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Seven Figure Formula Review (2022): Best Option For Trading Penny Stocks?

Last Updated: December 8, 2022
By: Hope
By: Hope
Seven Figure Formula Review


This Seven Figure Formula review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

What I Liked

What I Didn't Like

Before we get into it... who am i?

Always good to put a name to a face, so firstly, my name is Hope!

Like you, I was stuck working 8-10 hour days building someone else’s dream.

I worked at one of those cool tech companies that has omelet stations for breakfast & craft beer on tap for after hours.

To a lot of people that’s a dream, but to me… something was missing.

All I really wanted, was to actually enjoy life – more vacations, less stress, buy myself nice things without worrying about the cost… but that was something my 9-5 couldn’t provide me.

That was until a few years ago when I discovered a way to make money online by actually helping real people. 

People in this case were local business owners across the US.

Me and My Puppy

The page above is an example of how I do it. That one-page site generates $1,500/mo and I haven’t even touched it since it was put up.

That’s an $18,000/year raise from just one page.

That’s why local lead generation is my #1 business recommendation for recurring, semi-passive income. If you want to learn about that business model, click here.

Important: I am not an affiliate

for Seven Figure Formula

Why Does That Matter?

A lot of course reviewers have no experience with any of the business models or programs they review, and so they’re just making stuff up.

They do that because they want you to click through their link to buy from the person that the review is about!

They have no clue what it’s actually like to run the type of business Seven Figure Formula is teaching you to do.
I have absolutely no relationship with Seven Figure Formula, so you can rest easy knowing that I’m going to give you my honest opinion
This review is written based on my own experiences with this business model.

All that being said, let’s jump into things.

There are various methods to generate money online, like investing in stocks or Forex.

However, online money-making scams crowd the internet these days, and the stock market is no exception.

You’ve probably heard about Seven Figure Formula and wanted to conduct your research before joining up with them. That’s definitely a good move these days since you can never be too cautious online.

Is it possible to make money online with the Seven Figure Formula?

Is Seven Figure Formula a scam or a waste of time and money?

Now, I do want to be totally honest in this review, so…

If you’re like most of my readers, you came across Seven Figure Formula for one main reason:

You want to make more money than you currently make by leveraging your existing resources.

Maybe you’re even looking for a quick turnaround on some of your cash, instead of waiting years, or even decades for it to double.

Well, you’re in good company – who wouldn’t want all of that?

There’s one thing you need to watch out for though: legitimate scammers.

The idea of making 10X on your money in a day is obviously something that would entice the masses, and so it naturally attracts a lot of bad actors into the financial products space.

But for purposes of this review, let’s assume these people had the best of intentions.

Even with the most sophisticated systems out there, most experts barely manage to get it right 10% of the time…

Obviously, there’s an argument to be made that 1 winning bet can outshine 10 losing ones…

But if you mess up and miss a trade even one time, your month can turn sour pretty quickly.

Suffice it to say, there’s a whole lot of stress & uncertainty.

Now don’t get me wrong, it doesn’t mean you’re guaranteed to lose money. I’m just saying that you need to be aware of what you’re getting yourself into.

But what if you could build a different income stream, and start seeing profits within your first few days?

I’m talking about a system that doesn’t require:

  • Obsessively checking your phone and charts
  • The emotional turmoil of loss after loss, waiting for that win
  • Glorified gambling

Something that you could make anywhere from $2,000 – $10,000 with consistently, month after month?

A stream of income that you can build as high (or low) as you feel like building it, without spending every waking hour watching for alerts and pouring over charts?

If that sounds interesting, you might want to think about becoming a Digital Landlord.

If you wanna see what Seven Figure Formula looks like on the inside, keep reading.

What Is Seven Figure Formula?

What Is Seven Figure Formula

Seven Figure Formula is a set of instructions for turning small investments in stocks like penny stocks into a sustainable source of wealth.

Penny stocks are simply stocks that trade for a little fraction of a dollar.

This is how Jordan Belfort of Wolf of Wall Street fame became the wealthy millionaire he is today and how he got himself into legal problems.

But you’re not going to do what Belfort has been doing. The Seven Figure Formula achieves everything legally.

The system is meant to help you transform your $100 investment into millions of dollars, or so they claim.

What Are Penny Stocks?

What Are Penny Stocks

Penny stocks are shares of smaller companies that trade for less than $5 each on the market.

Many penny stocks trade over-the-counter (OTC) through the electronic OTC Bulletin Board (OTCBB) or the privately owned OTC Markets Group, while others make trade on larger exchanges like the New York Stock Exchange (NYSE).

OTC transactions don’t have a trading floor, and quotations are likewise handled entirely electronically.

Trading Penny Stocks Reviews: How Does It Work?

How Does It Work

Historically, stocks trading for less than $1 per share were considered “penny stocks.” The United States Securities and Exchange Commission (SEC) has widened the definition to include any stock trading for less than $5 per share.

The Securities and Exchange Commission (SEC) is an independent federal government body tasked with safeguarding investors while ensuring the fair and orderly operation of the securities markets.

