Ryan Dossey Review (Updated 2024): Is His CCF Investments Program Legit?

TLDR – What’s The Verdict On CCF Investments?

What if you could skip all the steps it would take to become a passive income millionaire?

Imagine hopping in the time machine. Beep beep beep..

Presto, you’ve hit the fast-forward button to 5 years ahead, where you’re now officially a millionaire.

Congrats..

But is that the road you wanna take?

Even if someone handed a 1 million dollar real estate portfolio to you, chances are you wouldn’t know how to handle it…

That’s because you need to have gone through all the necessities trials and tribulations to be able to handle that success.

Otherwise it’ll crumble like a house of cards.

It’s like trying to run before you walk.

In business and in life, there’s a sequence of steps you need to take.

With real estate, you have to ask yourself, “Is now the best time for YOU to get into real estate investing?”

Because despite its potential upside, fixing and flipping houses takes a lot of skill, labor, and money to work…

If you’re not sitting on $30k+ in disposable income, good luck!

Most beginners have it all backwards.

They want to go straight into real estate without understanding what it is or how it works…

Real estate is great for wealth management, not cashflow generation..

Do you see the difference?

Houses are stable, and they hold their value, making it the perfect way to hedge against inflation..

..because whether we’re in good times or bad times, we all need roofs over our heads…

So if you have a lot of money, rather than put it into the stock market, you can retain its value by keeping it in more predictable assets like real estate..

The problem is real estate is terrible for generating cash flow as a beginner…

Here are two main roads you can take with this game…

• Scenario A: You fund the houses yourself, which costs probably $50k+ upfront.
• Scenario B: You get someone else to fund the deal. You don’t own the asset, but you earn a commission… However, deals are highly unpredictable and could take months or years to come by, with no guarantee of success..

Either way, you have to pick your poison..

And both are lousy options for beginners.

But what if there was a beginner-friendly way to generate cash flow first WITHOUT

• Needing tens of thousands in the bank
• Dealing with home repairs
• Hounding the phones to distressed property owners

The modern way to generate cash flow is to own Digital Real Estate…

Like physical real estate, you own rental properties that collect checks month after month…

Checks that can bring you anywhere from $500 to $2,000 per tenant…

All you need is a few clients to hit a comfortable 6-figure income.. Best of all, you don’t need to deal with the hassle that comes with owning physical property..

Once you build your digital rental empire and have set aside $50k, maybe then you can look into Ryan’s program…

But first, you should focus on generating enough income to fire your boss… If that sounds like a better idea, you may wanna check out this free training that explains all of this in more detail…

But if you’re still curious about CCF Investments, let’s keep rolling..

Who Benefits From CCF Investments And Who Should Stay Far Away?

You might benefit from CCF Investments if..

1. You’ve built successful businesses and are now ready to diversify your income.
2. You have tons of experience in the real estate game.
3. You’ve had success learning from guys like Pace Morby and Kris Kohn.

That said, you may wanna turn the other cheek if..

1. Your only experience with real estate investing is watching HGTV.
2. You don’t have $30k+ lying around ready to deploy into real estate..
3. You prefer a more predictable income stream, kinda like what they teach here..

CCF Investments Reviews At A 1,000 FT View

There’s a lot to unpack here with Ryan Dossey’s coaching program…

It’s easy to listen to his videos and feel lost in all the real estate lingo he spews. So here’s a breakdown of what CCF Investments actually is and how it all works.

What Is CCF Investments?

Create Cash Flow Investments is a 12-week program that comes with a ton of bells and whistles.

You get a series of training videos and PDF guides showing you the ins and outs of marketing your real estate business. But with Ryan Dossey’s coaching program, he makes it a point to do a bit of hand-holding.

Rather than just giving you the material and leaving you to figure it out on your own, Ryan offers a Slack community group where you can connect with other real estate investors. Plus, you get two live group coaching calls. To join, you’ll need to schedule a call with one of his sales reps.

Business Model

Real estate is deemed as the “safe” way to get rich.. Everybody needs a roof over their heads, so there’s always gonna be a demand for it.

Ryan covers all aspects of real estate investing, but he really focuses on 2 core ways to make money:

1. Wholesaling
2. Flipping

I’ll cover each method, so you know exactly what you’d be getting yourself into..

Real Estate Wholesaling

Real estate wholesaling is where you act as the middleman between the buyer and seller in a property transaction.

You coordinate the sale of distressed properties, which are homes that are in default, being foreclosed upon, or being sold to settle a debt.

