone of the program. Here you can discover the latest trading strategies and the most important market news of the week.

Unlike its rivals who follow the latest trends, Personal Finance scours the market for undiscovered jewels.

These undervalued possibilities can often result in significant rewards. Best of all, Personal Finance’s trading tactics may outperform the market even when it is in free fall.

Between 2000 & 2010, the S&P 500 was on a steady slide for roughly ten years, during the stock market’s biggest crash since 1929.

During this historically terrible era, Personal Finance users had the potential to gain nearly 70%, demonstrating the service’s ability to perform in the worst possible market conditions.

These proposals can lead to consistent gains in the options market every week. You may be cashing in every week with a bit of work and luck.

My Options Strategy Manual

As part of the current deal, new subscribers to Personal Finance will also get Jim Fink’s My Options Strategy Manual at no additional cost.

Larry Fink’s Options Trading Bible is like this study in many ways. Inside, he describes his options trading strategy in great detail.

Subscribers will discover everything you need to know about options trading, and much more. Fink walks you through his system step by step so you can comprehend everything from start to finish.

Fink’s Options Strategy Manual will have you trading options like a pro in no time.

Your First ‘Easy-Start’ Options Trade

At first, options trading may seem completely foreign and unfathomable, but once you place your first trade, things will start to make more sense.

To help you through the change, Fink has provided some additional advice and designs. They anticipate that this will serve as a successful guide for stock pricing.

When you sign up, Fink will immediately give you one of his top picks: a stock options tip that you can start trading immediately. He’ll take you through the process of the deal, detailing it for you in several separate steps.

To save time, you can keep your day moving with shorter doctor visits because the appointment won’t take longer than 9 minutes if everything goes well.

A single trade can help eliminate your worry about options trading forever. This tutorial helps beginners get started in the market.

My Quick-Start Online Video Program

Fink’s knowledge and expertise as a trader are condensed into a thorough video course for beginners.

Fink’s most potent options trading secrets are here, with clear examples of how to use them in your investment portfolio.

Fink made millions by trading options for consistent income using the same strategies. Best of all, it is simple enough for even the most inexperienced beginners to grasp quickly.

Suppose you attend these courses and pay close attention. In that case, you will come away with a plethora of new trading techniques to add to your arsenal.

Money-Back Guarantee

Money Back Guarantee

You may have faith in the legitimacy of Investing Daily Personal Finance because of the program’s ironclad money-back guarantee.

Jim’s program offers a complete 90-day money-back guarantee, surpassing even those offered by competitors.

To get a refund, just give their support line a call… even if you’re past your 90 days, they’ll prorate you for the rest of your time in the program.

To be honest, very few other programs do this. This really goes to show how much they believe in their system.

Personal Finance can be purchased confidently because it’s backed by one of the best satisfaction guarantees in the industry.

With this sort of protection, you can sleep soundly knowing that your money is well spent.

How Much Does It Cost?

Personal Finance is now available in three distinct subscription categories as part of the new agreement.

You get a digital subscription to the weekly financial newsletter service in the Basic bundle, but that’s all you get for your money. The bonus reports indicated above are not included in this bundle.

Standard is next. Honesty is told, this service isn’t the ideal solution for you right now! A print and digital membership to Personal Finance is included, but the reports aren’t.

A print & digital subscription to Personal Finance and both extra reports are included in the Premium package. You’ll also receive a bonus.

In the past, this package would have cost $199, but now you can get it for just $79.

For $49.00, Basic includes a digital newsletter subscription only. For $79, you can get a digital and print membership and four additional reports in addition to the standard subscription.

Is It Right For Me?

Personal Finance is especially good for:

  • Investors who want to build a well-diversified portfolio
  • Retirees who are looking for steady income and growth potential
  • Young people who are just starting out and need help getting their finances in order

Interested In Options

There are three basic steps to trading options:

1. Choose an underlying security

2. Choose a direction

3. Choose a strike price

Once you have these three pieces in place, you can begin trading options.

Seasoned Stock Pickers

Stock Options trading can be a great way to make money, but it’s also a complex process that can be difficult to understand. Before you start trading options, make sure you understand the risks and rewards involved. A Personal Finance advisor ensures you’re using options trading strategies that fit your risk tolerance and investment goals.

Calculated Risk-Takers

Options trading is a very risky investment. You could lose all your money if you don’t know what you’re doing.

On the other hand, personal finance is a more balanced take when trading options. It teaches you how to make money from predictable fluctuations in the stock market.

This is a safer way to invest, and it’s a good way to learn about stock market trends.


The premium package includes a plethora of additional resources that are especially useful for beginners. Fink’s reports provide a comprehensive overview of options trading.

They also have information to help investors save money on taxes, improve their stock-picking skills, and more.

Is The Program Worth It?

Is The Program Worth It

There are very few research services with such a long track record. Personal finance has been kicking butt and taking names for more than four decades and is still going strong.

The basic package is a good value at $49, but the Premium package gives you the most bang for your buck.

This Premium package includes a robust collection of additional reports and resources and print AND digital copies of each issue of Personal Finance.

The best part is that upgrading only costs $30.

The cost of Personal Finance is comparable to that of its competitors. Personal Finance, on the other hand, gives you a lot more bang for your buck.

The research reports are excellent, but almost every service provides additional research to new subscribers. What truly distinguishes Investing Daily is its solid satisfaction guarantee.

InvestingDaily’s full refund policy is valid for 90 days from the date of purchase. That is three times longer than is typical in the industry. But that’s only the beginning.

After 90 days, you can cancel at any time and receive a prorated refund for the remainder of your subscription.

That is, quite frankly, unheard of, demonstrating Investing Daily’s dedication to its product.

Overall, this is an excellent service that provides excellent value for money. This service, in my opinion, is well worth the admission fee.