Penny stocks are often connected with tiny businesses and trade infrequently, indicating a lack of liquidity or available buyers in the market.

As a consequence, investors may find it difficult to sell shares since no buyers are available at the moment.

Investors may have difficulties obtaining a price that correctly represents the market due to the limited liquidity.

Penny stocks are often seen as extremely speculative due to their lack of liquidity, huge bid-ask spreads or price quotations, and small company sizes. In other words, investors may lose a significant portion or all of their investment.

Who Are The People Behind Seven Figure Formula?

who are the people behind seven figure formula

Company founders Greg Guenthner and Jonas Elmerraji are seasoned stock market players who have established their names on Wall Street.

Guenthner edits the investing magazines “The Rude Awakening” and “Profit Spy” for Agora Financial.

Elmerraji, the computer program’s math genius, has been working with Guenthner at Agora Financial.

These stock market geniuses were featured in the Wall Street Journal and Forbes, so they know what they’re talking about.

However, this does not always imply that the system they are promoting is legitimate (or even works). Despite positive client feedback, there has been a lot of negative news regarding Agora Financial.

Agora Financial also offered other programs such as Lifetime Income Report and Income On Demand.

An Inside Look Into The Seven Figure Formula

an inside look into the seven figure formula

As was previously said, the system’s primary focus is on making as much money as possible from penny stocks, hoping to turn a $100 investment into millions.

How Much Does Seven Figure Formula Cost?

How Much Does Seven Figure Formula Cost

Three membership levels are available if you’re interested in joining this organization. Let’s take a quick look at how much they set you back:

Silver Membership ($49/Year) – This online-only membership gives you access to the members’ website, weekly notifications, and complimentary newsletters.

Gold Membership ($89/Year) — This membership includes everything in the Silver Membership, except print editions as well as digital versions.

Platinum Membership ($99 per year) – There doesn’t seem to be any distinction between the Gold Membership and the Platinum Membership in terms of what’s included.

What Makes Seven Figure Formula Unique?

What Makes Seven Figure Formula Unique

This is a completely average business. After joining, you’ll get access to its publications, where you can learn ways to fast double the value of your stock holdings.

You will also be given access to the “secret formula” for making millions from stock investments.

In reality, there is no formula at all. Every month, you will get a series of articles sent right to your inbox, as well as one or two recommendations on which penny stocks to watch out for.

Along with the extensive list of readings, you will also receive their magic software, Factor 148, as well as some lessons on how to utilize it.

The software promises to be able to predict increases in the penny stocks market, allowing traders to know when it is best to trade.

It all sounds pretty high-tech. However, in the trading industry, whether it’s a binary option or a foreign exchange, practically every site has an automated program that searches for signals and sends notifications to users through their phones.

The website makes it out to be something miraculous when, in reality, it merely gives advice based on what the robot believes is true.

What Do You Get From Seven Figure Formula?

What Do You Get From Seven Figure Formula

  1. Seven Figure Publishing – Monthly publications that forecast the performance of certain companies and identify which stocks will yield a profit of more than 100% within a year.
  2. Weekly Updates – Typically, information about various companies and investment prospects is provided.
  3. The Monthly Seven Figure Formula Penny Stock Report – Get the most up-to-date information on penny stocks sent right to your email!
  4. Bonus Report: ‘Three Chances to Double Your Money Using a Seven Figure Formula‘s Penny Stocks – How a total newbie in the stock market may transform a small investment into a six-figure windfall.
  5. The Seven Figure Formula, Revealed – An extensive document that explains how the formula works so that you may comprehend how the computer program works. It’s similar to 24Option but for penny stocks.
  6. The Seven Figure Formula  Hotsheet – This is an inside peek into their secret formula, designed to provide you with information and insight into how your investments are doing.
  7. Bonus Report No. 2 – How to Trade Seven Figure Formula Penny Stocks – This is a refresher course for people who haven’t traded in a while and a road map for those who haven’t started trading yet. This course will teach you how to purchase, sell, and everything in between.

You’ll get access to a members-only website, trade videos, Q&A seminars, and more.

There’s a promise that subscribers will learn the “secret formula” for investing after joining up.

Aside from that, there is a lack of detail on the extra bonuses you’ll get as a member of the system.

Can I Make Money With Seven Figure Formula?

Can I Make Money With Seven Figure Formula

Yes, you can!


There’s a lot that comes along with stock investing that many people struggle with.

Now, don’t get the wrong idea…

It’s not impossible to make money with penny stock investment system, but if you’re gonna put in the amount of grueling work to do this business (which, trust me, isn’t easy), you might as well bring in some REAL money while you’re learning the ropes.

The program that helped skyrocket many online businesses to over $41,000+ per month is so simple that making money really does become second nature.



The Seven Figure Formula guarantees you’ll make a fortune trading penny stocks. Inquiring into it might be worthwhile if you can spare the $79 annual fee.

However, you may take many different approaches to establish your company.

Even if you’re focused on learning to invest in penny stocks, you can do far better than the Seven Figure Formula claims.