Here’s what making money with wholesaling looks like:

1. Find distressed properties: You’ll need to find sellers who can’t afford to pay their mortgage.
2. Negotiate the deal: From there, you negotiate a deal to help them sell their house fast so they get outta debt. You get the property owner to sign a document that states they are willing to put their house under contract for an agreed-upon price.
3. Find investors to buy the property: You’ll show the deal to investors who can fund the deal and make the purchase.

Wholesaling is kinda like the wild wild West of real estate.. Lots of shady business goes on here. A lot of wholesalers pray on desperate property owners who are in a bad financial situation..

That said, you’re gonna need to tread carefully since there’s a lot of legalities that protect homeowners from potential predatory tactics.

In addition, many states like Illinois and metros like Philadelphia require you to have a license to wholesale…If you don’t wholesale properly, you could face legal penalities..

Real Estate Flipping

The real estate fix and flip model is exactly how it sounds.

You, as the investor buy an undervalued property. Then you fix it up, add repairs, and make it look all pretty. After that, cash it out and sell it for a higher price.

Make no mistake about it, real estate flipping isn’t as easy as those HGTV shows make it out to be.

I get why it’s so popular.

You see people on TV find incredible home decor items at the flea market. And now you think you can become the next HGTV star of your hometown..

Sorry to burst your bubble, but there’s more to it.

Who Is Ryan Dossey?

From dropout to drop-dead success, Ryan Dossey’s story comes straight out of a Hollywood script.

His journey started as a 17-year-old. As a high-school dropout, he was thrust into the workforce selling car warranties over the phone.

Making only $23k per year, he knew he was destined for more..

That is until he discovered a site called Bigger Pockets, which opened Pandora’s Box.

Like a bull in a china shop, he went down the rabbit hole of real estate investing.

But it wasn’t all roses and unicorns..

He started off losing $30,000 right outta the gate because he got into cahoots with the wrong house..It needed too much work and had a lot of code enforcement liens.

Moral of the story: Don’t invest your money into things you don’t know.

Eventually, Ryan landed on his feet. He went from 6 deals in one year to 73 the next. Now Ryan’s a 9-figure real estate investor who teaches this stuff to students and spends his time flashing his Lambos for public consumption.

He’s also the founder of Stewardship Properties, Ballpoint Marketing, and Call Porter, all companies designed to help real estate investors.

How Much Does CCF Investments Cost?

CCF Investments cost anywhere from $10,000 to $12,000 per year, depending on your experience level.

Beyond that, Ryan preaches that you should set aside a marketing budget of $3,000 per month, like sending direct mail campaigns for lead flow.

Mind you, this cost excludes other expenses like:

• Tools and software Ryan recommends
• The down payment to fund the property purchase

Best of all?

Ryan doesn’t guarantee any results. So, this real estate experiment will be at your expense. It’s basically sink or swim and no in-between.

Is There A Refund Policy?

CCF Investments has no refund policy, meaning buy at your own risk.

According to the terms and conditions page, all sales made through Ryan Dossey’s website are final..

While I understand that you wouldn’t want students learning your best strategies only to ask for a refund…

I personally think a 30 to 90-day money-back guarantee would be fair… But Ryan thinks otherwise…

Personal Opinion On Ryan Dossey

So, is this just another scam?

I doubt it.

Personally, I don’t think Ryan is a magician. He’s probably not in the business of vanishing acts.. grabbing your cash, and not delivering on his promises.

Ryan Dossey gives a lot of value in his YouTube videos, which I can respect. My gripe with CCF Investment has less to do with the program and more to do with the business model.

Think about it for a second..

You have to pay 10 to 12 grand annually to get access to his coaching program… Then he wants you to spend another 3 grand every month on sending mailers, outsourcing phone calls, and buying his CRM product.

I was never great at math growing up, but the numbers just don’t seem to add up.

Sure, you might land a wholesale deal with all that effort you put in…

Most wholesalers make $3k to $20k per deal. So you would probably need a deal or two just to break even…

In many cases, it takes months to land a deal. For this Redditor, it took 10 months!

So, in reality, you’re working for free until you land multiple deals…

I’d rather spend my energy on something that gives me a faster return…Something that allows me to generate thousands of dollars within my first month or two..

..And without having to shell out $15k+ off the bat just to see if it’s worth doing…

That’s why I recommend the Digital Rental Method.

With this method, I can put in that same 3 months of work (in my spare time) and build a couple of Digital Rental Properties, each bringing in a few thousand dollars every single month in recurring income…

And unlike physical real estate, you’re not stuck to one geographical location.

When you own digital rental properties, you can work from anywhere. The world is truly your oyster.