Final Verdict

Final Verdict

Investing Daily is a fantastic service with a lot to offer both stock market veterans and newcomers.

These reports contain a wealth of options trading knowledge. This information goes far beyond what you could learn from browsing the internet, and it’s all laid out straightforwardly so you can pick it up quickly.

Adding options to your arsenal can significantly increase your financial firepower. Fink’s system is designed to generate consistent weekly gains, which means you could cash in weekly if you execute your cards correctly.

What do you have to lose with one of the best money-back guarantees in the research industry? In the worst-case scenario, you can return it for a full refund within 90 days. Even the bonus materials are yours to keep!

With packages starting at $49, Investing Daily Personal Finance is affordable to even the most limited investing budget.

Personal Finance ticks all the boxes if you want to learn how to trade options. It has a stellar reputation, an unbeatable satisfaction guarantee, a track record of success, and a reasonable price point. What’s not to like?

Are There Alternatives To Investing Daily Personal Finance?

Other Business Model To Choose From

Yes, there are plenty of other business models to choose from if you want to pursue this making money online. Here are just a few:

Is Investing Daily Personal Finance A Scam?

Is It A Scam

Alright, time for the $1,000,000 question: is Investing Daily Personal Finance a scam?

No, not technically. You can 100% make money with it, but it’s not NEARLY as simple as Jim Fink wants you to think it is.

You need to understand that you are taking a very big risk with financial products.

So while it’s entirely possible that you hit the big leagues and retire to a vineyard… the path to get there is so stressful, it might just shave a decade off your life… IF you even get there.

A friend of mine actually writes advertisements for one of the largest financial program advertisers in the world… so believe me when I say that most of the “awesome” numbers they use in their ads & landing pages are borderline false.

What they conveniently leave out are the dozens of losing bets and trades that came before the big win you’re reading about.

Now, most people don’t have the emotional bandwidth to stick out 3 months of back-to-back losses before (hopefully) getting a big win.

I’d rather use that 3 months of work (in my spare time) building Digital Rental Properties, and then collect a handful of nice little $500-$2,000 checks every single month afterward (AKA passive income).

And the cool part is that you can do it in a lot less time than 3-months (I personally did it in my first 2 weeks of being a Digital Landlord).

You can do it from anywhere in the world, so it’s a genuine “laptop-lifestyle” business.

All you need is a laptop and an internet connection.

Some of my friends are Digital Landlords that run their 6-figure businesses from:

  • Camping trips at national parks
  • Beachfront in Hawaii
  • On the road in a camper van (with a pet pig!)

They focus on living an enjoyable life first, and focus on income second. All thanks to this program

They can take weeks or months off, and money keeps rolling in.

Living happily is the top priority.

If the thought of living perpetually at your dream vacation spot interests you, being a Digital Landlord might be for you!

What Is My #1 Recommendation For Making Money In 2022?

Make Money Online With Digital Landlord

I’ve personally tried all of the major online business models:

  • I’ve traded crypto & purchased a bunch of fancy “insider stock tip” newsletters
  • I’ve sold fidget spinners through Amazon FBA
  • I’ve drop-shipped a toilet bowl putting green on Shopify
  • I’ve sold women’s health supplements via Clickbank affiliate marketing

And I made money with all of them, so trust me when I say: there is no “perfect” business model.

That being said, my #1 recommendation for making real money online is, hands-down: being a Digital Landlord.

Whether you’re a complete newbie, or you’ve been around the block before but have never had that “big win” to propel you forward, becoming a Digital Landlord is for you.


1)Time: If you’ve got a spare hour or two each day, you can do this. If you want to drop everything and go all in, you can do this. More time obviously means faster results, but even putting in a few hours per day is enough to see real success.

And because of that flexibility, you don’t need to trade your time for money. Once the income starts, it’s recurring.

That means you can take a month off, travel the country, pursue a passion project, chill on the beach, or charter a boat across the world.

But you can only do that once you’ve created an income stream that doesn’t require YOU to be there all day, every day.

2) You Own & Control EVERYTHING: When it comes to the markets, nothing is in your control. You have zero influence over market-shifting macroeconomic trends.

The number of people that have ACTUALLY beat the market consistently can be counted on one hand.
Why pour your soul into a business that you realistically have zero control over?

When you’re a Digital Landlord, you literally own all of the assets, which means you have ultimate control.

3) It’s Effectively Copy-Paste: Here’s my favorite part: once you have your first Digital Rental Property up, you can literally copy-paste another version of it and find another willing “renter” in a few days. DOUBLING your income doesn’t get much easier than that…

If you wanted to double your income in the markets, you would need to make twice as many winning trades, or double your profit on each trade. And I can guarantee you that’s a lot harder than a few clicks & a phone call.

4) Make Money Helping Real People: When you make money in the markets, you’re not really helping anyone but yourself. There is a loser on the other end of that trade.

But when you’re a Digital Landlord, you’re helping solve REAL problems that people are ASKING for help with:

Small local businesses around the world need one thing: customers. Without them, their business would fall apart. If you can provide those customers, they’re going to be really happy – and they’re going to pay you for it.

You’re helping a struggling mother or father put food on the table for their families, put their kids through college, or simply live life a little bit more comfortably.

Having this type of impact on the world is what will help you sleep soundly at night.

So, the rest is up to you. You could keep looking at other programs like Investing Daily Personal Finance, which might make you money if you luck out.

You could keep researching and researching for the next few months (or few years), never making a concrete decision.

OR, you can look deep inside, think about those dreams, hopes, & desires, and make the decision to ACTUALLY make it happen, just like it has for thousands of other students before you.

Making a fortune while actually helping real people that need it.

If this sounds like you, click here to see how it all works.

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