Keep in mind, I don’t get paid to promote any of the programs I review. I personally think penny stock investing is a great business model, but you could end up leaving way too much money on the table.

Are There Alternatives To Seven Figure Formula?

Other Business Models To Choose From

Yes, there are plenty of other business models to choose from if you want to pursue this making money online. Here are just a few:

Is Seven Figure Formula A Scam?

Is It Legit Or Scam

Alright, time for the $1,000,000 question: is Seven Figure Formula a scam?

No, not technically. You can 100% make money with it, but it’s not NEARLY as simple as Greg Guenthner and Jonas Elmerraji want you to think it is.

You need to understand that you are taking a very big risk with financial products.

So while it’s entirely possible that you hit the big leagues and retire to a vineyard… the path to get there is so stressful, it might just shave a decade off your life… IF you even get there.

A friend of mine actually writes advertisements for one of the largest financial program advertisers in the world… so believe me when I say: most of the “awesome” numbers they use in their ads & landing pages are borderline false.

What they conveniently leave out are the dozens of losing bets and trades that came before the big win you’re reading about.

Now, most people don’t have the emotional bandwidth to stick out 3 months of back-to-back losses before (hopefully) getting a big win.

I’d rather use that 3 months of work (in my spare time) building Digital Rental Properties, and then collect a handful of nice little $500-$2,000 checks every single month afterward (AKA passive income).

And the cool part is that you can do it in a lot less time than 3-months (I personally did it in my first 2 weeks of being a Digital Landlord).

You can do it from anywhere in the world, so it’s a genuine “laptop-lifestyle” business.

All you need is a laptop and an internet connection.

Some of my friends are Digital Landlords that run their 6-figure businesses from:

  • Camping trips at national parks
  • Beachfront in Hawaii
  • On the road in a camper van (with a pet pig!)

They focus on living an enjoyable life first, and focus on income second. All thanks to this program

They can take weeks or months off, and money keeps rolling in.

Living happily is the top priority.

If the thought of living perpetually at your dream vacation spot interests you, being a Digital Landlord might be for you!

What Is My Top Recommendation For Making Money Online In 2022?

Make Money Online With Digital Landlord

I’ve personally tried all of the major online business models:

  • I’ve traded crypto & purchased a bunch of fancy “insider stock tip” newsletters
  • I’ve sold fidget spinners through Amazon FBA
  • I’ve drop-shipped a toilet bowl putting green on Shopify
  • I’ve sold women’s health supplements via Clickbank affiliate marketing

And I made money with all of them, so trust me when I say: there is no “perfect” business model.

That being said, my #1 recommendation for making real money online is, hands-down: being a Digital Landlord.

Whether you’re a complete newbie, or you’ve been around the block before but have never had that “big win” to propel you forward, becoming a Digital Landlord is for you.


1)Time: If you’ve got a spare hour or two each day, you can do this. If you want to drop everything and go all in, you can do this. More time obviously means faster results, but even putting in a few hours per day is enough to see real success.

And because of that flexibility, you don’t need to trade your time for money. Once the income starts, it’s recurring.

That means you can take a month off, travel the country, pursue a passion project, chill on the beach, or charter a boat across the world.

But you can only do that once you’ve created an income stream that doesn’t require YOU to be there all day, every day.

2) You Own & Control EVERYTHING: When it comes to the markets, nothing is in your control. You have zero influence over market-shifting macroeconomic trends.

The number of people that have ACTUALLY beat the market consistently can be counted on one hand.
Why pour your soul into a business that you realistically have zero control over?

When you’re a Digital Landlord, you literally own all of the assets, which means you have ultimate control.

3) It’s Effectively Copy-Paste: Here’s my favorite part: once you have your first Digital Rental Property up, you can literally copy-paste another version of it and find another willing “renter” in a few days. DOUBLING your income doesn’t get much easier than that…

If you wanted to double your income in the markets, you would need to make twice as many winning trades, or double your profit on each trade. And I can guarantee you that’s a lot harder than a few clicks & a phone call.

4) Make Money Helping Real People: When you make money in the markets, you’re not really helping anyone but yourself. There is a loser on the other end of that trade.

But when you’re a Digital Landlord, you’re helping solve REAL problems that people are ASKING for help with:

Small local businesses around the world need one thing: customers. Without them, their business would fall apart. If you can provide those customers, they’re going to be really happy – and they’re going to pay you for it.

You’re helping a struggling mother or father put food on the table for their families, put their kids through college, or simply live life a little bit more comfortably.

Having this type of impact on the world is what will help you sleep soundly at night.

So, the rest is up to you. You could keep looking at other programs like Seven Figure Formula, which might make you money if you luck out.

You could keep researching and researching for the next few months (or few years), never making a concrete decision.

OR, you can look deep inside, think about those dreams, hopes, & desires, and make the decision to ACTUALLY make it happen, just like it has for thousands of other students before you.

Making a fortune while actually helping real people that need it.

If this sounds like you, click here to see how it all works.

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