Many of my friends run their 6-figure digital real estate empire from:

• Beautiful suites in Dubai
• Campervans trekking through national parks
• Beachfront in Hawaii

It’s the only business I know that consistently takes ordinary people and turns them into 6-figure earners…

People from all walks of life, like mothers, fathers, and outta college graduates, have fired their bosses and been able to create their dream lifestyle…

If that sounds like the type of life you wanna lead, then you might wanna check out what the Digital Rental Method is all about!

What’s Inside Of CCF Investments?

Create Cash Flow Investments is a 12-week program that takes you from A to Z to build your real estate empire.

Every week, you get 4 to 5 short videos giving you actionable steps to take. By the end of it all, you should:

• Know how to find off-market deals
• Have your brand and logo created
• Hired a call center like Call Porter to handle all of your inbound calls
• Set up your REsimpli CRM system to handle all marketing efforts
• Order your batch of direct mail from Ballpoint Marketing
• Gathered reviews across platforms to build trust

Conclusion – Should You Buy?

If you haven’t picked up on my stance, then let me say it one more time.

No, I don’t think you should fork over your money to Ryan.

Unless you’ve got $30k to $50k lying around that you’re OKAY losing, then this isn’t for you.

Sure, Ryan knows what he’s doing.. But even he lost $30,000 to start with.

While Ryan may be able to help you navigate the bumps along the way, there’s no guarantee…

If you want a more sure-fire business model, then I’d say take a look a own Digital Rental Properties instead…It’s like physical real estate but without all the downsides.

My #1 Alternative For Making Money Online In 2024

I’ve personally tried all of the major online business models:

• I’ve sold fidget spinners through Amazon FBA
• I’ve drop-shipped a toilet bowl putting green on Shopify
• I’ve sold women’s health supplements via Clickbank affiliate marketing

And I made money with all of them, so trust me when I say there is no “perfect” business model.

It’s worth noting that I FULLY endorse real estate investing as a way to grow wealth, and that’s why I invest my own money in commercial and residential real estate.

That being said, my #1 recommendation for making real money online as a beginner is, hands-down, the Digital Rental Method.

Whether you’re a complete newbie or you’ve been around the block before but have never had that “big win” to propel you forward, the Digital Rental Method is for you.

Why?

Time: If you’ve got a spare hour or two each day, you can do this. If you want to drop everything and go all in, you can do this. More time obviously means faster results, but even putting in a few hours per day is enough to see real success.

And because of that flexibility, you don’t need to trade your time for money. Once the income starts, it’s recurring.

That means you can take a month off, travel the country, pursue a passion project, chill on the beach, or charter a boat across the world.

But you can only do that once you’ve created an income stream that doesn’t require YOU to be there all day, every day.

Real estate investing is a FULL-TIME JOB. If you stop finding deals, your money dries up.

Ownership & Control: Unless you’re buying your properties in cash, you don’t technically own the properties – the lender does.

If you miss a single payment, the property can be taken from you.

Why pour your soul into a business that could be taken away from you at the drop of a dime?

When you run a Digital Rental Empire, you literally own all of the assets, which means you have ultimate control.

Ongoing costs: With real estate, profit margins are actually pretty slim. Real wealth is made in owning the assets and owning A LOT of them.

With the Digital Rental Method, your profit margin is nearly 100%. Watch here to learn how.

Just a reminder: these Digital Rental Properties are worth (at a minimum) $500/mo in semi-passive income. And each time you create another one, your income increases, and the effort put into creating the next property decreases.

Best case scenario, you have properties bringing in over $3,000+/mo on auto-pilot.

It’s Effectively Copy-Paste: Here’s my favorite part: once you have your first Digital Rental Property up, you can literally copy-paste another version of it and find another willing “renter” in a few days. DOUBLING your income doesn’t get much easier than that…

If you wanted to double your income with real estate investing, you would need twice as many properties or double your profit margins on each property. And I can guarantee you that’s a lot harder than a few clicks & a phone call.

Make Money Helping Real People: When you follow the Digital Rental Method, you’re helping solve REAL problems that people are ASKING for help with:

Small local businesses around the world need one thing: customers. Without them, their business would fall apart. If we can provide those customers, they’re going to be really happy – and they’re going to pay you for it.

You’re helping a struggling mother or father put FOOD on the table for their families, put their kids through college, or simply live life a little bit more comfortably.

Having this type of impact on the world is what will help you sleep soundly at night.

So, the rest is up to you. You could keep looking at other opportunities, CCF Investments, which might make you money.

You could keep researching and researching for the next few months (or a few years), never making a concrete decision.

OR, you can look deep inside, think about those dreams, hopes, & desires, and make the decision to ACTUALLY make it happen, just like it has for thousands of other students before you.

Making a fortune while actually helping real people who need it.
If this sounds like you, click here to see how it all works.